First-time buyers are lured by lower interest rates and the Government's mortgage subsidies

First-time homebuyer numbers shoot up 28 per cent thanks to low loan rates

First-time buyers are still flooding back to the property market, lured by lower interest rates and the Government's mortgage subsidies. Transactions numbered 27,800 in November, up 28 per cent on a year earlier, according to the latest survey by LSL Property Services.

Bank of England study finds around half of available income in vulnerable families would be swallowed up by mortgage payments once income tax and national insurance are deducted

Mortgage rate rise would put one in six at risk of losing homes, Bank of England says

New study shows fragile position of many families if hike is passed to customers

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal
Bank of England Governor Mark Carney has said he will increase rates when unemployment falls below 7 per cent

Remortgage now, ahead of the rate rises

When it comes to home loans the only way is up, so don't delay if you're looking for a better deal

Back in 2006, Bex paid into a private company pension for two years, and then transferred that money into the local government scheme when she joined the fire service in 2008

Wealth Check: Trainee firefighter's burning ambition to buy a new home

Our experts advise Bex Sims to start saving more and increase her mortgage overpayments to help meet her property goals

Fighting neglect: ‘Property for a pound’ schemes have taken off in areas such as Liverpool

First-time buyers given a push across the threshold

From £1 houses to Help to Buy, Julian Knight looks at the schemes that help people on to the housing ladder

Homeowners are urged to overpay their mortgage while interest rates are still low

Low interest rates are encouraging borrowers to clear their home loan, but more should do so, says Simon Read

One in four unaware of Help to Buy option

The Government hoped to give a serious jolt in the arm to the housing market and the building industry by rushing forward the second part of its Help to Buy initiative from next January to last month. But its message appears to be failing to get through to the people who really matter: potential home-movers.

More than 2,000 people have put in offers on homes during the first month of the Help to Buy scheme

More than 2,000 use Help to Buy mortgage scheme

More than 2,000 people have put in offers on homes during the first month of the Help to Buy scheme, under which the taxpayer guarantees up to 15 per cent of mortgages, David Cameron will say today.

Money Insider: Taking an offset mortgage can save you thousands

As average savings rates continue to languish, only 10 per cent of people are currently reaping the benefit of offsetting their savings against their mortgage, leaving the vast majority of homeowners potentially paying out thousands in unnecessary interest.

Nationwide says house prices surged by 5.8 per cent year-on-year in October

House prices up 5.8% as Nationwide warns of looming affordability crisis

Year-on-year price rise nonetheless still leaves market some way from 2007 peak

Mortgages on the march but small firms stay in the cold

New mortgage lending has hit a five-year high as buyers rush back into the rising property market, but small businesses remain in the grip of a credit squeeze, figures from the Bank of England showed yesterday.

The exchange rates and transaction fees charged by the banks all add up to confusion for customers

Consumer Rights: Sending your money abroad needn’t cost you the Earth

There are big differences in charges when you transfer funds, so look beyond the banks

Help to Buy deals may not be the cheapest

First-time buyers tempted by the Government's Help to Buy scheme should think very carefully before taking the plunge, says the consumer group Which?

Five Questions About: Help to buy

Is this the government's housing market boost?

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