Defunct payday lender Toothfairy was under investigation by the OFT when it went bust last year

Payday lender Toothfairy, which went bust late last year, was under investigation for dodgy practices the Office of fair Trading has revealed.

Mortgage approvals near 6-year high amid fears of a new housing bubble

Approximately 67,701 mortgages worth £10.5 billion were approved for house purchase in October

The Bank of England could raise rates in the middle of next year

Interest rates rules have been turned upside

A rise is expected next year, making savers happy and plunging the heavily mortgaged into despair. But it also means a return to growth … in theory

New rules to clamp down on unscrupulous payday lenders

The payday loan industry was this week "given notice" to comply with tough new rules or face being closed down.

The FCA will stop short of putting a cap on the total cost of credit

Payday loan firms let off by Watchdog, critics claim

FCA will force lenders to ensure borrowers can afford loans

The FCA will stop short of putting a cap on the total cost of credit

Payday loans: Rogue lenders face closure for ‘preying on the vulnerable’ in new crackdown

The Financial Conduct Authority today launched tough new rules to stop payday lenders preying on vulnerable people and forcing hard-up folk into serious debt problems.

Barclays to refund 300,000 customers after admin error

Bank to pay back loan customers thought to have been mistakenly charged interest

Q&A: I booked a room through Clever-Hotels.com - what are my rights?

Q I have a room booked for Saturday night in London through Clever-Hotels.com. I paid in full in May for the room. Will I have to pay again?

Vast dive in business lending

The biggest slump in business lending this year raised more doubts about the Bank of England’s Funding for Lending scheme today.

The Public Accounts Committee's chairman, Margaret Hodge, has accused the OFT of being 'ineffective and timid in the extreme'

MPs slam ‘timid’ OFT over 'predatory' payday loans companies

Regulatory body has not done enough to tackle ‘predatory’ companies, committee reports

Quick Quid - Typical APR 1734%: Owned by US firm CashEuroNet UK, which also owns Quick-pay-day.co.uk. In 2011, Which? reported Quick Quid to the Information Commissioner’s Office over the unauthorised sale of personal details

Shackling the loan sharks: Payday hunters become the hunted

Tough new laws aim to stop short-term lenders taking advantage of vulnerable people in financial need

George Osborne hosts the Chancellor’s annual Christmas party yesterday for the Starlight charity

Northern Rock lending blunder lands taxpayers with £270m bill

Nationalised bank’s failure to follow new rules means borrowers are entitled to refund

Consumers are being advised to check meter readings for discrepancies on household bills because suppliers don't guarantee to spot oversights and automatically refund money

Don't let your cash be part of £6bn giveaway

Onus on consumers to spot overcharges on bills and claim refunds, discovers Louise Dransfield

From credit cards to payday loans, Britons' unsecured
debts are soaring

Millions face financial woe as debt levels soar

The average family now owes nearly £10,000, as hard-pressed Britons go deep into debt to survive the recession, a report warns.

Wonga adverts feature puppet pensioners

Payday lender Wonga sent aggressive letters to customers with debts

The payday lender Wonga has been criticised by the Office of Fair Trading for accusing some of its own customers of being fraudsters.

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Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
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Istanbul Ephesus & Troy – six nights from £859pp
Mary Rose – two nights from £319pp
Ukraine crisis: The phoney war is over as Russian troops and armour pour across the border

The phoney war is over

Russian troops and armour pour into Ukraine
Potatoes could be off the menu as crop pests threaten UK

Potatoes could be off the menu as crop pests threaten UK

The world’s entire food system is under attack - and Britain is most at risk, according to a new study
Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Seoul's plastic surgery industry is booming thanks to the popularity of the K-Pop look
From Mozart to Orson Welles: Creative geniuses who peaked too soon

Creative geniuses who peaked too soon

After the death of Sandy Wilson, 90, who wrote his only hit musical in his twenties, John Walsh wonders what it's like to peak too soon and go on to live a life more ordinary
Caught in the crossfire of a cyber Cold War

Caught in the crossfire of a cyber Cold War

Fears are mounting that Vladimir Putin has instructed hackers to target banks like JP Morgan
Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years

Salomé: A head for seduction

Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years. Now audiences can meet the Biblical femme fatale in two new stage and screen projects
From Bram Stoker to Stanley Kubrick, the British Library's latest exhibition celebrates all things Gothic

British Library celebrates all things Gothic

Forthcoming exhibition Terror and Wonder: The Gothic Imagination will be the UK's largest ever celebration of Gothic literature
The Hard Rock Café's owners are embroiled in a bitter legal dispute - but is the restaurant chain worth fighting for?

Is the Hard Rock Café worth fighting for?

The restaurant chain's owners are currently embroiled in a bitter legal dispute
Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival

In search of Caribbean soul food

Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival
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11 best face powders

Sweep away shiny skin with our pick of the best pressed and loose powder bases
England vs Norway: Roy Hodgson's hands tied by exploding top flight

Roy Hodgson's hands tied by exploding top flight

Lack of Englishmen at leading Premier League clubs leaves manager hamstrung
Angel Di Maria and Cristiano Ronaldo: A tale of two Manchester United No 7s

Di Maria and Ronaldo: A tale of two Manchester United No 7s

They both inherited the iconic shirt at Old Trafford, but the £59.7m new boy is joining a club in a very different state
Israel-Gaza conflict: No victory for Israel despite weeks of death and devastation

Robert Fisk: No victory for Israel despite weeks of devastation

Palestinians have won: they are still in Gaza, and Hamas is still there
Mary Beard writes character reference for Twitter troll who called her a 'slut'

Unlikely friends: Mary Beard and the troll who called her a ‘filthy old slut’

The Cambridge University classicist even wrote the student a character reference
America’s new apartheid: Prosperous white districts are choosing to break away from black cities and go it alone

America’s new apartheid

Prosperous white districts are choosing to break away from black cities and go it alone