News

Up to 40 per cent have not made key checks on their credit rating or electoral roll entry

Clubland hails the video star

Rachelle Thackray meets a 20-year-old who is dancing his way to success

Japan debt risk

Japan debt risk

Watchdog warns of on-line fraud

The National Consumers League in the United States, claiming its Internet fraud reports tripled in the last year, yesterday unveiled new Web pages to arm consumers against cybercrooks and warned them of the 10 most-used scams.

Names told to dig deeper to back underwriting

Lloyd's of London's individual members, or names, will be asked to stump up greater funds to back their underwriting capacity at the insurance market if far-reaching proposals announced yesterday are finally accepted.

Your money: A kick in the teeth for Christmas

Just when you need a credit card most, lenders may refuse your application for reasons that have nothing to do with your finances

Glaxo's credit rating suffers

Glaxo's credit rating suffers

Personal Finance: Tailor-made home deals

THE idea of a standard mortgage rate for all borrowers is on the wane and may soon be dead.

Weakest syndicates pull out from Lloyd's

LLOYD'S of London has shed many of its weakest syndicates this year, according to Standard & Poor's, the credit rating agency, writes Diane Coyle.

Details of Archer's 'grave error' revealed: DTI share deal inquiry cost pounds 100,000

FULL DETAILS of the share deal in Anglia Television, ordered by Lord Archer from a London stockbroker, which netted almost pounds 80,000 profit, have been obtained by the Independent.

Burberrys issues Visa credit card

BURBERRYS, the raincoat maker beloved by Japanese and American tourists, is launching the first Visa credit card to be issued by a British retailer, with an APR of 17.9 per cent, significantly below most similar cards.

Japanese houses attack downgrades

NOMURA Securities and Yamaichi Securities both attacked Standard & Poor's downgrading of their credit ratings yesterday, which were based on poor forecasts for the Japanese equity markets.

View from City Road: Business world sharply divided

The Dun & Bradstreet database of company credit ratings must provide the ultimate grassroots survey of the economy, since rather than rely on a sample, it covers hundreds of thousands of firms. It shows a business world sharply divided.

Kodak to sack 10,000 employees: Worldwide workforce to be reduced by 8%

EASTMAN KODAK, the troubled US photography giant, plans to make 10,000 employees redundant over the next two years as part of a plan to cut costs by some dollars 2bn ( pounds 1.4bn) over that period.

Downgrading

NEC has had dollars 3.1bn of debt downgraded by Moody's, the US credit-rating agency, which cited 'severe competition' in the computer and semi-conductor markets as the reason.

Loss-hit Lloyd's syndicate is given low 'stability rating'

A LLOYD'S insurance syndicate facing pounds 132.5m worth of losses has been given one of the lowest stability ratings by Standard & Poor's Corporation, the international credit rating agency.
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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project