Sometimes unique items aren't worth what we think, discovers Phil Boucher
High-street giants now cherry pick borrowers, leaving their respectable rejects to new, smaller lenders
The ratings agency Standard & Poor's warned yesterday that it might cut Japan's sovereign grade as the ruling party's mauling in a weekend election created new hurdles for the plans of the new Prime Minister, Naoto Kan, to cut huge public debt.
While this type of fraud is on the increase, most banks and credit card companies have services that can help. Chiara Cavaglieri reports
Debt advice from the Kevin Boon of the Consumer Credit Counselling Service
The style industry hasn't had a good recession so far – and yet the demand for fresh design remains as intense as ever. Introducing 15 new trends for spring 2010, Susannah Frankel explains why the fashion fightback starts here
I have always found it an injustice that those who look to shop around for a loan, credit card or mortgage actually risk damaging their credit rating in the process. It goes like this – each time a potential lender checks out your credit file it leaves a trace. If the consumer is turned down – for whatever reason – the trace turns into a great big muddy mark and, in these straitened lending times, this can be enough to bar the individual from accessing credit elsewhere.
The mobile phone giant is entering the world of personal finance with its new prepaid cash cards. Simon Read asks if they will shake up the market