Your indispensable last-minute guide to making your own Christmas presents - on a student budget

Christmas is approaching, which means late-night shopping, seasonal sales and stretched student overdrafts. Ticking off the presents list is always difficult when your pockets are less than lined and you’re buying for the friends and family who have everything imaginable. So instead of reaching for the house swear jar or skipping the in between classes Tesco meal deal, crafted gifts are the answer.

Payday loan stores are to face tougher regulations after moves proposed by the Financial Conduct Authority (FCA) call on more responsible lending

Student debt: Why it's never a good idea to turn to payday loans

With student debt on the rise, more and more people are turning to payday loans. But should they

Katharine Hamnett interview: How to shop ethically on a student budget

The designer and campaigner gives her top tips on truly ethical fashion

Picking the right student flat: 10 ways to win at university housing

In the coming weeks, endless student housing companies will be plastering your campuses, social media pages and college notice boards with images of their glossy abodes in an attempt to coerce you into moving away from the safe haven university halls.

Student credit cards: How to use credit responsibly at university

So you’re feeling pretty pleased with yourself; you've passed your exams, made it to uni, and survived freshers' week. Now you’re offered a student credit card. What to do? Do you say yes, just in case? Or are you from the "credit cards are the devil" school of thought? There’s no ‘right’ answer, but if you know what you’re doing you can use your card to your - not the bank’s - advantage.

8 must-have items students need to take to university

Whether you’re starting university this September or returning for your second or final year, there are some things you won’t be able to get by without as a student, no matter what stage you’re at. Get your suitcase ready and put on your sweetest voice for a quick and hefty withdrawal from the bank of mum and dad if you have to for these eight essential items.

Shiny new pennies come off the production line at the Royal Mint in Pontyclun

Beat the bar work: Alternative ways to make money at university

Easter is fast approaching and every student’s and soon-to-be graduate’s thoughts will soon be turning to summer. Are you trying to plan the holiday of a lifetime, but your overdraft just isn’t stretching far enough? Well, it’s not too late to earn some extra cash before the semester ends. Taking on a job at a bar or in retail can be hard to fit around a busy season of essay deadlines and revision, but there are various other ways to make money at university that offer flexibility for when you need to pull an all-nighter in the library.

10 reasons why the privatisation of student loans is a really bad thing

Towards the end of last year, the Government officially announced long-rumoured plans to sell off the rest of the student loan book. The plan to shift this public asset into private hands was finally revealed and means that, from 2015, the money that we thought we were borrowing from the Government to pay for our public university education will start to flow straight to private financial institutions.

It could happen to you: How to protect yourself from phone snatchers

Students are at especially high risk of phone theft - but there are steps you can take to make yourself safer

How to live like a student monarch: Money-saving tips for the discerning undergraduate

Student loans only go so far - but here's how to make them go further without dirtying yourself with a job

With fees amounting to £27,000 for three years, part-time work can feel like an obligatory sideline

The realities of balancing employment with your studies

When studying for an undergraduate degree costing £27,000 in fees alone, while constantly being reminded that this qualification won’t be enough on its own to get you a graduate job, part-time work can feel like an obligatory sideline for university students. But do the rigours of retail and other part-time employment mix with studying for a degree?

You don't need to spend a fortune to spend a good Valentine's Day

Guys, on a tight budget? No need to use up your whole student loan for a good Valentine's Day

Few things strike as much trepidation into a man’s heart as the prospect of Valentine’s Day on a tight budget. For students, the issue is a sticky one - both literally and figuratively - but one that can be solved.

Steep vs cheap: Eight product swaps students really can’t afford to miss

Winter bargains to help you conserve your precious loan

Yule save: Cooking a delicious Christmas dinner for your student house on the cheap

Want to celebrate with your flatmates before you all head off home? Here are a few simple tips to keep the costs of your Christmas dinner down

Studies and sales conferences: The double life of a student CEO

Top tips on juggling starting a company with your degree

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Pompeii, Capri & the Bay of Naples
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Prices correct as of 30 January 2015
Isis hostage crisis: The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power

Isis hostage crisis

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The jihadis are being squeezed militarily and economically, but there is no sign of an implosion, says Patrick Cockburn
Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action

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