Emma Buxton, 27, is an English teacher living in Gillingham, Kent, with her husband Paul, 26

Budget 2013: Home Ownership - A £600,000 house with a 5 per cent deposit: the future of the housing market?

Would-be homebuyers should be able to purchase a house worth up to £600,000 with just a five per cent deposit as part of a new Government scheme to kick-start the struggling property market.

The Funding for Lending scheme has helped push mortgage rates to record lows

Will Nick Clegg clog up mortgage market?

Deputy PM's wish to tinker with £80bn lending scheme could dash home-buyers' hopes

Spotlight On: HSBC's fixed rate mortgage

The deal

Julian Knight: Time interest-only mortgage brokers were brought to book

I have had lots of emails following my latest investigation into interest-only mortgages. Many come from people approaching retirement age stuck on such deals with no proper repayment plan in place.

Many householders will have to downsize to pay off their interest only home loan

The interest-only mortgage time bomb that must be defused

Urgent action is needed if you are one of the 60,000 mortgage holders who have no means of paying off the capital

Leafy Elmbridge in Surrey has been valued at £31bn…which is more than the homes of 1.75 million people in Glasgow

10 London boroughs worth more than all the homes in Wales, Scotland and Northern Ireland

It is not so much a divide as a gaping chasm.

Spotlight On: Post Office mortgages

The deal

FLS aid for home buyers hurts savers

The Bank of England's Funding for Lending billions are unlocking the mortgage market but savers are getting their rawest deal for nearly four years as banks fatten margins, it has emerged.

Bank lending scheme helps mortgage lending to jump

The Bank of England's cheap billions on offer through its Funding for Lending scheme continue to flood into the mortgage market, pushing lending to an 11-month high in December.

The quarterly Housing Prospects report predicts that the average home price will climb to £219,000 this year

Home prices are on the way back past pre-crisis peak, says forecast

Quarterly Housing Prospects report predicts that average home price will climb to £219,000 this year

Only 34 per cent of first-time buyers in the UK were able to buy their home without any extra help last year

Lenders get innovative to give first-time buyers a boost

A new line of products have been launched for house hunters who have only a limited deposit. Chiara Cavaglieri sees how they compare

First-time house buyers get a foot in the door

Lenders are finally opening their doors to first-time buyers after the biggest jump in loans for nearly three years in November, the Council of Mortgage Lenders (CML) said today.

Five Questions About: House prices in 2013

Are prices finally going to start rising again?

Money Insider: Remortgage demand to keep rising this year

Mortgage business has picked up slightly this year compared with the low level of transactions witnessed in 2011, and during 2013 I expect to see this number edge higher still.

Prices struggling and face more gloom, says Nationwide

House prices are languishing at 12 per cent below their 2007 peak and face another year in the doldrums, Nationwide warned today.

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