Michael Williams' pension mortgage fell far short of its target and he had no option but to put his house in Maidstone on the market to cover the shortfall

Simon Read: 'Pension mortgages leave a sting in the tail as 'pie in the sky' promises fail to deliver'

One Independent reader was forced to put his family home on the market after being let down by a series of advisers and regulators

The law on annuities will be changed from April 2016

Pension changes: What are they, how do I access my money – and is it tax free?

From today anyone aged over 55 is able to withdraw money from their pension – depending on a few factors

There won’t be that many pensioners blowing their investment on luxury cars

Pensioners more likely to invest than blow annuities

Greater pension freedom will be popular, and that says something, but greater policy certainty would help too

George Osborne with the budget on 19th March 2014

Pension deregulation arrives, but cashing in the pot in one go is not quite as simple as you think

There will be some hefty tax charges if you try to take all your money out - then there’s the dilemma of whether an annuity still might actually make sense

Buy-to-let should be regarded as a hands-on business rather than an investment

Mark Dampier: Why trade pension freedom for the work and worry of buy-to-let?

Pension Freedom Day is only two days away. I repeatedly hear that a significant amount of pension money will be invested in buy-to-let, so I thought I would give my two penn'orth on the subject.

P2P lender is ready for pension freedom

Peer-to-peer lending has proved that it can consistently offer high returns

A cloud on the horizon of pensions freedom is the potential tax burden: some people will have tax deducted at an emergency rate

Simon Read: 'New pension freedoms should be a good thing, but beware of the potential pitfalls'

One reader who decided to cash in his pension to help get himself on the housing ladder was told that he would be charged emergency tax

Simon Read: 'Could crooks and scammers exploit pension confusion?'

Some people feel they're already been victims of pension scammers

According to a report, information about millions of people’s pension plans is being sold off without any checks of the buyers’ intentions

Details of people's pension pots are being sold for as little as 5p each, report claims

Details such as salaries, the value of the investment and the size of the pension were able to be bought

Government's Pension Wise guidance service is up and running

People can now book an appointment to receive some face-to-face advice

Hard labour: a woman bears the load in a factory. But equal treatment is causing pension problems

Women to lose benefits from contracted-out pension scheme

Workers were promised that the state would pay inflation increases on parts of their pensions. But now the DWP disagrees

Simon Read: 'Put the phone straight down on the pension fraudsters'

Scammers ring out of the blue, so don't listen to cold-callers, FCA advises

Simon Read: 'Loophole closes on pension freedom and welfare payments'

One reader pointed out that he could cash in his small annuity and have the income replaced through pension credits. The DWP is set to close the loophole

Take your time with pension freedoms - 6 April shouldn't be viewed as a deadline

It is important that customers understand their choices and what they will mean, says Andrew Hagger

Simon Read: 'It's a new dawn for pensions but we'll need expert help or we won't see the light'

New research from Citizens Advice reveals that many people face difficulties

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