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The Independent Online
IT IS disingenuous of Kit Chivers of National Savings to justify the Premium Bond prize fund by comparing it with "on-call" building society rates (Letters, 27 August). They are, after all, Premium Savings Bonds and, although they can be cashed at short notice, are not eligible for the draw until at least a month after purchase. Your correspondent Dido Sandler is right to say the prize fund should reflect this.

Tom Egan, Eglwyswrw, Dyfed