Returns from cash savings are crushing parents' hopes of helping their children to get a foot on the housing ladder, as interest rates are outstripped by house prices over the long term.

i Newspaper
 
TheIPaper
The Independent around the web
E-break Time
Independent Crossword

Average UK home is now worth £170,825 as house prices continue to rise

UK house prices increased by 0.8% in July and were 3.9% higher than July 2012, according to Nationwide

Increasing numbers of those nearing retirement plan to buy holiday home abroad

Spain is the favoured destination for 1 in 4 holiday home buyers

More homes on the market – but prices rise again

The booming property market paused for breath in July as more sellers dipped their toe in the water, new figures showed today.

Matthew Oakeshott: Keeping mortgage rates low places a ticking time bomb under the housing market

Midweek View: Britain needs to build far more affordable rented homes to boost growth and create jobs now, not in 10 or 20 years’ time

‘Millennium children’ will face acute housing shortage

Britain’s failure to build enough homes is set to put a colossal strain on the housing market when the Noughties baby-boomers hit adulthood in 2020, a report claims today.

Homeowners expect property prices to rise around 5% by Christmas

Londoners are the most confident about house prices, those in Wales the least confident

Average house price is now over £230,000

42% more first time buyers than a year ago

House prices to take eight more years to return to pre-recession levels

House prices could take until 2021 to return to their pre-recession peak in real terms despite a shot in the arm from the Government’s Help to Buy scheme, forecasters warn.

US economy boosted by 200,000 new jobs

Figures for June show positive signs for recovery as Dow Jones leaps in response

Housebuilders close door on six years of pain as prices jump

One of Britain's biggest homebuilders says nearly six years of pain for the housing market is at an end after the first major improvement in conditions since the financial crisis.

More than a quarter of 'second-steppers' are stuck in negative equity

Around 28 per cent of second-time buyers could be stuck on the first rung of the property ladder because they are in negative equity or their home hasn't increased enough in value for them to buy their second home, according to research from Post Office.

An offset mortgage can save you money on your interest payments, and potentially reduce your term, but it will end up costing you more

House prices show strong growth

House prices have recorded their fastest growth in almost three years in a further sign that the market is gathering pace, Nationwide has reported.

Fall in Welsh house prices continues

House prices in Wales have fallen by £2,048 over the last 12 months and are now 1.3% lower than last year

Career Services

Day In a Page

Independent Travel Shop See all offers »
Berlin - East meets West
Three nights from only £399pp Find out more
Europe’s finest river cruises
Four nights from £669pp, seven nights from £999pp or 13 nights from £2,199pp Find out more
Historic Sicily
Seven nights half-board from only £799pp Find out more
Lake Como and the Bernina Express
Seven nights half-board from only £749pp Find out more
Pompeii, Capri and the Bay of Naples
Seven nights half-board from only £719pp Find out more
Special report: How my father's face turned up in Robert Capa's lost suitcase

Special report: How my father's face turned up in Robert Capa's lost suitcase

The great war photographer was not one person but two. Their pictures of Spain's civil war, lost for decades, tell a heroic tale
The unmade speech: An alternative draft of history

The unmade speech: An alternative draft of history

Someone, somewhere has to write speeches for world leaders to deliver in the event of disaster. They offer a chilling hint at what could have been
Funny business: Meet the women running comedy

Funny business: Meet the women running comedy

Think comedy’s a man's world? You must be stuck in the 1980s, says Holly Williams
Wilko Johnson: 'You have to live for the minute you're in'

Wilko Johnson: 'You have to live for the minute you're in'

The Dr Feelgood guitarist talks frankly about his terminal illness
Lure of the jingle: Entrepreneurs are giving vintage ice-cream vans a new lease of life

Lure of the jingle

Entrepreneurs are giving vintage ice-cream vans a new lease of life
Who stole the people's own culture?

DJ Taylor: Who stole the people's own culture?

True popular art drives up from the streets, but the commercial world wastes no time in cashing in
Guest List: The IoS Literary Editor suggests some books for your summer holiday

Guest List: IoS Literary Editor suggests some books for your summer holiday

Before you stuff your luggage with this year's Man Booker longlist titles, the case for some varied poolside reading alternatives
What if Edward Snowden had stayed to fight his corner?

Rupert Cornwell: What if Edward Snowden had stayed to fight his corner?

The CIA whistleblower struck a blow for us all, but his 1970s predecessor showed how to win
'A man walks into a bar': Comedian Seann Walsh on the dangers of mixing alcohol and stand-up

Comedian Seann Walsh on alcohol and stand-up

Comedy and booze go together, says Walsh. The trouble is stopping at just the one. So when do the hangovers stop being funny?
From Edinburgh to Hollywood (via the Home Counties): 10 comedic talents blowing up big

Edinburgh to Hollywood: 10 comedic talents blowing up big

Hugh Montgomery profiles the faces to watch, from the sitcom star to the surrealist
'Hello. I have cancer': When comedian Tig Notaro discovered she had a tumour she decided the show must go on

Comedian Tig Notaro: 'Hello. I have cancer'

When Notaro discovered she had a tumour she decided the show must go on
They think it's all ova: Bill Granger's Asia-influenced egg recipes

Bill Granger's Asia-influenced egg recipes

Our chef made his name cooking eggs, but he’s never stopped looking for new ways to serve them
The world wakes up to golf's female big hitters

The world wakes up to golf's female big hitters

With its own Tiger Woods - South Korea's Inbee Park - the women's game has a growing audience
10 athletes ready to take the world by storm in Moscow next week

10 athletes ready to take the world by storm in Moscow next week

Here are the potential stars of the World Championships which begin on Saturday
The Last Word: Luis Suarez and Gareth Bale's art of manipulation

The Last Word: Luis Suarez and Gareth Bale's art of manipulation

Briefings are off the record leading to transfer speculation which is merely a means to an end