Voices

Despite overwhelming evidence there is still continuing reluctance from politicians to accept just how useless short prison sentences are

Budget 2013: George Osborne extends public sector pay freeze

Wage rises would be limited to an average of up to 1% in 2015/16

Bloody Sunday offer 'an insult'

The authorities have offered compensation to the families of 13 people shot dead in Bloody Sunday in 1972 and to those who were injured in the incident, it has emerged.

Marsh: 'Obviously, I am completely against any form of terrorism'

An explosive reaction to Jodie Marsh's 'Semtex' weight-loss pills

Oh Jodie, love. While we would defend anyone’s right to cover themselves with eclectic tattoos, dye their hair nuclear scarlet and get into spats with Katie Price, she has made something of a slip-up when it comes to branding. Marsh has released a weight-loss aid called – wait for it – Semtex. Like the plastic explosive used by the IRA.

People with autism are ready to work - but this programme isn't helping

Just 15 per cent of those who have the condition are employed

Editorial: Only the beginning of a pensions revolution

The concept of employees needing to opt out of saving for their old age, rather than opt in, is indeed a revolutionary one. But although the blandly named "automatic enrolment" scheme that starts today is being heralded by many as the biggest shake-up of the pensions system since Lloyd George set it up, in practice the reforms will make only the smallest dent in Britain's impending pensioner poverty crisis.

Standard Life boosted by pension worries

Scottish firm set for encouraging results after a year of rule changes

Crooks targeting the old in £28m scam

Elderly are being flogged worthless wine and coins, and tempted into dodgy property land-bank deals

How I was taken in by 'Britain's Madoff'

The mastermind in Britain's biggest Ponzi fraud lived like a playboy until his scheme collapsed, leaving a trail of broken lives. Cahal Milmo spoke to one of his victims

Last night's viewing - Racing with the Hamiltons: Nic in the Driving Seat, BBC1; Alex Polizzi: the Fixer, BBC2

Good news for armchair Formula One drivers. Nic Hamilton, brother of the rather more famous Lewis, consistently comes first when they play video racing games. Imagine that. Lewis cheerfully owned up to as much in Racing with the Hamiltons: Nic in the Driving Seat, recalling an occasion on which he'd spent all day beating his younger brother's lap time on a particular track, only to have him come back from school and best it within five minutes. It's the kind of thing that I'm sure has flickered through the fantasies of many callous-thumbed petrol-heads, but the next bit could only happen in meat-space. That's when the former world champion turns to you and says, "You know, you're really good at this. Why not do it for real?"

Investment view: Standard Life's a safe bet but room for improvement

Our view: Hold. Share price: 219.8p (3.1p)

How to solve Britain's growing pension crisis

With life expectancy rising, and cutbacks to public spending, it's time to get a financial plan ready your retirement.

Peer accuses banks of pocketing ISA tax relief

A Tory backbench peer will today accuse the high-street banks of "taking advantage of people" by withholding tax relief on cash ISAs. Baroness Stowell of Beeston will call on the Treasury to get tough on the financial institutions that she says are short-changing savers.

David Prosser: The beginning of the end for the savings market as we know it

Outlook For Standard Life and its rivals in the UK life and pensions sector, the next 18 months will see a phoney war. The real action in this marketplace begins at the end of 2012, when the Financial Services Authority at last implements the recommendations made by its retail distribution review, a process that began five years ago. The most significant of these reforms will be an end to commission payments to independent financial advisers from product providers.

Leading article: The shame in our adoption failures

This is National Adoption Week, and it provides a test for David Cameron's slogan "the Big Society". As we report today, hundreds of children are stuck in temporary foster care because short-term financial pressures on local councils discourage them from paying voluntary agencies to arrange adoptions.

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Prices correct as of 21 November 2014
Mau Mau uprising: Kenyans still waiting for justice join class action over Britain's role in the emergency

Kenyans still waiting for justice over Mau Mau uprising

Thousands join class action over Britain's role in the emergency
Isis in Iraq: The trauma of the last six months has overwhelmed the remaining Christians in the country

The last Christians in Iraq

After 2,000 years, a community will try anything – including pretending to convert to Islam – to avoid losing everything, says Patrick Cockburn
Black Friday: Helpful discounts for Christmas shoppers, or cynical marketing by desperate retailers?

Helpful discounts for Christmas shoppers, or cynical marketing by desperate retailers?

Britain braced for Black Friday
Bill Cosby's persona goes from America's dad to date-rape drugs

From America's dad to date-rape drugs

Stories of Bill Cosby's alleged sexual assaults may have circulated widely in Hollywood, but they came as a shock to fans, says Rupert Cornwell
Clare Balding: 'Women's sport is kicking off at last'

Clare Balding: 'Women's sport is kicking off at last'

As fans flock to see England women's Wembley debut against Germany, the TV presenter on an exciting 'sea change'
Oh come, all ye multi-faithful: The Christmas jumper is in fashion, but should you wear your religion on your sleeve?

Oh come, all ye multi-faithful

The Christmas jumper is in fashion, but should you wear your religion on your sleeve?
Dr Charles Heatley: The GP off to do battle in the war against Ebola

The GP off to do battle in the war against Ebola

Dr Charles Heatley on joining the NHS volunteers' team bound for Sierra Leone
Flogging vlogging: First video bloggers conquered YouTube. Now they want us to buy their books

Flogging vlogging

First video bloggers conquered YouTube. Now they want us to buy their books
Saturday Night Live vs The Daily Show: US channels wage comedy star wars

Saturday Night Live vs The Daily Show

US channels wage comedy star wars
When is a wine made in Piedmont not a Piemonte wine? When EU rules make Italian vineyards invisible

When is a wine made in Piedmont not a Piemonte wine?

When EU rules make Italian vineyards invisible
Look what's mushrooming now! Meat-free recipes and food scandals help one growing sector

Look what's mushrooming now!

Meat-free recipes and food scandals help one growing sector
Neil Findlay is more a pink shrimp than a red firebrand

More a pink shrimp than a red firebrand

The vilification of the potential Scottish Labour leader Neil Findlay shows how one-note politics is today, says DJ Taylor
Bill Granger recipes: Tenderstem broccoli omelette; Fried eggs with Mexican-style tomato and chilli sauce; Pan-fried cavolo nero with soft-boiled egg

Oeuf quake

Bill Granger's cracking egg recipes
Terry Venables: Wayne Rooney is roaring again and the world knows that England are back

Terry Venables column

Wayne Rooney is roaring again and the world knows that England are back
Michael Calvin: Abject leadership is allowing football’s age-old sores to fester

Abject leadership is allowing football’s age-old sores to fester

Those at the top are allowing the same issues to go unchallenged, says Michael Calvin