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Money

Lenders have this week trumpeted record low personal-loan deals.

Rosie Huntington-Whiteley in the Marks and Spencer's Christmas ad

No 'Magic and Sparkle' for M&S as retailer expected to reveal another fall in clothing sales

Chief executive Marc Bolland has yet to report a successful Christmas sales period

Market Report: Debenhams' profit warning spooks markets enough to drag competitors down with them

By the time traders headed off after just four hours of trading to start celebrating – or commiserating – the end of an exciting year for stocks, the retail sector was already nursing sore heads thanks to Debenhams.

M&S plans flash sale as public waits later than ever to shop

Marks & Spencer has joined retailers trying to lure shoppers on to the high street before Christmas with plans for a flash sale across its stores tomorrow.

M&S toy packaging to be gender neutral

The retailer said it had been planning the move for months

10 best Christmas wreaths

A wreath will put the finishing touches to your Christmas. Choose from classic or contemporary rings to adorn your door this festive season

Market Report: Sports Direct share price gets a kicking

Punters were taking the lead from Sports Direct chiefs yesterday as they dumped the retailer’s shares. Investors decided that the chief executive and finance director of the sportswear chain must know a thing or two about when to sell. Last week it emerged chief executive Dave Forsey and finance director Bob Mellors cashed out their bonus scheme options. The shares edged back on Friday but yesterday the stock bore the brunt of investors’ change of heart and it was the worst faller on the FTSE 100.

Comedy review: Joe Lycett: If Joe Lycett Then You Should Have Put A Ring On It

Last year a frivolous, flawed, but loveable debut hour show, Some Lycett Hot, secured 24-year-old Joe Lycett a nomination for the Foster's Edinburgh Comedy Awards. Lycett's follow up show again brings the big puns out, but suffers from its unashamedly effete approach.

Improve your office with some easy steps

Why not try leading group meditation or introducing sensory objects?

Acid attack survivor Katie Piper is pregnant with her first child

The model and philanthropist is 'beyond excited' at the prospect of having a baby

Supermarket gas leak prompts evacuations in Southampton

One person was taken to hospital and 61 others were treated by paramedics when gas from a leaking refrigerator forced the evacuation of two supermarkets.

Model wears: Sweater £350, studionicholson.com; sequinned skirt £250, Topshop Unique, topshop.com; heels: £292.50, pedrogarcia.com; clutch bag: £45, coast-stores.com

A rose by any other name

Think pink with the sweetest palette of the season, says Emma Akbareian

Marks & Spencer grouse could be a game-changer when it comes to seasonal eating

The start of the football season may have got progressively earlier, but this signal of autumn's approach has not moved

Market Report: Marks & Spencer on Citi's shopping list

We are richer, there are more jobs and we are saving less, so we must be shopping more. Analysts at Citi think "material upgrades to the UK economic growth" will benefit retailers. This coupled with "management initiatives" make high street stalwart Marks & Spencer a more attractive company than before.

Annie Leibovitz

Page 3 Profile: Annie Leibovitz, photographer

Annie Leibovitz! Do I look OK?!

The hamper from Ampersand includes a savoury tartine, scones sentried by pots of jam and clotted cream, and a variety of sweet pastries
News
Paper trail: the wedding photograph found in the rubble after 9/11 – it took Elizabeth Keefe 13 years to find the people in it
newsWho are the people in this photo? It took Elizabeth Stringer Keefe 13 years to find out
Arts and Entertainment
Evil eye: Douglas Adams in 'mad genius' pose
booksNew biography sheds light on comic genius of Douglas Adams
Sport
FootballFull debuts don't come much more stylish than those on show here
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Life and Style
Kim Kardashian drawn backlash over her sexy swimsuit selfie, called 'disgusting' and 'nasty'
fashionCritics say magazine only pays attention to fashion trends among rich, white women
Arts and Entertainment
TVShows like Agents of S.H.I.E.L.D are little more than marketing tools
Arts and Entertainment
Hit the roof: hot-tub cinema east London
architectureFrom pools to football pitches, rooftop living is looking up
Travel
travel
News
The ecological reconstruction of Ikrandraco avatar is shown in this illustration courtesy of Chuang Zhao. Scientists on September 11, 2014 announced the discovery of fossils in China of a type of flying reptile called a pterosaur that lived 120 millions years ago and so closely resembled those creatures from the 2009 film, Avatar that they named it after them.
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