Money Insider: Taking an offset mortgage can save you thousands

As average savings rates continue to languish, only 10 per cent of people are currently reaping the benefit of offsetting their savings against their mortgage, leaving the vast majority of homeowners potentially paying out thousands in unnecessary interest.

Nationwide says house prices surged by 5.8 per cent year-on-year in October

House prices up 5.8% as Nationwide warns of looming affordability crisis

Year-on-year price rise nonetheless still leaves market some way from 2007 peak

Mortgages on the march but small firms stay in the cold

New mortgage lending has hit a five-year high as buyers rush back into the rising property market, but small businesses remain in the grip of a credit squeeze, figures from the Bank of England showed yesterday.

The exchange rates and transaction fees charged by the banks all add up to confusion for customers

Consumer Rights: Sending your money abroad needn’t cost you the Earth

There are big differences in charges when you transfer funds, so look beyond the banks

Help to Buy deals may not be the cheapest

First-time buyers tempted by the Government's Help to Buy scheme should think very carefully before taking the plunge, says the consumer group Which?

Five Questions About: Help to buy

Is this the government's housing market boost?

Door opens on second phase of Help to Buy

The second phase of the Help to Buy scheme was launched yesterday as banks finally published details of their deals. To date, only the Government-backed banks have announced rates, with RBS and NatWest already taking applications and the Halifax set to start in a few days.

Consumer Rights: Get-out clause can make a nonsense of your tracker mortgage

Check the small print on your mortgage agreement or risk facing an unpleasant surprise

Fears of debt and housing bubble after David Cameron hurries out second phase of Help to Buy scheme three months early

Vince Cable and Sir Mervyn King among those concerned that the Government could be exposed to billions of pounds of future housing debt whilst inflating the property market

Smaller mortgage lenders raise their rates

Some lenders could be poised to raise mortgage rates as intense competition in the sector starts to hit their bottom line.

Mortgage lending saw further signs of a “healthy recovery” in August as the value of home loans handed out grew by almost one third year-on-year, banks and building societies have reported.

Mortgage lending increases 28 per cent as 'healthy recovery' continues

Mortgage lending saw further signs of a “healthy recovery” in August as the value of home loans handed out grew by almost one third year-on-year, banks and building societies have reported.

House-price bubble fears over 95% mortgages

The Government came under fire this week for backing 95 per cent loan-to-value mortgages.

CML pours cold water on hot house prices

Mortgage lenders waded into the debate over the state of Britain's housing market yesterday, as the Council of Mortgage Lenders (CML) claimed that talk of a new boom was "premature".

Mortgages surge but Mark Carney says he will stop new bubble

Banks and building societies will grant almost 700,000 mortgages this year amid the biggest surge in lending since 2009, leading economic forecasters said yesterday.

UK house asking prices leap by 5.5 per cent in a year

There is more upbeat news for the property market today as the UK’s largest survey of asking prices reveals they have climbed 5.5 per cent in the last year.

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