Simon Read: Last act not yet over for gold-plated pensions

Gold-plated final-salary pension schemes have been in terminal decline for more than a decade. The Coalition's policy of trying to shore up the economy by pumping more and more money into it has simply hastened the crisis and persuaded more pension trustees to panic and shut attractive schemes.

The deterioration of workplace schemes will affect millions of pensioners

Julian Knight: Barnardo's pension plan closure will not be the last

The charity's decision to end a career average pension scheme, just a few years after ditching final salary, is a warning to us all

The new regime will only really help those who help themselves in the years before they retire

Planning for retirement just got much easier

A simplified, flat-rate state pension should help you prepare, but what steps should you take now, asks Chiara Cavaglieri

Pensions infrastructure fund builds up past the £1bn mark

The pension industry has raised more than £1bn for its fund to invest in Britain's infrastructure, a key plank of the Government's economic growth strategy.

Five Questions About: State pension reform

Reform? What is the government doing now?

Pensions regulator to scrutinise value of schemes

Plans to enrol nine million more workers in company pension schemes are set to be investigated by regulators.

Government pledge extra pension benefit to women

About 750,000 women will receive an extra £9 a week in state pension under plans for a new £144-a-week flat-rate payment, the Government will pledge today.

Single flat rate pension of £144 planned

Details of a radical shake-up of the state pension are due to be unveiled by the coalition on Monday.

Pension contributions too low in small firms

Hard-pressed staff in smaller companies are not increasing contributions into their workplace pension schemes, according to a survey from the Association of Consulting Actuaries.

Price index revamp delivers 'major blow' to retirement plans

Pension savers face a serious blow to their retirement prospects with confirmation this week on changes in how the retail price index (RPI) is calculated.

The coming year will see a sea-change in pensions provision in the UK

All change on pensions as workers are opted in

But fears remain some new plans will be sub-standard, says Neasa MacErlean

Julian Knight: Pension minister's plan is a flight to fairyland

'Too clever by half" is a peculiarly British phrase, summing up our long-standing national mistrust of the intellectual. We laud our Isambard Kingdom Brunels and warriors while the French adore their existentialists and pint-sized painters.

Pension problems could close more charities

A major charity helping vulnerable people this week became the first to go bust because it couldn’t afford to meet its pension obligations.

Consumer Rights: 'I signed up to my firm's pension scheme, but can I really afford it?'

A reader is advised to think carefully before opting out of automatic enrolment – the state doesn't offer a great deal when retirement comes round
Money
You'll need a shoulder to cry on: single mothers seem to be under particular suspicion
comment
Money
Savings could flow your way with a water meter
deals
Money
The actress Honor Blackman at a protest by Equitable Life pensioners in Westminster
A round-up of the personal finance stories you may have missed 23-27 February
Money
comment
Money
Obfuscation? BT's charging policy for its caller display service is confusing many of its customers
comment
Money
Check in to ‘The Grand Budapest Hotel’ with a special TV deal
deals
Money
A police pulls a car over as part of a drive to inform motorists of the risk of using a phone while driving
A round-up of the personal finance stories you may have missed 16-20 February
Money
See the big picture: the TV that looks cheap with rent-to-own may be anything but
comment
Money
Enter our competition to win the smartphone
deals
Money
People making contactless payments will soon be able to spend up to £30 at a time with a swipe of their card
A round-up of the personal finance stories you may have missed 9-13 February
Money
MPs have highlighted the dodgy practices by high street retailers that flog sofas and fridges at high interest rates and demand intervention by the City Watchdog
Rent-to-own investigation demanded
Money
Raise a glass to lower bills ... but bear in mind that prices aren't falling across the board
comment
Money
The lights of love: LED Hut's range is available at 30 per cent off
deals
Money
There’s more good news for mortgage borrowers as five year fixed rates slip ever lower
A round-up of the personal finance stories you may have missed 2-6 February
Money
Energy bill rip-off, cut-priced insurance and exit fees warning for investors
Money
For £89.98 you could fly to Bergerac in the Dordogne
deals
Money
All of the Big Six energy companies slipped to the bottom fifth of the table
A round-up of the personal finance stories you may have missed 26-30 January
Money
Tax deadline and pension protection
Money
Get reductions of half price or more on nail polishes
deals
Money
London is the UK’s burglary claim capital according to Moneysupermarket’s annual Burglary Claims Tracker
A round-up of the personal finance stories you may have missed 19-23 January
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Recruitment Genius: Customer Service Advisor

£15000 - £16000 per annum: Recruitment Genius: A Customer Service Advisor is r...

Ashdown Group: Trainee Consultant - Surrey / South West London

£22000 per annum + pension,bonus,career progression: Ashdown Group: An establi...

SThree: HR Benefits Manager

£40000 - £50000 per annum + pro rata: SThree: SThree Group have been well esta...

Recruitment Genius: Office Manager / Financial Services

£30000 - £37000 per annum: Recruitment Genius: Established in 1999, a highly r...

ES Rentals

    Day In a Page

    Independent Travel
    Pompeii, Capri & the Bay of Naples
    Seven Cities of Italy
    Burgundy, the River Rhone & Provence
    Prague, Budapest and Vienna
    Lake Garda
    3.	Provence 6 nights B&B by train from £599pp
    Prices correct as of 20 February 2015
    The difference between America and Israel? There isn’t one

    The difference between America and Israel? There isn’t one

    Netanyahu knows he can get away with anything in America, says Robert Fisk
    Families clubbing together to build their own affordable accommodation

    Do It Yourself approach to securing a new house

    Community land trusts marking a new trend for taking the initiative away from developers
    Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

    David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

    The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
    Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

    Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

    Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
    With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

    Money, corruption and drugs

    The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
    America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

    150 years after it was outlawed...

    ... America's first slavery museum is established in Louisiana
    Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

    Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

    The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
    Tony Oursler on exploring our uneasy relationship with technology with his new show

    You won't believe your eyes

    Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
    Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

    Moores must go. He should never have been brought back to fail again

    The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
    War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

    The battle for Mosul will unleash 'a million refugees'

    Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn
    Yvette Cooper: We can't lose the election. There's too much on the line

    Yvette Cooper: We can't lose the election. There's too much on the line

    The shadow Home Secretary on fighting radical Islam, protecting children, and why anyone in Labour who's thinking beyond May must 'sort themselves out'
    A bad week for the Greens: Leader Natalie Bennett's 'car crash' radio interview is followed by Brighton council's failure to set a budget due to infighting

    It's not easy being Green

    After a bad week in which its leader had a public meltdown and its only city council couldn't agree on a budget vote, what next for the alternative party? It's over to Caroline Lucas to find out
    Gorillas nearly missed: BBC producers didn't want to broadcast Sir David Attenborough's famed Rwandan encounter

    Gorillas nearly missed

    BBC producers didn't want to broadcast Sir David Attenborough's famed Rwandan encounter
    Downton Abbey effect sees impoverished Italian nobles inspired to open their doors to paying guests for up to €650 a night

    The Downton Abbey effect

    Impoverished Italian nobles are opening their doors to paying guests, inspired by the TV drama
    China's wild panda numbers have increased by 17% since 2003, new census reveals

    China's wild panda numbers on the up

    New census reveals 17% since 2003