May I suggest one small refinement to the item concerned with reviving the housing market, and that is that first-time buyers be allowed to claim total tax relief on mortgages up to a ceiling of pounds 50,000. The loss to the Revenue would be minimal and the knock- on effect considerable. People who are in work create work and pay tax. People who are out
of work create nothing but self-
Let us hope that your words of wisdom do not go unheeded yet again.
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