News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Money Insider: Keep a close eye on your credit history

Does your credit record contain the correct information? While many people will have heard of the term credit record, research from credit card provider Aqua shows that less than half of people have checked their own file to see what it contains.

Discover your financial history with a free credit report

More and more people are finding out what their credit standing is so they don't encounter financial difficulties now or in the future.

A credit report details all of your major financial history concerning loans taken out from financial institutions, and is used by them to determine if you're eligible for credit. After all, in trying to work out if you're able to repay a loan, looking back to see if you've abided by the terms of past loan repayment schedules will be the best guide possible.

Money Insider: Find a cheaper alternative to payday loans

We are constantly bombarded by payday loan adverts, on television, online, in newspapers and on billboards, so it's no surprise so many have signed up for this high-cost credit. But just because your credit record isn't up to scratch, it doesn't mean you have to face crippling four-figure payday interest rates, there are cheaper alternatives.

I'm not a celebrity get me out of debt!

While celebrities such as Dionne Warwick, Nicolas Cage and Kerry Katona might be able to end up millions of pounds in debt only to shrug it off and continue in the limelight, we’re not all so lucky.

Special report: Labour to tackle the great rental rip-off

Housing charity warns millions are being forced into debt, and profiteering agents still go unregulated

Money Insider: When did you last take a look at your credit record?

While many people will have heard of the term "credit record", research from one credit card provider revealed that only 48 per cent of people have ever checked their own file to see what it contains.

Money can be all too ready when borrowers use payday lenders

Money Insider: Less talk on payday loans, please. We need action

Payday lending returned on Monday to a place with which it has become very familiar: under the microscope – this time at a London summit.

Debt collection companies can be persistent

When can you blow the whistle on your employer?

Disclosures about the NHS and police have put changes to employment law in the spotlight

Student loans do not show up on your credit reference

Money Insider: So do you know what's on your credit record?

While most people have heard of the term "credit record", research by Aqua credit cards shows that less than half have ever checked their own file.

Hillary Clinton, Joe Biden, FBI chief Robert Mueller, Beyoncé, Jay-Z and Kim Kardashian all victims of online hackers

Some targets had private financial records published online

Cabinet ordered to 'double' efforts to kickstart growth

David Cameron and George Osborne have ordered ministers to do more to kickstart growth amid a Cabinet “blame game” about Britain’s flatlining economy.

Markets set for sterling sell-off after AAA setback for Britain

Analysts expect pound to weaken against dollar and euro in response to Moody's decision

Chancellor George Osborne who insisted Britain would not

AAA rating will take at least 10 years to regain

As the Chancellor tries to make light of Moody's downgrade, Mark Leftly assesses the fallout

George Osborne in Eastleigh last week

Britain's loss of AAA credit rating a 'humiliating blow' to George Osborne, says Ed Balls

The Chancellor George Osborne has been accused of having suffered a “humiliating blow” after Britain was stripped of its AAA credit rating.

Money Insider: Play cards right to end payday loan misery

There are a growing number of credit cards on the market designed to steer some consumers back towards mainstream credit and away from the clutches of payday lenders.

Latest stories from i100
Career Services

Day In a Page

A
Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Blundering Tony Blair quits as Middle East peace envoy – only Israel will miss him

Blundering Blair quits as Middle East peace envoy – only Israel will miss him

For Arabs – and for Britons who lost their loved ones in his shambolic war in Iraq – his appointment was an insult, says Robert Fisk
Fifa corruption arrests: All hail the Feds for riding to football's rescue

Fifa corruption arrests

All hail the Feds for riding to football's rescue, says Ian Herbert
Isis in Syria: The Kurdish enclave still resisting the tyranny of President Assad and militant fighters

The Kurdish enclave still resisting the tyranny of Assad and Isis

In Syrian Kurdish cantons along the Turkish border, the progressive aims of the 2011 uprising are being enacted despite the war. Patrick Cockburn returns to Amuda
How I survived Cambodia's Killing Fields: Acclaimed surgeon SreyRam Kuy celebrates her mother's determination to escape the US

How I survived Cambodia's Killing Fields

Acclaimed surgeon SreyRam Kuy celebrates her mother's determination to escape to the US
Stephen Mangan interview: From posh buffoon to pregnant dad, the actor has quite a range

How Stephen Mangan got his range

Posh buffoon, hapless writer, pregnant dad - Mangan is certainly a versatile actor
The ZX Spectrum has been crowd-funded back into play - with some 21st-century tweaks

The ZX Spectrum is back

The ZX Spectrum was the original - and for some players, still the best. David Crookes meets the fans who've kept the games' flames lit
Grace of Monaco film panned: even the screenwriter pours scorn on biopic starring Nicole Kidman

Even the screenwriter pours scorn on Grace of Monaco biopic

The critics had a field day after last year's premiere, but the savaging goes on
Menstrual Hygiene Day: The strange ideas people used to believe about periods

Menstrual Hygiene Day: The strange ideas people once had about periods

If one was missed, vomiting blood was seen as a viable alternative
The best work perks: From free travel cards to making dreams come true (really)

The quirks of work perks

From free travel cards to making dreams come true (really)
Is bridge the latest twee pastime to get hip?

Is bridge becoming hip?

The number of young players has trebled in the past year. Gillian Orr discovers if this old game has new tricks
Long author-lists on research papers are threatening the academic work system

The rise of 'hyperauthorship'

Now that academic papers are written by thousands (yes, thousands) of contributors, it's getting hard to tell workers from shirkers
The rise of Lego Clubs: How toys are helping children struggling with social interaction to build better relationships

The rise of Lego Clubs

How toys are helping children struggling with social interaction to build better relationships
5 best running glasses

On your marks: 5 best running glasses

Whether you’re pounding pavements, parks or hill passes, keep your eyes protected in all weathers
Joe Root: 'Ben Stokes gives everything – he’s rubbing off on us all'

'Ben Stokes gives everything – he’s rubbing off on us all'

Joe Root says the England dressing room is a happy place again – and Stokes is the catalyst
Raif Badawi: Wife pleads for fresh EU help as Saudi blogger's health worsens

Please save my husband

As the health of blogger Raif Badawi worsens in prison, his wife urges EU governments to put pressure on the Saudi Arabian royal family to allow her husband to join his family in Canada