They say that university years are the best of your life, but which year was the best of your university life?

Emily Bauer left severely disabled after smoking a product she purchased from a petrol station

What to do

As if to prove Parkinson’s light-hearted law, “Work expands so as to fill the time available for its completion”, exams take over and over and over until everything, including money, gets forgotten.

The library is a vital place for students. It is the sanctuary where our most innovative thinking is produced and our most significant work completed, and it is a haven from the distractions of the outside world. Well that may all be exaggerating slightly, but it is a place you go to when an important deadline is looming and you really need to concentrate.

Candy canes a-plenty and silver lanes aglow; Christmas is undergoing a transformation, but it's not too late to stop it

It is very hard to win both Giro and Tour so Brit’s chances in France depend on how he copes in Italy

There are approximately 3.26 million people currently with their own health insurance cover in the UK but with free NHS cover available to all, there are plenty of factors to consider before you decide to purchase.

The Office of Fair Trading has supported The Independent’s campaign to crack down on unscrupulous payday lenders who target vulnerable people at Christmas.

Some of the most well-loved flowers of the British countryside are disappearing from arable fields, conservationists warned today.

What to do

Payday loans are trapping increasing numbers of consumers in a downward spiral of debt caused by exorbitant penalty charges, a consumer group has warned.

Atherton was the first British chef to complete a stint at El Bulli in Spain in 1998. He has worked under Pierre Koffmann and Marco Pierre White, eventually joining the Gordon Ramsay Group, for whom he opened Maze in 2001. Last year he opened Pollen Street Social, to great acclaim.