Up to 40 per cent have not made key checks on their credit rating or electoral roll entry
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Saturday 15 January 2011
Q. My parents are both disabled and retired. They ordered two mobility scooters from Virgo Healthcare for £4,600 last March. They quickly discovered they were unable to use them, so they contacted Virgo Healthcare, which agree to a full refund and collected the scooters on 27 April. Since then, no refund has been supplied. KB, Hertfordshire.
Friday 14 January 2011
Outlook It wasn't all that long ago that the economic debate in the UK was paralysed by the fear that the credit ratings agencies were about to remove our cherished AAA rating. This was the nub of the row between Labour and the Conservatives during last year's election campaign: just how much deficit reduction was needed to save our credit rating and how quickly?
Sunday 05 December 2010
Monday 15 November 2010
British businesses are failing to reap any benefits from plugging their pension black holes, reveals a new report by Pricewaterhouse-Coopers.
Saturday 13 November 2010
Sunday 31 October 2010
Sunday 10 October 2010
Fears over missed direct debit payments and administrative errors are stopping bank customers from switching current account providers according to Consumer Focus.
Sunday 26 September 2010
Getting a loan has long been a challenge for those on low incomes. Shunned by the mainstream banks they often have to rely on doorstep and payday loan firms charging extortionate rates of interest.
Saturday 11 September 2010
Saturday 04 September 2010
Saturday 21 August 2010
On 11 August we ran an item about one person's experience obtaining a credit report ("How I became an innocent victim of the credit agency"). The credit reference agency concerned was wrongly identified as Experian: a mistake for which we apologise.
Friday 20 August 2010
Question: I can't seem to remortgage to move house for love nor money, having tried two lenders – with a third midway through application. It's very surprising as I've £48,000 in equity and £12,000 savings to put into the next property which should give me a healthy loan-to-value of roughly 75 per cent. The only downside that I can think of is a £2,000 overdraft that I don't often climb out of – and three unauthorised overdraft penalties in 12 months. But that's the only debt I have and I earn £30,000 a year. What am I doing wrong?
Thursday 22 July 2010
Outlook Given the kicking the three big American credit-ratings agencies have taken for their failures during the financial crisis, they can hardly be surprised to see would-be rivals emerging. There is already talk of the launch of a new European agency, but the greater threat to Standard & Poor's, Moody's and Fitch might come from China.
Tuesday 13 July 2010
The ratings agency Standard & Poor's warned yesterday that it might cut Japan's sovereign grade as the ruling party's mauling in a weekend election created new hurdles for the plans of the new Prime Minister, Naoto Kan, to cut huge public debt.
Sunday 11 July 2010
If I’m being racially abused I don’t need a stranger with a saviour complex to rescue me
The only black face in the Ukip manifesto is on the page about overseas aid
Ukip is the only main political party to not address LGBT rights in its manifesto
Food banks: One million Britons will soon be using them, according to Trussell Trust
Religion isn't growing, it is becoming vigorous in its demise, says philosopher AC Grayling
BBC election debate: The one photo that summed up the whole 90-minute leaders debate
- 2 Rarest Beanie Baby of them all could be sold for £62,500 on eBay
- 3 Professional big game hunter Ian Gibson crushed to death by elephant during hunt
- 4 Farmer told to tear down mock-Tudor castle after hiding construction behind hay bales