With a favourable profile, the outlook is brighter for borrowers

The latest tips on improving your credit rating from Chiara Cavaglieri and Julian Knight

i Newspaper
 
TheIPaper
The Independent around the web
E-break Time
Independent Crossword
Card providers are trying to lure customers with an increasing range of freebies and rewards EPA

Playing your credit cards to get something for nothing

Cashbacks, cut-price petrol and free flights can all be yours when you flash the plastic at the shops. Chiara Cavaglieri tells you how to benefit

George Osborne's credibility may take another hit, after Fitch credit rating agency downgraded the UK's rating

Another blow for George Osborne as Fitch downgrades UK's credit rating

Agency worried by 'weaker economic and fiscal outlook'

National Grid says it can link dividend to inflation

National Grid promised investors today that its dividend would rise at least in line with inflation every year — just months after it complained that the industry’s new regulatory regime was riddled with “numerous errors” meaning it could not adequately invest in new infrastructure.

George Osborne and Ed Miliband

Budget 2013: 'Put your hand up if you are not getting 50p tax cut': Ed Miliband denounces George Osborne in rowdy Commons scenes

Ed Miliband denounced “a more-of-the-same Budget from a downgraded Chancellor” as he tore into George Osborne for failing to keep his promises to produce economic recovery and for saddling families with higher taxes.

Key DMK party quits India's ruling coalition

A key regional ally has pulled out of India’s ruling coalition, jeopardising Prime Minister Manmohan Singh’s economic reforms but posing no immediate threat to the minority government, which can survive with the support of other parties.

Cabinet ordered to 'double' efforts to kickstart growth

David Cameron and George Osborne have ordered ministers to do more to kickstart growth amid a Cabinet “blame game” about Britain’s flatlining economy.

The ‘Deepwater Horizon’ explosion in the Gulf of Mexico killed 11 workers and injured 16 others

Money mattered more to BP than the people who died, Deepwater Horizon spill trial told

As oil company finally comes to trial over rig disaster, $16bn settlement talks are intensifying

The Sketch: A distinct shortage of AAA metaphors as George Osborne still blames Labour for economic woes

It may be that most of the Tory backbenchers who are really perturbed by George Osborne’s dogged pursuit of Plan A simply failed to turn up for his ritual session in the noisy parliamentary equivalent of the stocks to which Ed Balls subjected him today. But they left the field clear for awe-inspiringly repetitive variations on a theme, that Labour was still exclusively to blame for the trouble we’re in. Including the “humiliation” as Balls put it, of losing a Triple A credit rating the “downgraded” Chancellor had once so prized.

George Osborne was accused of being a “downgraded” Chancellor tonight

Osborne sticks to deficit plan as angry MPs give him a downgrade

George Osborne was accused of being a “downgraded” Chancellor tonight, amid angry scenes in the House of Commons over the loss of Britain’s cherished triple-A credit rating.

City refuses to panic over the loss of UK's AAA credit rating

The City refused to panic over the loss of the UK’s AAA rating today as shares headed higher and sterling avoided a major sell-off.

Britain's loss of prized AAA credit rating hits sterling

Britain's loss of its prized AAA credit rating intensified the pressure on sterling today despite another rally for London's top flight shares index.

Markets set for sterling sell-off after AAA setback for Britain

Analysts expect pound to weaken against dollar and euro in response to Moody's decision

This is an AAA disaster created by George Osborne

The Chancellor's incompetence is clear from the employment figures. Despite all the Coalition's claims to the contrary, young people in particular are suffering needlessly

Chancellor George Osborne who insisted Britain would not

AAA rating will take at least 10 years to regain

As the Chancellor tries to make light of Moody's downgrade, Mark Leftly assesses the fallout

Career Services

Day In a Page

Independent Travel Shop See all offers »
Lake Como and the Bernina Express
Seven nights half-board from £749pp Find out more
Dubrovnik and the Dalmatian coast
Seven nights half-board from only £859pp Find out more
Prague city break
Three nights from only £199pp Find out more
Budapest city break
Three nights from only £229pp Find out more
Paris by Eurostar
Three nights from £259pp Find out more
Beards, brawn and body art

Beards, brawn and body art

Meet London’s new batch of male models
Scandi-geeks descend on Nordicana for fan-convention

Scandi-geeks descend on Nordicana for fan-convention

British love of shows such as The Bridge, Borgen and The Killing shows no sign of fading
Behind the rhetoric what is really being done to combat desertification?

The Great Green Wall of Africa,

Behind the rhetoric what is really being done to combat desertification?
Laughter Inc: the cheering growth of the chuckle industry

Laughter Inc

The cheering growth of the chuckle industry
The bad science scandal: how fact-fabrication is damaging UK's global name for research

The bad science scandal

How fact-fabrication is damaging UK's global name for research
To the manor born: The female aristocrats battling to inherit the title

Female aristocrats battle to inherit the title

A passionate protest is gathering pace among the women of Britain's aristocracy, who believe that men should no longer automatically inherit the family pile and title.
Love struck: Photographs of JFK's visit to Berlin 50 years ago reveal a nation instantly smitten

In pictures: JFK's visit to Berlin in 1963

Photographer Ulrich Mack accompanied Kennedy on the entire trip. The results are an astonishing record of a watershed moment.
Eat shoots and leaves: Mark Hix gets creative with fresh peas, mangetouts and sugar snaps

Mark Hix gets creative with English peas

English peas and their offsprings, such as mangetouts and sugar snaps, are great tossed into a salad, says our chef.
Ceviche with a smile: Chef Martin Morales has turned South America's elegant cuisine into one of London's hottest food trends

Chef Martin Morales: Ceviche with a smile

Morales has turned South America's elegant cuisine into one of London's hottest food trends
Incredible edible: Guerrilla gardeners are planting veg for the masses in West Yorkshire

Incredible edible: Guerrilla gardeners

Holly Williams joins the volunteers who have turned a small town into a thriving community with a guerrilla gardening scheme that has provided a blueprint for sustainability.
Seasoned to taste: The restaurants that draw happy diners back year after year

Seasoned to taste: Food institutions

In an industry famed for short-lived success and pop-up pretenders, it takes something special to stick around.
Anatomy of a waiter: Service staff spill the secrets of their trade

Anatomy of a waiter: Staff spill their secrets

Next Sunday is the first ever National Waiters' Day. To celebrate, we share tales from the restaurant trenches by those in the front line.
Drink in the sun: The season's best wines

Drink in the sun: The season's best wines

From complex English sparkling wine to juicy Sicilian reds...
Iran election: Farewell Mahmoud Ahmadinejad, we’ll miss you – but not that much...

Robert Fisk

Farewell Mahmoud Ahmadinejad, we’ll miss you – but not that much...
India sends its final telegram -(Stop)-

After 163 years India sends its final telegram -(Stop)-

Mobile phones and the internet have superseded the once-essential service