The mastermind in Britain's biggest Ponzi fraud lived like a playboy until his scheme collapsed, leaving a trail of broken lives. Cahal Milmo spoke to one of his victims

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Last night's viewing - Racing with the Hamiltons: Nic in the Driving Seat, BBC1; Alex Polizzi: the Fixer, BBC2

Good news for armchair Formula One drivers. Nic Hamilton, brother of the rather more famous Lewis, consistently comes first when they play video racing games. Imagine that. Lewis cheerfully owned up to as much in Racing with the Hamiltons: Nic in the Driving Seat, recalling an occasion on which he'd spent all day beating his younger brother's lap time on a particular track, only to have him come back from school and best it within five minutes. It's the kind of thing that I'm sure has flickered through the fantasies of many callous-thumbed petrol-heads, but the next bit could only happen in meat-space. That's when the former world champion turns to you and says, "You know, you're really good at this. Why not do it for real?"

Investment view: Standard Life's a safe bet but room for improvement

Our view: Hold. Share price: 219.8p (3.1p)

How to solve Britain's growing pension crisis

With life expectancy rising, and cutbacks to public spending, it's time to get a financial plan ready your retirement.

Peer accuses banks of pocketing ISA tax relief

A Tory backbench peer will today accuse the high-street banks of "taking advantage of people" by withholding tax relief on cash ISAs. Baroness Stowell of Beeston will call on the Treasury to get tough on the financial institutions that she says are short-changing savers.

David Prosser: The beginning of the end for the savings market as we know it

Outlook For Standard Life and its rivals in the UK life and pensions sector, the next 18 months will see a phoney war. The real action in this marketplace begins at the end of 2012, when the Financial Services Authority at last implements the recommendations made by its retail distribution review, a process that began five years ago. The most significant of these reforms will be an end to commission payments to independent financial advisers from product providers.

Leading article: The shame in our adoption failures

This is National Adoption Week, and it provides a test for David Cameron's slogan "the Big Society". As we report today, hundreds of children are stuck in temporary foster care because short-term financial pressures on local councils discourage them from paying voluntary agencies to arrange adoptions.

Benefits 'to be replaced by universal credit'

Millions of welfare claimants are set to have their benefits scrapped and replaced with a single "universal credit", it was reported today.

Clean Cookstoves: Tackling a burning issue

Fumes from cooking kill two million people each year in the developing world. But will changing behaviour also help the environment? By Alice-Azania Jarvis

Leading article: Strategic self-interest

With spectacularly poor timing, senior officers of the Army and Royal Navy have chosen the week in which the 70th anniversary of the Battle of Britain is commemorated to suggest that the Royal Air Force should be abolished.

Julian Knight: Mr Hoban, please stop the savings carousel

The minister’s call for new simplistic products is not original, but can he make a real difference this time?

Your dream house could be within reach – if you're willing to get your hands dirty

From sun pipes to heat pumps, it's never been a better time to become an eco-builder. By Virginia Matthews

David Prosser: Justice at last for Equitable Life victims?

Outlook One announcement made by the coalition yesterday that should be universally welcomed – assuming it is to be taken at face value – is the promise to offer the victims of the Equitable Life scandal a better deal. Whatever one's views about the performance generally of the previous Labour administration, its failure to do the right thing by Equitable savers was shameful.

Aviva's quarterly sales top market hopes

A recovering appetite among British and European investors boosted Aviva's performance over the first quarter of the year, with the insurer topping forecasts with a smaller-than-expected decline in sales.

The Week Ahead: Intercontinental to find room for optimism

Analysts have their fingers crossed ahead of tomorrow's quarterly update from Intercontinental Hotels Group, with the hospitality specialist expected to report improving trends in Asia and the US.

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Day In a Page

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David Rodigan on an MBE for reggae

The DJ from Oxfordshire and his obsession with the sound of Jamaica which is shared by Prince Charles
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Angela Palmer: Life Lines picture preview
Crossrail: Celebrating 60 years in transport

Jubilant Crossrail

Celebrating 60 years in transport
Grace Dent: If you were on your first foreign trip for 24 years, would you want Bono to be a part of the package?

Grace Dent

If you were on your first foreign trip for 24 years, would you want Bono to be a part of the package?
Ireland's austerity D-Day: How much pain can it take?

Ireland's austerity D-Day: How much pain can it take?

After years of savage cuts, the Irish now face a stark choice: do they hand over control of their economy to Europe – or go it alone without the safety net of future bailouts?
Is doctors' fixation on treatment making us ill?

Is doctors' fixation on treatment making us ill?

Advances in medicine have made the impossible, possible. But an over-reliance on healthcare threatens to bankrupt the world – and make all of us sick
The most complained-about advertisements of all time

The most complained-about advertisements of all time

The ASA has received 430,000 complaints during its existence, with a record 31,548 in 2011
Olympians: They're fit and don't we just know it

Olympians: They're fit and don't we just know it

From Tom Daley's six-pack to scantily clad volleyball players, Olympic athletes are being sold on their sex appeal. Why can't we appreciate talent, not totty?
Return of the unacceptable face of capitalism?

Return of the unacceptable face of capitalism?

Sir Richard Needham's resignation from the board of Lonrho brings back bad memories of the group's controversial past
Off the rails in Bermuda

Off the rails in Bermuda

Best known for beaches, it's also home to a stunning hiking trail that follows the route of an old railway line
Get ready for a royal good time

Get ready for a royal good time

There are plenty of events to help you fly the flag during the Diamond Jubilee long weekend and half term
Spain: World football's marathon men

Marathon men: Are Spain running out of puff?

They have every right to be exhausted after four taxing years of almost non-stop action but the chance to claim a unique treble is spurring them on
Usain Bolt: The Bolt show runs on

Usain Bolt: The Bolt show runs on

Friday's 'slow' 100m has done nothing to dent Jamaican's supreme confidence he will triumph in London
The weirdest and most wonderful Diamond Jubilee memorabilia

Weird and wonderful Jubilee memorabilia

Coronation Chicken ice cream and Jubilee jelly moulds
'I may be deaf, but you can still talk to me'

'I may be deaf, but you can still talk to me'

Being a teenager is hard enough – for those with hearing loss, it can be even more complicated