A continued push towards investing is expected in 2026, with increased public confidence driven by initiatives like the UK Retail Investment Campaign and more accessible, low-cost investment tools.
The role of AI in financial advice will evolve, with a shift from individuals using unregulated chatbots to regulated providers leveraging AI for guidance and support.
AI is seen as beneficial for improving financial adviser efficiency and providing quick answers, but users are cautioned to cross-reference AI-generated information due to potential inaccuracies.
Pension dashboards are anticipated to launch in 2026, offering individuals a centralised online platform to view all their pension information, including lost or forgotten pensions.
Individuals are encouraged to proactively track down their pensions using available tracing services in preparation for the dashboards.