Voices

Despite overwhelming evidence there is still continuing reluctance from politicians to accept just how useless short prison sentences are

Budget 2013: George Osborne extends public sector pay freeze

Wage rises would be limited to an average of up to 1% in 2015/16

Bloody Sunday offer 'an insult'

The authorities have offered compensation to the families of 13 people shot dead in Bloody Sunday in 1972 and to those who were injured in the incident, it has emerged.

Marsh: 'Obviously, I am completely against any form of terrorism'

An explosive reaction to Jodie Marsh's 'Semtex' weight-loss pills

Oh Jodie, love. While we would defend anyone’s right to cover themselves with eclectic tattoos, dye their hair nuclear scarlet and get into spats with Katie Price, she has made something of a slip-up when it comes to branding. Marsh has released a weight-loss aid called – wait for it – Semtex. Like the plastic explosive used by the IRA.

People with autism are ready to work - but this programme isn't helping

Just 15 per cent of those who have the condition are employed

Editorial: Only the beginning of a pensions revolution

The concept of employees needing to opt out of saving for their old age, rather than opt in, is indeed a revolutionary one. But although the blandly named "automatic enrolment" scheme that starts today is being heralded by many as the biggest shake-up of the pensions system since Lloyd George set it up, in practice the reforms will make only the smallest dent in Britain's impending pensioner poverty crisis.

Standard Life boosted by pension worries

Scottish firm set for encouraging results after a year of rule changes

Crooks targeting the old in £28m scam

Elderly are being flogged worthless wine and coins, and tempted into dodgy property land-bank deals

How I was taken in by 'Britain's Madoff'

The mastermind in Britain's biggest Ponzi fraud lived like a playboy until his scheme collapsed, leaving a trail of broken lives. Cahal Milmo spoke to one of his victims

Last night's viewing - Racing with the Hamiltons: Nic in the Driving Seat, BBC1; Alex Polizzi: the Fixer, BBC2

Good news for armchair Formula One drivers. Nic Hamilton, brother of the rather more famous Lewis, consistently comes first when they play video racing games. Imagine that. Lewis cheerfully owned up to as much in Racing with the Hamiltons: Nic in the Driving Seat, recalling an occasion on which he'd spent all day beating his younger brother's lap time on a particular track, only to have him come back from school and best it within five minutes. It's the kind of thing that I'm sure has flickered through the fantasies of many callous-thumbed petrol-heads, but the next bit could only happen in meat-space. That's when the former world champion turns to you and says, "You know, you're really good at this. Why not do it for real?"

Investment view: Standard Life's a safe bet but room for improvement

Our view: Hold. Share price: 219.8p (3.1p)

How to solve Britain's growing pension crisis

With life expectancy rising, and cutbacks to public spending, it's time to get a financial plan ready your retirement.

Peer accuses banks of pocketing ISA tax relief

A Tory backbench peer will today accuse the high-street banks of "taking advantage of people" by withholding tax relief on cash ISAs. Baroness Stowell of Beeston will call on the Treasury to get tough on the financial institutions that she says are short-changing savers.

David Prosser: The beginning of the end for the savings market as we know it

Outlook For Standard Life and its rivals in the UK life and pensions sector, the next 18 months will see a phoney war. The real action in this marketplace begins at the end of 2012, when the Financial Services Authority at last implements the recommendations made by its retail distribution review, a process that began five years ago. The most significant of these reforms will be an end to commission payments to independent financial advisers from product providers.

Leading article: The shame in our adoption failures

This is National Adoption Week, and it provides a test for David Cameron's slogan "the Big Society". As we report today, hundreds of children are stuck in temporary foster care because short-term financial pressures on local councils discourage them from paying voluntary agencies to arrange adoptions.

Sport
David Moyes and Louis van Gaal
football
Sport
New Zealand fly-half Aaron Cruden pictured in The Zookeeper's Son on a late-night drinking session
rugby
News
A cabin crew member photographed the devastation after one flight
news
Life and Style
food + drink
Arts and Entertainment
musicBand's first new record for 20 years has some tough acts to follow
News
peopleAt least it's for a worthwhile cause
Voices
A new app has been launched that enables people to have a cuddle from a stranger
voicesMaybe the new app will make it more normal to reach out to strangers
News
Liam Payne has attacked the media for reporting his tweet of support to Willie Robertson and the subsequent backlash from fans
peopleBut One Direction star insists he is not homophobic
Life and Style
healthFor Pure-O OCD sufferers this is a reality they live in
Life and Style
Sexual health charities have campaigned for the kits to be regulated
healthAmerican woman who did tells parents there is 'nothing to be afraid of'
Career Services

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Independent Travel
Panama
Languedoc Roussillon
Marrakesh & the Atlas Mountains
Bruges
The Jura Mountains
Dubrovnik & the Dalmatian Coast
Prices correct as of 17 September 2014
A roller-coaster tale from the 'voice of a generation'

Not That Kind of Girl:

A roller-coaster tale from 'voice of a generation' Lena Dunham
London is not bedlam or a cradle of vice. In fact it, as much as anywhere, deserves independence

London is not bedlam or a cradle of vice

In fact it, as much as anywhere, deserves independence
Vivienne Westwood 'didn’t want' relationship with Malcolm McLaren

Vivienne Westwood 'didn’t want' relationship with McLaren

Designer 'felt pressured' into going out with Sex Pistols manager
Jourdan Dunn: Model mother

Model mother

Jordan Dunn became one of the best-paid models in the world
Apple still coolest brand – despite U2 PR disaster

Apple still the coolest brand

Despite PR disaster of free U2 album
Scottish referendum: The Yes vote was the love that dared speak its name, but it was not to be

Despite the result, this is the end of the status quo

Boyd Tonkin on the fall-out from the Scottish referendum
Manolo Blahnik: The high priest of heels talks flats, Englishness, and why he loves Mary Beard

Manolo Blahnik: Flats, Englishness, and Mary Beard

The shoe designer who has been dubbed 'the patron saint of the stiletto'
The Beatles biographer reveals exclusive original manuscripts of some of the best pop songs ever written

Scrambled eggs and LSD

Behind The Beatles' lyrics - thanks to Hunter Davis's original manuscript copies
'Normcore' fashion: Blending in is the new standing out in latest catwalk non-trend

'Normcore': Blending in is the new standing out

Just when fashion was in grave danger of running out of trends, it only went and invented the non-trend. Rebecca Gonsalves investigates
Dance’s new leading ladies fight back: How female vocalists are now writing their own hits

New leading ladies of dance fight back

How female vocalists are now writing their own hits
Mystery of the Ground Zero wedding photo

A shot in the dark

Mystery of the wedding photo from Ground Zero
His life, the universe and everything

His life, the universe and everything

New biography sheds light on comic genius of Douglas Adams
Save us from small screen superheroes

Save us from small screen superheroes

Shows like Agents of S.H.I.E.L.D are little more than marketing tools
Reach for the skies

Reach for the skies

From pools to football pitches, rooftop living is looking up
These are the 12 best hotel spas in the UK

12 best hotel spas in the UK

Some hotels go all out on facilities; others stand out for the sheer quality of treatments