An independent Scotland might find itself unable to guarantee the deposits of savers in the event of another financial crisis, the Treasury has warned

An independent Scotland might find itself unable to guarantee the deposits of savers in the event of another financial crisis, the Treasury warns today.

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For many non-Tory voters, Thatcher personified the 'nasty party' Cameron promised to detoxify

The ghost of Margaret Thatcher will haunt David Cameron until he shows he can win an election

The unusually large band of 148 new Tory MPs elected in 2010 are very much 'Thatcher’s children'

The slump in country house sales began with the financial crisis in 2008

An Englishman's home is his chateau: Potential bargains for Brits as bottom falls out of French second home market

A second home in the country is a luxury the French can no longer afford - cue an invasion of British bargain hunters?

Portugal warned of further spending cuts

Portugal has been warned of further spending cuts, following two years of tough austerity measures since it needed an international financial rescue.

Exodus from junior market slows down

Small listed companies are at their strongest since the financial crisis, with fewer Aim-listed stocks having failed in the past year.

The Business Matrix: Tuesday 9 April 2013

Time for austerity is over, warns Lew

Betting cap 'will cost 40,000 jobs'

Treasury and councils will lose millions from a maximum £2 slot-machine stake, bookies warn

Sterling's silver lining

The chances of incoming Bank of England Governor Mark Carney finding a triple-dip recession in his in-tray this summer could fall on Tuesday as manufacturers attempt to bounce back from a January slump.

Sir James Crosby at his home near Harrogate following his resignation as deputy chairman of the Financial Services Authority

Ex-HBOS head Sir James Crosby quits Bridgepoint role following damning report into collapse of bank

Former HBOS chief executive Sir James Crosby today stepped down from his role with private equity firm Bridgepoint following a damning report into the collapse of the bank.

HBOS executives Andy Hornby, left, and Lord Stevenson. Their apologies for the loss imposed upon the taxpayers ring hollow, says the report

Worse than Fred Goodwin! The verdict on the bank bosses who presided over the £40bn collapse of HBOS

Banking standards commission report dismisses ‘hollow’ apologies by HBOS management that staggering losses were due to unpredictable events of credit crunch, citing a ‘colossal failure’ of strategy by the board

George Osborne's boost 'has put a spring in builders' steps'

Builders were weighed down by the wintry weather in March but the Chancellor's Budget efforts to kick-start house construction have lifted spirits, the latest snapshot of the industry's fortunes said yesterday.

Barclays 'must revamp overly generous pay policies,' report finds

Lawyer Anthony Salz calls for Barclays to bolster its board, strengthen its human resources function and ensure pay is linked to the 'long-term success of the institution'

Members of the nationalist Cypriot party Elam (National Popular Front) march with a banner during a protest against the measures imposed on the banking sector

Violence against Cyprus’s migrant workers trails in the wake of country's economic collapse

Immigrants are increasingly the target of attacks on the stricken holiday island, writes Charlotte McDonald-Gibson in Trachoni

Pope Francis in St Peter’s Square before giving his ‘Urbi et Orbi’ address

Quarter of a million hear Pope Francis denounce the greedy and exploitative in Easter message

Pope Francis used his first Easter message today to criticise the forces of capitalist greed and environmental destruction.

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The price of pacifism: Refusing to go to war is finally being recognised as a brave act

The price of pacifism

From the Second World War refusenik to the 19-year-old Israeli, Holly Williams talks to five people who risked shame and suffering to take a stand as conscientious objector.
'It was mass hysteria': Jason Isaacs on groupies, theatre bores and snogging James Bond

Jason Isaacs: Groupies, theatre bores and James Bond

To millions, Jason Isaacs is one of Harry Potter's arch enemies – but his wife prefers him as a Scottish TV detective.
Notes from a small island: Is Sealand an independent 'micronation' or an illegal fortress?

Sealand: 'Micronation' or illegal fortress?

Thomas Hodgkinson spent a week at the tiny platform off the Suffolk coast to find out.
Not a bad bone: Mark Hix cooks with cutlets and ribs

Mark Hix cooks with cutlets and ribs

If you ignore cutlets and ribs, you'll risk missing out on some delicious and easy meals, says our chef.
The experts' guide to summer: From getting fit for the beach to recreating that Olympic buzz

The experts' guide to summer

From getting fit for the beach to recreating that Olympic buzz
Sex, drugs and fast cars: The legend of James Hunt has set Hollywood hearts racing

Legend of James Hunt has set Hollywood hearts racing

Early glimpses of Ron Howard's film Rush suggest it will portray Hunt as a high-living lothario, with an insatiable appetite for partying.
Macklemore: 'I don't have moderation when using drugs and alcohol. It was hurting my life'

Macklemore: 'I don't have moderation'

The next Vanilla Ice or the next Eminem? Macklemore doesn't have a record contract – but he does have the UK's biggest-selling single of the year.
Don't be shy: Bill Granger's Sri Lankan recipes

Don't be shy: Bill Granger's Sri Lankan recipes

Sri Lankan cuisine is light, sunny, wonderfully spiced – and so easy to cook from scratch. Just as soon as you've broken into the coconut, that is.
Sir James Dyson’s latest project: Cleaning up hospitals

Sir James Dyson’s latest project: Cleaning up hospitals

Doctors are hailing the revamp of a Bath neonatal unit, where babies sleep more and feed better, as the model for patient care
One man returns to Argentina's town that drowned

One man returns to Argentina's town that drowned

Epecuen was submerged under 10 metres of water in 1985. Now the floods have gone – and 83-year-old Pablo Novak has moved back in
The real thing? Historian publishes Coca Cola's 'secret formula'

The real thing?

Historian publishes Coca Cola's 'secret formula'
Gordon Ramsey's worst nightmare: A restaurant he cannot save

Gordon Ramsay's worst nightmare: A restaurant he cannot save

The pugnacious chef finally met a shambolic restaurant he couldn't save. John Walsh on when TV makover refuseniks fight back
Join Ryanair! See the world! But we're only paying you for nine months a year

Join Ryanair! See the world! But we're only paying you for nine months a year

Glamorous myth of the flight attendant lifestyle undermined by angry employee's claims of 'exploitation'
Braising saddles: Did the recent furore scupper sales of horse meat? Neigh, far from it!

Braising saddles: How to cook horse meat

Did the recent furore scupper sales of horse meat? Neigh, far from it! Will Coldwell hoofs it to the kitchen.
Why bitters are back on the bar: A few little drops pack a big punch in cocktails

Why bitters are back on the bar

A few little drops pack a big punch in cocktails. No wonder we're learning to love them again...