Voices

Despite overwhelming evidence there is still continuing reluctance from politicians to accept just how useless short prison sentences are

Budget 2013: George Osborne extends public sector pay freeze

Wage rises would be limited to an average of up to 1% in 2015/16

Bloody Sunday offer 'an insult'

The authorities have offered compensation to the families of 13 people shot dead in Bloody Sunday in 1972 and to those who were injured in the incident, it has emerged.

Marsh: 'Obviously, I am completely against any form of terrorism'

An explosive reaction to Jodie Marsh's 'Semtex' weight-loss pills

Oh Jodie, love. While we would defend anyone’s right to cover themselves with eclectic tattoos, dye their hair nuclear scarlet and get into spats with Katie Price, she has made something of a slip-up when it comes to branding. Marsh has released a weight-loss aid called – wait for it – Semtex. Like the plastic explosive used by the IRA.

People with autism are ready to work - but this programme isn't helping

Just 15 per cent of those who have the condition are employed

Editorial: Only the beginning of a pensions revolution

The concept of employees needing to opt out of saving for their old age, rather than opt in, is indeed a revolutionary one. But although the blandly named "automatic enrolment" scheme that starts today is being heralded by many as the biggest shake-up of the pensions system since Lloyd George set it up, in practice the reforms will make only the smallest dent in Britain's impending pensioner poverty crisis.

Standard Life boosted by pension worries

Scottish firm set for encouraging results after a year of rule changes

Crooks targeting the old in £28m scam

Elderly are being flogged worthless wine and coins, and tempted into dodgy property land-bank deals

How I was taken in by 'Britain's Madoff'

The mastermind in Britain's biggest Ponzi fraud lived like a playboy until his scheme collapsed, leaving a trail of broken lives. Cahal Milmo spoke to one of his victims

Last night's viewing - Racing with the Hamiltons: Nic in the Driving Seat, BBC1; Alex Polizzi: the Fixer, BBC2

Good news for armchair Formula One drivers. Nic Hamilton, brother of the rather more famous Lewis, consistently comes first when they play video racing games. Imagine that. Lewis cheerfully owned up to as much in Racing with the Hamiltons: Nic in the Driving Seat, recalling an occasion on which he'd spent all day beating his younger brother's lap time on a particular track, only to have him come back from school and best it within five minutes. It's the kind of thing that I'm sure has flickered through the fantasies of many callous-thumbed petrol-heads, but the next bit could only happen in meat-space. That's when the former world champion turns to you and says, "You know, you're really good at this. Why not do it for real?"

Investment view: Standard Life's a safe bet but room for improvement

Our view: Hold. Share price: 219.8p (3.1p)

How to solve Britain's growing pension crisis

With life expectancy rising, and cutbacks to public spending, it's time to get a financial plan ready your retirement.

Peer accuses banks of pocketing ISA tax relief

A Tory backbench peer will today accuse the high-street banks of "taking advantage of people" by withholding tax relief on cash ISAs. Baroness Stowell of Beeston will call on the Treasury to get tough on the financial institutions that she says are short-changing savers.

David Prosser: The beginning of the end for the savings market as we know it

Outlook For Standard Life and its rivals in the UK life and pensions sector, the next 18 months will see a phoney war. The real action in this marketplace begins at the end of 2012, when the Financial Services Authority at last implements the recommendations made by its retail distribution review, a process that began five years ago. The most significant of these reforms will be an end to commission payments to independent financial advisers from product providers.

Leading article: The shame in our adoption failures

This is National Adoption Week, and it provides a test for David Cameron's slogan "the Big Society". As we report today, hundreds of children are stuck in temporary foster care because short-term financial pressures on local councils discourage them from paying voluntary agencies to arrange adoptions.

Life and Style
life
Voices
The Ukip leader has consistently refused to be drawn on where he would mount an attempt to secure a parliamentary seat
voicesNigel Farage: Those who predicted we would lose momentum heading into the 2015 election are going to have to think again
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Joan Rivers has reportedly been hospitalised after she stopped breathing during surgery
people81-year-old 'stopped breathing' during vocal chord surgery
Life and Style
Chen Mao recovers in BK Hospital, Seoul
health
Life and Style
One in six drivers cannot identify a single one of the main components found under the bonnet of an average car
motoringOne in six drivers can't carry out basic under-bonnet checks
Environment
Fungi pose the biggest threat globally and in the UK, where they threaten the country’s wheat and potato harvests
environmentCrop pests are 'grave threat to global food security'
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Voices
Pupils educated at schools like Eton (pictured) are far more likely to succeed in politics and the judiciary, the report found
voices
Arts and Entertainment
Simon Cowell is less than impressed with the Strictly/X Factor scheduling clash
tvSimon Cowell blasts BBC for breaking 'gentlemen's agreement' in scheduling war
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Shady character: Jon Hamm as sports agent JB Bernstein in Million Dollar Arm
filmReview: Jon Hamm finally finds the right role on the big screen in Million Dollar Arm
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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
Sicily – seven nights from £939pp
Pompeii, Capri and the Bay of Naples - seven nights from £799pp
Istanbul Ephesus & Troy – six nights from £859pp
Mary Rose – two nights from £319pp
Ukraine crisis: The phoney war is over as Russian troops and armour pour across the border

The phoney war is over

Russian troops and armour pour into Ukraine
Potatoes could be off the menu as crop pests threaten UK

Potatoes could be off the menu as crop pests threaten UK

The world’s entire food system is under attack - and Britain is most at risk, according to a new study
Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Seoul's plastic surgery industry is booming thanks to the popularity of the K-Pop look
From Mozart to Orson Welles: Creative geniuses who peaked too soon

Creative geniuses who peaked too soon

After the death of Sandy Wilson, 90, who wrote his only hit musical in his twenties, John Walsh wonders what it's like to peak too soon and go on to live a life more ordinary
Caught in the crossfire of a cyber Cold War

Caught in the crossfire of a cyber Cold War

Fears are mounting that Vladimir Putin has instructed hackers to target banks like JP Morgan
Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years

Salomé: A head for seduction

Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years. Now audiences can meet the Biblical femme fatale in two new stage and screen projects
From Bram Stoker to Stanley Kubrick, the British Library's latest exhibition celebrates all things Gothic

British Library celebrates all things Gothic

Forthcoming exhibition Terror and Wonder: The Gothic Imagination will be the UK's largest ever celebration of Gothic literature
The Hard Rock Café's owners are embroiled in a bitter legal dispute - but is the restaurant chain worth fighting for?

Is the Hard Rock Café worth fighting for?

The restaurant chain's owners are currently embroiled in a bitter legal dispute
Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival

In search of Caribbean soul food

Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival
11 best face powders

11 best face powders

Sweep away shiny skin with our pick of the best pressed and loose powder bases
England vs Norway: Roy Hodgson's hands tied by exploding top flight

Roy Hodgson's hands tied by exploding top flight

Lack of Englishmen at leading Premier League clubs leaves manager hamstrung
Angel Di Maria and Cristiano Ronaldo: A tale of two Manchester United No 7s

Di Maria and Ronaldo: A tale of two Manchester United No 7s

They both inherited the iconic shirt at Old Trafford, but the £59.7m new boy is joining a club in a very different state
Israel-Gaza conflict: No victory for Israel despite weeks of death and devastation

Robert Fisk: No victory for Israel despite weeks of devastation

Palestinians have won: they are still in Gaza, and Hamas is still there
Mary Beard writes character reference for Twitter troll who called her a 'slut'

Unlikely friends: Mary Beard and the troll who called her a ‘filthy old slut’

The Cambridge University classicist even wrote the student a character reference
America’s new apartheid: Prosperous white districts are choosing to break away from black cities and go it alone

America’s new apartheid

Prosperous white districts are choosing to break away from black cities and go it alone