Money

Lenders have this week trumpeted record low personal-loan deals.

Rosie Huntington-Whiteley in the Marks and Spencer's Christmas ad

No 'Magic and Sparkle' for M&S as retailer expected to reveal another fall in clothing sales

Chief executive Marc Bolland has yet to report a successful Christmas sales period

Market Report: Debenhams' profit warning spooks markets enough to drag competitors down with them

By the time traders headed off after just four hours of trading to start celebrating – or commiserating – the end of an exciting year for stocks, the retail sector was already nursing sore heads thanks to Debenhams.

M&S plans flash sale as public waits later than ever to shop

Marks & Spencer has joined retailers trying to lure shoppers on to the high street before Christmas with plans for a flash sale across its stores tomorrow.

M&S toy packaging to be gender neutral

The retailer said it had been planning the move for months

10 best Christmas wreaths

A wreath will put the finishing touches to your Christmas. Choose from classic or contemporary rings to adorn your door this festive season

Market Report: Sports Direct share price gets a kicking

Punters were taking the lead from Sports Direct chiefs yesterday as they dumped the retailer’s shares. Investors decided that the chief executive and finance director of the sportswear chain must know a thing or two about when to sell. Last week it emerged chief executive Dave Forsey and finance director Bob Mellors cashed out their bonus scheme options. The shares edged back on Friday but yesterday the stock bore the brunt of investors’ change of heart and it was the worst faller on the FTSE 100.

Comedy review: Joe Lycett: If Joe Lycett Then You Should Have Put A Ring On It

Last year a frivolous, flawed, but loveable debut hour show, Some Lycett Hot, secured 24-year-old Joe Lycett a nomination for the Foster's Edinburgh Comedy Awards. Lycett's follow up show again brings the big puns out, but suffers from its unashamedly effete approach.

Improve your office with some easy steps

Why not try leading group meditation or introducing sensory objects?

Acid attack survivor Katie Piper is pregnant with her first child

The model and philanthropist is 'beyond excited' at the prospect of having a baby

Supermarket gas leak prompts evacuations in Southampton

One person was taken to hospital and 61 others were treated by paramedics when gas from a leaking refrigerator forced the evacuation of two supermarkets.

Model wears: Sweater £350, studionicholson.com; sequinned skirt £250, Topshop Unique, topshop.com; heels: £292.50, pedrogarcia.com; clutch bag: £45, coast-stores.com

A rose by any other name

Think pink with the sweetest palette of the season, says Emma Akbareian

Marks & Spencer grouse could be a game-changer when it comes to seasonal eating

The start of the football season may have got progressively earlier, but this signal of autumn's approach has not moved

Market Report: Marks & Spencer on Citi's shopping list

We are richer, there are more jobs and we are saving less, so we must be shopping more. Analysts at Citi think "material upgrades to the UK economic growth" will benefit retailers. This coupled with "management initiatives" make high street stalwart Marks & Spencer a more attractive company than before.

Annie Leibovitz

Page 3 Profile: Annie Leibovitz, photographer

Annie Leibovitz! Do I look OK?!

The hamper from Ampersand includes a savoury tartine, scones sentried by pots of jam and clotted cream, and a variety of sweet pastries
News
Susan Sarandon described David Bowie as
peopleSusan Sarandon reveals more on her David Bowie romance
Sport
Arsenal supporters gather for a recent ‘fan party’ in New Jersey
football
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sportDidier Drogba returns to Chelsea on one-year deal
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Arts and Entertainment
The Secret Cinema performance of Back to the Future has been cancelled again
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Life and Style
Balmain's autumn/winter 2014 campaign, shot by Mario Sorrenti and featuring Binx Walton, Cara Delevingne, Jourdan Dunn, Ysaunny Brito, Issa Lish and Kayla Scott
fashionHow Olivier Rousteing is revitalising the house of Balmain
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Christian Grey cradles Ana in the Fifty Shades of Grey film
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people
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BBC broadcaster and presenter Evan Davis, who will be taking over from Jeremy Paxman on Newsnight
peopleForget Paxman - what will Evan Davis be like on Newsnight?
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fashionCustomer complained about the visibly protruding ribs
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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
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Evan Davis: The BBC’s wolf in sheep’s clothing to take over at Newsnight

The BBC’s wolf in sheep’s clothing

What will Evan Davis be like on Newsnight?
Finding the names for America’s shame: What happens to the immigrants crossing the US-Mexico border without documents who never make it past the Arizona desert?

Finding the names for America’s shame

The immigrants crossing the US-Mexico border without documents who never make it past the Arizona desert
Inside a church for Born Again Christians: Speaking to God in a Manchester multiplex

Inside a church for Born Again Christians

As Britain's Anglican church struggles to establish its modern identity, one branch of Christianity is booming
Rihanna, Kim Kardashian and me: How Olivier Rousteing is revitalising the house of Balmain

Olivier Rousteing is revitalising the house of Balmain

Parisian couturier Pierre Balmain made his name dressing the mid-century jet set. Today, Olivier Rousteing – heir to the house Pierre built – is celebrating their 21st-century equivalents. The result? Nothing short of Balmania
Cancer, cardiac arrest, HIV and homelessness - and he's only 39

Incredible survival story of David Tovey

Tovey went from cooking for the Queen to rifling through bins for his supper. His is a startling story of endurance against the odds – and of a social safety net failing at every turn
Backhanders, bribery and abuses of power have soared in China as economy surges

Bribery and abuses of power soar in China

The bribery is fuelled by the surge in China's economy but the rules of corruption are subtle and unspoken, finds Evan Osnos, as he learns the dark arts from a master
Commonwealth Games 2014: Highland terriers stole the show at the opening ceremony

Highland terriers steal the show at opening ceremony

Gillian Orr explores why a dog loved by film stars and presidents is finally having its day
German art world rocked as artists use renowned fat sculpture to distil schnapps

Brewing the fat from artwork angers widow of sculptor

Part of Joseph Beuys' 1982 sculpture 'Fettecke' used to distil schnapps
BBC's The Secret History of Our Streets reveals a fascinating window into Britain's past

BBC takes viewers back down memory lane

The Secret History of Our Streets, which returns with three films looking at Scottish streets, is the inverse of Benefits Street - delivering warmth instead of cynicism
Joe, film review: Nicolas Cage delivers an astonishing performance in low budget drama

Nicolas Cage shines in low-budget drama Joe

Cage plays an ex-con in David Gordon Green's independent drama, which has been adapted from a novel by Larry Brown
How to make your own gourmet ice lollies, granitas, slushy cocktails and frozen yoghurt

Make your own ice lollies and frozen yoghurt

Think outside the cool box for this summer's tempting frozen treats
Ford Fiesta is UK's most popular car of all-time, with sales topping 4.1 million since 1976

Fiesta is UK's most popular car of all-time

Sales have topped 4.1 million since 1976. To celebrate this milestone, four Independent writers recall their Fiestas with pride
10 best reed diffusers

Heaven scent: 10 best reed diffusers

Keep your rooms smelling summery and fresh with one of these subtle but distinctive home fragrances that’ll last you months
Commonwealth Games 2014: Female boxers set to compete for first time

Female boxers set to compete at Commonwealth Games for first time

There’s no favourites and with no headguards anything could happen
Five things we’ve learned so far about Manchester United under Louis van Gaal

Five things we’ve learned so far about United under Van Gaal

It’s impossible to avoid the impression that the Dutch manager is playing to the gallery a little