My wife has been in hospital since suffering a major stroke two years ago. She will require round-the-clock nursing for the rest of her life, but new and stricter guidelines, published last month, and a long-running programme of bed closures, threaten the security of those who, until a few years ago, would have continued to receive in-patient care from the NHS. In my 65th year, I am unemployed, arthritic and with a heart problem. What philanthropic insurance company is going to take us on?
After combined working lives of around 80 years, my wife and I believed that we had paid our dues by way of National Insurance contributions and income tax, but now the policy appears to have been cancelled. Is this a fair deal? Or must we regard ourselves simply as members of a lost generation, to be written off by the Government as a wasting asset?