IoS letters, emails & online postings (7 July 2013)

Share

Trying to regulate the payday loans industry is to miss the point. It is the need that feeds these vultures that should be addressed, not the means by which they operate (Special report, 30 June).

Desperate people are not interested in the small print, and the brutal truth is that, without the help of relatives or friends, there is currently nowhere else to turn.

Low pay, lack of jobs, rising costs and the new threat of benefit restrictions produce a steady increase in the need for some sort of micro-finance alternative, that enables essentially decent people to survive with dignity and repay on reasonable terms.

The Archbishop of Canterbury's resolution to encourage credit unions is very welcome, but there is no time to waste, as the dramatic rise in the use of food banks demonstrates.

Sierra Hutton-Wilson

Evercreech, Somerset

Am I being naive to suggest that the Government could simply cap the rate of interest chargeable to a fixed and reasonable rate above bank rate (say 10 per cent)? This could be done tomorrow and then the much-vaunted "market forces" would sort out those companies that provide a useful short-term loan service from the blatant usurers who prey on the lower paid.

Patrick Cleary

Honiton, Devon

If the first responsibility of a prime minister is the defence of the realm, the first responsibility of an education secretary is the provision of sufficient school places. Gove is failing on that score. He should resign ("Revealed: the real shortage of school places", 30 June).

Professor Colin Richards

Spark Bridge, Cumbria

In seeking to send his child to a voluntary aided school, perhaps Nicholas Barber might have considered the following ("I believe in education", 30 June). He was depriving a child from a religious family of a place.

Religious denominations that are involved in voluntary aided schools pay a contribution. Voluntary aided schools exist by an Act of Parliament as a consequence of this country being a constitutional democracy.

Fr Ulick Loring

Twickenham, Middlesex

Charles Darwent misunderstands the ethos of Lowry's painting (Critics, 30 June). Lowry was an original and his style was never derivative. The "flat-capped mob" may be always on the move but they knew where they were going; look at the chimneys belching smoke in The Football Match.

They were fired by a mob working hard to create the wealth on which the South of England was built. Lowry represented this with originality and candour. This is even more relevant today as the North tries to come to terms with the loss of industry and attempts to find a new role.

Peter Brookes

Wakefield, West Yorkshire

To claim that grandparents' understanding of nutrition is deficient because of their age infantilises older people ("Grandma doesn't always know best", 30 June). If this prejudiced flannel was based on gender or race it would be actionable.

Michael Dempsey

London E1

Matthew Bell says I have hounded Professor Susan Greenfield over her claims that the internet is changing children's brains, and that I claim she has no evidence (Interview, 30 June).

This is untrue. I make one simple criticism: when a professor of science makes a frightening scientific claim about a matter of potentially huge public health importance, they should ideally do so by presenting their theory in the peer-reviewed scientific literature. In this way, the claims can be stated clearly, without the ambiguity or apparent inconsistency that has been seen around Professor Greenfield's claims. The evidence and arguments can then be subjected to rigorous scrutiny, by academics familiar with the field. This is the normal process of science.

Dr Ben goldacre

London School of Hygiene and Tropical Medicine

Now that President Obama has been to Robben Island, will he be visiting Shaker Aamer in Guantanamo?

Sally Griffin

Brighton, East Sussex

Have your say

Letters to the Editor, The Independent on Sunday, 2 Derry Street, London W8 5HF. Email: sundayletters@independent.co.uk. Online: independent.co.uk/dayinapage/2013/July/7

React Now

Latest stories from i100
Have you tried new the Independent Digital Edition apps?
iJobs Job Widget
iJobs General

Recruitment Genius: Lettings and Sales Negotiator - OTE £46,000

£16000 - £46000 per annum: Recruitment Genius: This is an opportunity to join ...

Recruitment Genius: Home Care Worker - Reading and Surrounding Areas

£9 - £13 per hour: Recruitment Genius: This is a great opportunity to join a s...

Recruitment Genius: Key Sales Account Manager - OTE £35,000

£25000 - £35000 per annum: Recruitment Genius: Have you got a proven track rec...

Recruitment Genius: Sales Executive - OTE £40,000

£15000 - £18000 per annum: Recruitment Genius: This is a great opportunity for...

Day In a Page

Read Next
David Cameron visiting a primary school last year  

The only choice in schools is between the one you want and the ones you don’t

Jane Merrick
Zoë Ball says having her two children was the best thing ever to happen to her  

Start a family – you’ll never have to go out again

John Mullin
Syrian conflict is the world's first 'climate change war', say scientists, but it won't be the last one

Climate change key in Syrian conflict

And it will trigger more war in future
How I outwitted the Gestapo

How I outwitted the Gestapo

My life as a Jew in wartime Berlin
The nation's favourite animal revealed

The nation's favourite animal revealed

Women like cuddly creatures whilst men like creepy-crawlies
Is this the way to get young people to vote?

Getting young people to vote

From #VOTESELFISH to Bite the Ballot
Poldark star Heida Reed: 'I don't think a single bodice gets ripped'

Poldark star Heida Reed

'I don't think a single bodice gets ripped'
The difference between America and Israel? There isn’t one

The difference between America and Israel? There isn’t one

Netanyahu knows he can get away with anything in America, says Robert Fisk
Families clubbing together to build their own affordable accommodation

Do It Yourself approach to securing a new house

Community land trusts marking a new trend for taking the initiative away from developers
Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

Money, corruption and drugs

The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

150 years after it was outlawed...

... America's first slavery museum is established in Louisiana
Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
Tony Oursler on exploring our uneasy relationship with technology with his new show

You won't believe your eyes

Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

Moores must go. He should never have been brought back to fail again

The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

The battle for Mosul will unleash 'a million refugees'

Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn