Children pester parents for payday loans after adverts blitz

More than half of ads are shown in the daytime, with cartoons and jingles common

Lady Gaga to perform live in outer space

The US pop star will sing a track at zero gravity for a music festival in 2015

The report says the working week should be cut from 40 to 30 hours

Want to be healthier, save the planet and boost the economy? Then work less - cutting working week would improve well-being and boost economy, say experts

It may be the excuse long-suffering commuters have been waiting for, as new research suggests that working fewer hours each week can be good for your health, protect the environment and even boost the economy.

Mind the financial gap – and make sure you stay insured

Hard-up families risk disaster if they drop cover on homes, cars and holidays, says Chiara Cavaglieri

McDonald’s has admitted 90 per cent of its UK employees are on zero-hours contracts.

They won't be lovin' it: McDonald's admits 90% of employees are on zero-hours contracts without guaranteed work or a stable income

Fast-food chain is potentially the largest zero-hours employer in the UK’s private sector

200,000 victims of Equitable Life collapse may miss out on compensation after Atos slips up again

Under-fire contractor and Treasury criticised by MPs for running ‘arbitrary’ scheme

Video: Woman caught on camera telling ‘hitman’ she wanted husband dead as its ‘easier than divorcing him’

Julia Charlene Merfeld also said she didn’t want to deal with breaking her husband’s heart by separating

Academics at Oxford University pay to be cryogenically preserved so they can be 'brought back to life in the future'

Some staff are having their heads frozen while others are having whole bodies undergo the procedure

Simon Read: In need of protection? Don't jump in and fall for the wrong insurance cover

Look, I know you don't want to talk about this – I'm not all that comfortable discussing it myself – but if you have financial responsibilities then you really should think about protecting your family.

Pennsylvania mother who reappeared 11 years after being declared dead was answering an outstanding arrest warrant

Brenda Heist, from Lititz, Pennsylvania, went missing in 2002 after dropping her children off at school

Investment View: Steer clear of the Pru, but if you do invest, be careful

Getting on the wrong side of your regulator is a bad idea. Particularly  in financial services

James Moore: Royal London looks set to prove a strong mutual is in the interests of all

Outlook Royal London has quietly become a force almost without anyone noticing it. The mutual life insurer has gobbled up the Co-op's life insurance and fund management business, the latest in a series of acquisitions.

Editorial: Equality is for everyone – men, too

Today is a landmark in gender equality – but of a kind that may not be entirely welcome to women. An EU ruling that forces Britain's insurance companies to stop charging men and women different prices is now law. And that means that women drivers – whose safer record behind the wheel than their male counterparts has benefited them for so long – will almost certainly see their premiums rise.

Questions of Cash: I've been having a hard time trying to cancel my Norton software payments

Q. Several years ago, I loaded a Norton Security software package onto my laptop. A charge was debited from my credit card annually. Recently, the laptop failed completely. I tried to cancel my payment but Norton's website does not recognise that I have a subscription.

Women save much less than men for old age

The gap in the amount that men and women are saving for retirement has grown to a record high of nearly £30,000 over the average lifetime, the provider Scottish Widows has revealed.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Woman who was sent to three Nazi death camps describes how she escaped the gas chamber

Auschwitz liberation 70th anniversary

Woman sent to three Nazi death camps describes surviving gas chamber
DSK, Dodo the Pimp, and the Carlton Hotel

The inside track on France's trial of the year

Dominique Strauss-Kahn, Dodo the Pimp, and the Carlton Hotel:
As provocative now as they ever were

Sarah Kane season

Why her plays are as provocative now as when they were written
Murder of Japanese hostage has grim echoes of a killing in Iraq 11 years ago

Murder of Japanese hostage has grim echoes of another killing

Japanese mood was against what was seen as irresponsible trips to a vicious war zone
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea