Money Larger transfers get the best exchange rates

Research from currency specialists HiFX shows that falls in the pound since the start of the financial crisis have resulted in expat pensioners losing thousands of pounds in income.  We look at ways you can protect yourself.

John Lewis at Westfield shopping centre

John Lewis looks to cut final salary pension benefits for staff

John Lewis has decided against closing its final salary pension scheme, leaving it as one of the only retailers in the country that still offers new staff the gold-plated retirement payouts more commonly associated with politicians and civil servants.

Iain Duncan Smith says Council of Europe's criticism of UK benefits system is ‘lunacy’

The UK’s benefits and state pension are too low, the Council of Europe said yesterday – a claim that Work and Pensions Secretary Iain Duncan Smith dismissed as “lunacy”.

CM Punk 'quits the WWE' only weeks before Wrestlemania 30

Wrestler reportedly said he is 'going home'

West Bromwich Albion's French striker Nicolas Anelka gestures as he celebrates scoring their second goal against West Ham United

Nicolas Anelka insists he is happy at West Brom and that he did nothing wrong with his 'quenelle' gesture amid Lazio interest

Anelka has been charged by the FA and could face a minimum five-match ban if found guilty

Top firms ‘lack pension transparency’

GlaxoSmithKline, Tata and Rolls Royce have been warned to improve their corporate social responsibility.

A tale from Ireland that will stir the blood – even make it boil

The  story of a primary-school teacher, Margaret Skinnider, who was shot and wounded during the Easter 1916 uprising, has rightly caught the eye of Dublin journalists

Warning over climbdown on pension fees

Savers will be offered pensions “with expensive, and confusing fees”, following a dramatic climbdown by the pensions minister, Steve Webb, over charges.

Simon Read: What made the minister change his mind about the retired Britons with frozen pensions?

Regular readers will recall my articles about overseas pensioners and the anger felt by around half a million of them who have had their state pensions frozen.

Vicars' retirement savings in jeopardy, says pension expert

A vicars' pension scheme could be facing a precarious future unless church chiefs face up to a potential massive deficit.

George Osborne will consider a plan to raise the minimum contribution rate for private sector pension schemes

George Osborne mulls plan to ask workers to pay more into their pensions to plug 'massive hole'

Workers could be asked to put a bigger slice of their income into their pension scheme under plans being considered by the Conservative Party.

Rise in ‘funeral poverty’ means more than 100,000 in UK cannot afford to die

Damning study says there is a lack of support to help Britain’s poorest pay for funerals

Moya Greene in red at the London Stock Exchange in October 2013; Moya Greene's £1.5m earnings were modest compared to those of other FTSE 100 bosses

Why the residents of Benefits Street and Moya Greene, the Royal Mail chief executive worth upwards of £1.5m, are not so different after all

It's not just the poor who are subject to occasional feelings of entitlement

Elise Christie raises her arms in triumph after winning the European 1,000m final

Winter Olympics 2014: Jamaica all set for Cool Runnings II as bob team qualifies

It’s the story that spawned a Disney movie and, 26 years after Jamaica’s bobsleigh team appeared for the first time at the Calgary Olympics, we may finally be set for a sequel.

European migrants 'will be denied housing benefit if they are on job-seekers allowance'

People moving to this country from Europe who are unable to find work will be denied housing benefit, according to two senior Conservative cabinet members.

Transfer news: Cristiano Ronaldo will return to the Premier League, claims former Real Madrid president Ramon Calderon

Ballon d'Or winner still has five years left on Real Madrid contract

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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
Minoan Crete and Santorini
Prices correct as of 15 May 2015
Isis profits from destruction of antiquities by selling relics to dealers - and then blowing up the buildings they come from to conceal the evidence of looting

How Isis profits from destruction of antiquities

Robert Fisk on the terrorist group's manipulation of the market to increase the price of artefacts
Labour leadership: Andy Burnham urges Jeremy Corbyn voters to think again in last-minute plea

'If we lose touch we’ll end up with two decades of the Tories'

In an exclusive interview, Andy Burnham urges Jeremy Corbyn voters to think again in last-minute plea
Tunisia fears its Arab Spring could be reversed as the new regime becomes as intolerant of dissent as its predecessor

The Arab Spring reversed

Tunisian protesters fear that a new law will whitewash corrupt businessmen and officials, but they are finding that the new regime is becoming as intolerant of dissent as its predecessor
King Arthur: Legendary figure was real and lived most of his life in Strathclyde, academic claims

Academic claims King Arthur was real - and reveals where he lived

Dr Andrew Breeze says the legendary figure did exist – but was a general, not a king
Who is Oliver Bonas and how has he captured middle-class hearts?

Who is Oliver Bonas?

It's the first high-street store to pay its staff the living wage, and it saw out the recession in style
Earth has 'lost more than half its trees' since humans first started cutting them down

Axe-wielding Man fells half the world’s trees – leaving us just 422 each

However, the number of trees may be eight times higher than previously thought
60 years of Scalextric: Model cars are now stuffed with as much tech as real ones

60 years of Scalextric

Model cars are now stuffed with as much tech as real ones
Theme parks continue to draw in thrill-seekers despite the risks - so why are we so addicted?

Why are we addicted to theme parks?

Now that Banksy has unveiled his own dystopian version, Christopher Beanland considers the ups and downs of our endless quest for amusement
Tourism in Iran: The country will soon be opening up again after years of isolation

Iran is opening up again to tourists

After years of isolation, Iran is reopening its embassies abroad. Soon, there'll be the chance for the adventurous to holiday there
10 best PS4 games

10 best PS4 games

Can’t wait for the new round of blockbusters due out this autumn? We played through last year’s offering
Transfer window: Ten things we learnt

Ten things we learnt from the transfer window

Record-breaking spending shows FFP restraint no longer applies
Migrant crisis: UN official Philippe Douste-Blazy reveals the harrowing sights he encountered among refugees arriving on Lampedusa

‘Can we really just turn away?’

Dead bodies, men drowning, women miscarrying – a senior UN figure on the horrors he has witnessed among migrants arriving on Lampedusa, and urges politicians not to underestimate our caring nature
Nine of Syria and Iraq's 10 world heritage sites are in danger as Isis ravages centuries of history

Nine of Syria and Iraq's 10 world heritage sites are in danger...

... and not just because of Isis vandalism
Girl on a Plane: An exclusive extract of the novelisation inspired by the 1970 Palestinian fighters hijack

Girl on a Plane

An exclusive extract of the novelisation inspired by the 1970 Palestinian fighters hijack
Why Frederick Forsyth's spying days could spell disaster for today's journalists

Why Frederick Forsyth's spying days could spell disaster for today's journalists

The author of 'The Day of the Jackal' has revealed he spied for MI6 while a foreign correspondent