Voices

Despite overwhelming evidence there is still continuing reluctance from politicians to accept just how useless short prison sentences are

Budget 2013: George Osborne extends public sector pay freeze

Wage rises would be limited to an average of up to 1% in 2015/16

Bloody Sunday offer 'an insult'

The authorities have offered compensation to the families of 13 people shot dead in Bloody Sunday in 1972 and to those who were injured in the incident, it has emerged.

Marsh: 'Obviously, I am completely against any form of terrorism'

An explosive reaction to Jodie Marsh's 'Semtex' weight-loss pills

Oh Jodie, love. While we would defend anyone’s right to cover themselves with eclectic tattoos, dye their hair nuclear scarlet and get into spats with Katie Price, she has made something of a slip-up when it comes to branding. Marsh has released a weight-loss aid called – wait for it – Semtex. Like the plastic explosive used by the IRA.

People with autism are ready to work - but this programme isn't helping

Just 15 per cent of those who have the condition are employed

Editorial: Only the beginning of a pensions revolution

The concept of employees needing to opt out of saving for their old age, rather than opt in, is indeed a revolutionary one. But although the blandly named "automatic enrolment" scheme that starts today is being heralded by many as the biggest shake-up of the pensions system since Lloyd George set it up, in practice the reforms will make only the smallest dent in Britain's impending pensioner poverty crisis.

Standard Life boosted by pension worries

Scottish firm set for encouraging results after a year of rule changes

Crooks targeting the old in £28m scam

Elderly are being flogged worthless wine and coins, and tempted into dodgy property land-bank deals

How I was taken in by 'Britain's Madoff'

The mastermind in Britain's biggest Ponzi fraud lived like a playboy until his scheme collapsed, leaving a trail of broken lives. Cahal Milmo spoke to one of his victims

Last night's viewing - Racing with the Hamiltons: Nic in the Driving Seat, BBC1; Alex Polizzi: the Fixer, BBC2

Good news for armchair Formula One drivers. Nic Hamilton, brother of the rather more famous Lewis, consistently comes first when they play video racing games. Imagine that. Lewis cheerfully owned up to as much in Racing with the Hamiltons: Nic in the Driving Seat, recalling an occasion on which he'd spent all day beating his younger brother's lap time on a particular track, only to have him come back from school and best it within five minutes. It's the kind of thing that I'm sure has flickered through the fantasies of many callous-thumbed petrol-heads, but the next bit could only happen in meat-space. That's when the former world champion turns to you and says, "You know, you're really good at this. Why not do it for real?"

Investment view: Standard Life's a safe bet but room for improvement

Our view: Hold. Share price: 219.8p (3.1p)

How to solve Britain's growing pension crisis

With life expectancy rising, and cutbacks to public spending, it's time to get a financial plan ready your retirement.

Peer accuses banks of pocketing ISA tax relief

A Tory backbench peer will today accuse the high-street banks of "taking advantage of people" by withholding tax relief on cash ISAs. Baroness Stowell of Beeston will call on the Treasury to get tough on the financial institutions that she says are short-changing savers.

David Prosser: The beginning of the end for the savings market as we know it

Outlook For Standard Life and its rivals in the UK life and pensions sector, the next 18 months will see a phoney war. The real action in this marketplace begins at the end of 2012, when the Financial Services Authority at last implements the recommendations made by its retail distribution review, a process that began five years ago. The most significant of these reforms will be an end to commission payments to independent financial advisers from product providers.

Leading article: The shame in our adoption failures

This is National Adoption Week, and it provides a test for David Cameron's slogan "the Big Society". As we report today, hundreds of children are stuck in temporary foster care because short-term financial pressures on local councils discourage them from paying voluntary agencies to arrange adoptions.

Voices
Lucerne’s Hotel Château Gütsch, one of the lots in our Homeless Veterans appeal charity auction
charity appeal
Sport
Raheem Sterling of Liverpool celebrates scoring the opening goal
footballLIVE: Follow all the latest from tonight's Capital One quarter-finals
Life and Style
A woman walks by a pandal art installation entitled 'Mars Mission' with the figure of an astronaut during the Durga Puja festival in Calcutta, India
techHow we’ll investigate the existence of, and maybe move in with, our alien neighbours
Arts and Entertainment
Tony Hughes (James Nesbitt) after his son Olly disappeared on a family holiday in France
tv
News
people

Jo from Northern Ireland was less than impressed by Russell Brand's attempt to stage a publicity stunt

Arts and Entertainment
Sir Ian McKellen tempts the Cookie Monster
tvSir Ian McKellen joins the Cookie Monster for a lesson on temptation
Arts and Entertainment
Jim Carrey and Jeff Daniels ride again in Dumb and Dumber To
filmReview: Dumb And Dumber To was a really stupid idea
News
i100
Life and Style
tech
Life and Style
Sebastian Siemiatkowski is the 33-year-old co-founder and CEO of Klarna, which provides a simple way for people to buy things online
tech
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Jeb Bush vs Hillary Clinton: The power dynamics of the two first families

Jeb Bush vs Hillary Clinton

Karen Tumulty explores the power dynamics of the two first families
Stockholm is rivalling Silicon Valley with a hotbed of technology start-ups

Scandi crush: Stockholm is rivalling Silicon Valley

Th Swedish capital is home to two of the most popular video games in the world, as well as thousands of technology start-ups worth hundreds of millions of pounds – and it's all happened since 2009
La Famille Bélier is being touted as this year's Amelie - so why are many in the deaf community outraged by it?

Deaf community outraged by La Famille Bélier

The new film tells the story of a deaf-mute farming family and is being touted as this year's Amelie
Calls for a military mental health 'quality mark'

Homeless Veterans campaign

Expert calls for military mental health 'quality mark'
Racton Man: Analysis shows famous skeleton was a 6ft Bronze Age superman

Meet Racton Man

Analysis shows famous skeleton was a 6ft Bronze Age superman
Garden Bridge: St Paul’s adds to £175m project’s troubled waters

Garden Bridge

St Paul’s adds to £175m project’s troubled waters
Stuff your own Christmas mouse ornament: An evening class in taxidermy with a festive feel

Stuff your own Christmas mouse ornament

An evening class in taxidermy with a festive feel
Joint Enterprise: The legal doctrine which critics say has caused hundreds of miscarriages of justice

Joint Enterprise

The legal doctrine which critics say has caused hundreds of miscarriages of justice
Freud and Eros: Love, Lust and Longing at the Freud Museum: Objects of Desire

Freud and Eros

Love, Lust and Longing at the Freud Museum
France's Front National and the fear of a ‘gay lobby’ around Marine Le Pen

Front National fear of ‘gay lobby’

Marine Le Pen appoints Sébastien Chenu as cultural adviser
'Enhanced interrogation techniques?' When language is distorted to hide state crimes

Robert Fisk on the CIA 'torture report'

Once again language is distorted in order to hide US state wrongdoing
Radio 1’s new chart host must placate the Swifties and Azaleans

Radio 1 to mediate between the Swifties and Azaleans

New chart host Clara Amfo must placate pop's fan armies
Homeless Veterans appeal: 'It's life, and not the Forces, that gets you'

Homeless Veterans appeal: 'It's life, and not the Forces, that gets you'

The head of Veterans Aid on how his charity is changing perceptions of ex-servicemen and women in need
Torture: It didn't work then, it doesn't work now

Torture: It didn't work then, it doesn't work now

Its use is always wrong and, despite CIA justifications post 9/11, the information obtained from it is invariably tainted, argues Patrick Cockburn
Rebranding Christmas: More public bodies are refusing to give the festival its name for fear of causing offence

Rebranding Christmas

More public bodies are refusing to give the festival its name for fear of causing offence. They are missing the point, and we all need to grow up