News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Banks tell 'at risk' borrowers to spend less or lose their homes

Mortgage payments should be top priority for customers, say lenders

When the price is not right: Why is a $50m record collection unable to sell for even a fraction of its value?

Sometimes unique items aren't worth what we think, discovers Phil Boucher

David Prosser: Standard & Poor's is still feeling the heat

Outlook There is confusion over exactly what the Securities and Exchange Commission is investigating in relation to the downgrading of the US by credit ratings agency Standard & Poor's (and no one will say on the record). Some reportssuggest the SEC is conducting an insider dealing inquiry. Others think the regulator is looking into the decision itself.

United States loses AAA credit rating from S&P

Credit rating agency Standard & Poor's said today it had downgraded the United States' credit rating for the first time in the history of the ratings.

Stephen Foley: Will Obama lose the US’s AAA credit rating?

In one place for your convenience, the current positions of the three main credit rating agencies on long-term US government debt.

US debt deal may be too little, too late

The fight to save the US's AAA rating is just beginning, with huge implications for the global economy

The US Debt Ceiling: Is America in danger of default?

What is a debt ceiling?

Leading article: Shooting the messenger

Manuel Barroso has become the latest European politician to take a swipe at the credit rating agencies. The president of the European Commission this week suggested that the timing of Moody's latest downgrade of Portuguese debt was "questionable" and implied some sort of anti-European conspiracy from the three large US agencies.

Don't take no for an answer from mortgage lenders

News that banks are getting tough on potential borrowers doesn't mean you won't get a mortgage.

Questions Of Cash: Barclays' doubt over 7/7 payout ended in debt

Q. I was a customer with Barclays for several years, but closed all my accounts in spring 2008 – I thought. I was badly injured in the London 7/7 bombings and received compensation. When I went to the bank with a compensation cheque, the woman at the counter was very rude and quizzed me as to "where you got this money" and "what was it for", as if I was a drug dealer. This was despite the cheque clearly stating London Bombing Charity Relief Fund. So I closed my account.

Questions of Cash: 'Santander worries damaged my health'

Q. I am disabled and problems with my Santander card are damaging my mental health. I was notified that dormant accounts incur a £10 charge. I've not used my Debenham's store card for some time and decided to close the account. I wrote to Santander by recorded delivery and cut-up the card. I also logged-on to my account online and requested the card be deactivated. Three weeks later, I still haven't had confirmation that the account has been closed, nor have I had a response to my online message. FM, London.

Good news at last: change is on the cards

Looking for a loan is about to get easier, but you'll still need to hunt around, says Joe McGrath
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General Election 2015: Chuka Umunna on the benefits of immigration, humility – and his leader Ed Miliband

Chuka Umunna: A virus of racism runs through Ukip

The shadow business secretary on the benefits of immigration, humility – and his leader Ed Miliband
Yemen crisis: This exotic war will soon become Europe's problem

Yemen's exotic war will soon affect Europe

Terrorism and boatloads of desperate migrants will be the outcome of the Saudi air campaign, says Patrick Cockburn
Marginal Streets project aims to document voters in the run-up to the General Election

Marginal Streets project documents voters

Independent photographers Joseph Fox and Orlando Gili are uploading two portraits of constituents to their website for each day of the campaign
Game of Thrones: Visit the real-life kingdom of Westeros to see where violent history ends and telly tourism begins

The real-life kingdom of Westeros

Is there something a little uncomfortable about Game of Thrones shooting in Northern Ireland?
How to survive a social-media mauling, by the tough women of Twitter

How to survive a Twitter mauling

Mary Beard, Caroline Criado-Perez, Louise Mensch, Bunny La Roche and Courtney Barrasford reveal how to trounce the trolls
Gallipoli centenary: At dawn, the young remember the young who perished in one of the First World War's bloodiest battles

At dawn, the young remember the young

A century ago, soldiers of the Empire – many no more than boys – spilt on to Gallipoli’s beaches. On this 100th Anzac Day, there are personal, poetic tributes to their sacrifice
Dissent is slowly building against the billions spent on presidential campaigns – even among politicians themselves

Follow the money as never before

Dissent is slowly building against the billions spent on presidential campaigns – even among politicians themselves, reports Rupert Cornwell
Samuel West interview: The actor and director on austerity, unionisation, and not mentioning his famous parents

Samuel West interview

The actor and director on austerity, unionisation, and not mentioning his famous parents
General Election 2015: Imagine if the leading political parties were fashion labels

Imagine if the leading political parties were fashion labels

Fashion editor, Alexander Fury, on what the leaders' appearances tell us about them
Phumzile Mlambo-Ngcuka: Home can be the unsafest place for women

Phumzile Mlambo-Ngcuka: Home can be the unsafest place for women

The architect of the HeForShe movement and head of UN Women on the world's failure to combat domestic violence
Public relations as 'art'? Surely not

Confessions of a former PR man

The 'art' of public relations is being celebrated by the V&A museum, triggering some happy memories for DJ Taylor
Bill Granger recipes: Our chef succumbs to his sugar cravings with super-luxurious sweet treats

Bill Granger's luxurious sweet treats

Our chef loves to stop for 30 minutes to catch up on the day's gossip, while nibbling on something sweet
London Marathon 2015: Paula Radcliffe and the mother of all goodbyes

The mother of all goodbyes

Paula Radcliffe's farewell to the London Marathon will be a family affair
Everton vs Manchester United: Steven Naismith demands 'better' if Toffees are to upset the odds against United

Steven Naismith: 'We know we must do better'

The Everton forward explains the reasons behind club's decline this season
Arsenal vs Chelsea: Praise to Arsene Wenger for having the courage of his convictions

Michael Calvin's Last Word

Praise to Wenger for having the courage of his convictions