Vic Williams has made a video appeal to the Prime Minister

'Why do I get a smaller pension pot than other veterans?'

British retirees are entitled to a state pension, but some get a bigger payout than others. Why? Because of where they live. Remembrance Day reminds Simon Read of this inequity

'Why do I get a smaller pension pot than other veterans?'

British retirees are entitled to a state pension, but some get a bigger payout than others. Why? Because of where they live. Remembrance Day reminds Simon read of this inequity

Pensions could scrap widows' rights and index-links

New Government proposals that aim to boost final-salary schemes could hit their benefits, reports Simon Read

Government's attempt to save salary-linked pensions could eat into other retirement schemes

A Government attempt to save salary-linked pensions could see private sector workers’ retirement funds eaten away by inflation and the loss of payments to the spouses of deceased policyholders, it was reported last night.

Ipswich Town Football Club provides 600 people with a living

Is it too to get auto enrolment on target?

Ipswich Town Football Club is on the ball when it comes to auto enrolment but critics say it will make little difference. By Julian Knight

Industry warning over cap on workplace pension fees

Up to nine million Britons are being auto-enrolled into a workplace pension scheme between now and 2018 and there had been growing fears that they could see much of their retirement savings swallowed up by punitive charges levied by pensions companies.

Simon Read: Pensions bill gives a chance of justice for the OAPs overseas

More than half a million British pensioners who live abroad will turn their attention back home on Tuesday. That's because the new Pensions Bill reaches its report stage in the House of Commons, and there are hopes that expats will finally get parity and see the contentious Clause 20 removed. The clause continues a long-standing anomaly whereby Britons who live in certain countries have their state pensions frozen, while those who live in other countries enjoy annual increases.

Five questions about: Pension liberation

Aren't these schemes that allow me to get at my pension pot early?

Pensions cash-back proposal could help thousands

Government rules which allow small pension savers to take their pension pot as cash are so complicated, hardly anyone benefits from them. Instead, those with the smallest pension pots are forced to buy poor value annuities from insurance companies.

Government told its new pension system is ‘not fit for purpose’

The UK’s new pension saving system is not “fit for purpose” at a time when retirement prospects in the UK are more uncertain than ever and state pensions are being slashed, a leading report warns today.

Almost half expecting to work beyond 65

Nearly half of Britons believe they will have to work beyond age 65 because their pensions savings are inadequate, a survey from Scottish Widows has found.

Simon Read: Watch out for the dodgy pension liberation firms

Hundreds of thousands of savers are being targeted by unscrupulous pension liberation firms. They suggest you can unlock your pension early, but if you do so, you risk losing up to 90 per cent of your savings through tax losses.

Money alert: Campaigners seek commitment to unfreeze pensions

The fight for pension parity for more than half a million British pensioners living in Commonwealth countries continues.

Pension shake-up must help people get better retirements

A damning report published by the Office of Fair Trading this week concluded that defined contribution pension schemes are not delivering value for money for savers.

Office of Fair Trading says pension schemes are poor value for money

Millions will not have enough in retirement because pension schemes are poor value for money, warns OFT

Pension schemes are poor value for money and may risk leaving millions short of cash when they retire, the Office of Fair Trading warned today.

Money
Tax deadline and pension protection
Money
Get reductions of half price or more on nail polishes
deals
Money
London is the UK’s burglary claim capital according to Moneysupermarket’s annual Burglary Claims Tracker
A round-up of the personal finance stories you may have missed 19-23 January
Money
Watchdog warning for savers and energy firm cuts prices
Money
Come home to energy-efficient heating this winter
deals
Money
A round-up of the personal finance stories you may have missed 12-16 January
Money
Inflation halves; energy firm cuts prices
Money
Rome is just one of the cities where you can save on room rates
deals
Money
More than half of UK homeowners are concerned about unexpected winter costs, according to a survey by for Homeserve
A round-up of the personal finance stories you may have missed 5-9 January
Money
Controlling credit as Christmas bills hit home
Money
Search for returns – and a worrying rise in debt – define our post-crash, low-rate 2014
Money
deals
Money
Pensioner bonds; basic bank accounts and energy-saving at Christmas
Money
deals
Money
It is expected that the tax, to be introduced in April, will raise £1.3bn over the next five years
A round-up of the personal finance stories you may have missed 1-5 December
Money
For whom the Christmas bells toll? Shoppers should be wary of 'bargains' and 0 per cent deals on credit cards
comment
Money
The first website that allows travellers with pre-existing medical conditions planning a cruise to compare policies and buy cover has been launched at Allclearcruise.co.uk
deals
Money
A round-up of the personal finance stories you may have missed 24-28 November
Money
Paying for Christmas, savings cheats, rising inflation hits home and bargain books
Money
Video: Simon Read offers some advice on ensuring you enjoy Christmas without the financial hangover
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Recruitment Genius: Web Developer - PHP

£16500 - £16640 per annum: Recruitment Genius: This fast growing Finance compa...

Ashdown Group: Client Services Manager - Relationship Management - London

£30000 - £32000 per annum + benefits : Ashdown Group: A highly successful, int...

Recruitment Genius: Credit Controller / Customer Service

£18000 - £20000 per annum: Recruitment Genius: This rapidly expanding business...

Guru Careers: In-House / Internal Recruiter

£25 - 28k + Bonus: Guru Careers: An In-house / Internal Recruiter is needed to...

ES Rentals

    Day In a Page

    Independent Travel
    Pompeii, Capri & the Bay of Naples
    Dubrovnik, the Dalmatian Coast & Montenegro
    Burgundy, the River Rhone & Provence
    Lisbon, Oporto and the Douro Valley
    Lake Garda, Venice & Verona
    Spain
    Prices correct as of 23 January 2015
    Greece elections: In times like these, the EU has far more dangerous adversaries than Syriza

    Greece elections

    In times like these, the EU has far more dangerous adversaries than Syriza, says Patrick Cockburn
    Front National family feud? Marine Le Pen and her relatives clash over French far-right party's response to Paris terror attacks

    Front National family feud?

    Marine Le Pen and her relatives clash over French far-right party's response to Paris terror attacks
    Woman who was sent to three Nazi death camps describes how she escaped the gas chamber

    Auschwitz liberation 70th anniversary

    Woman sent to three Nazi death camps describes surviving gas chamber
    DSK, Dodo the Pimp, and the Carlton Hotel

    The inside track on France's trial of the year

    Dominique Strauss-Kahn, Dodo the Pimp, and the Carlton Hotel:
    As provocative now as they ever were

    Sarah Kane season

    Why her plays are as provocative now as when they were written
    Murder of Japanese hostage has grim echoes of a killing in Iraq 11 years ago

    Murder of Japanese hostage has grim echoes of another killing

    Japanese mood was against what was seen as irresponsible trips to a vicious war zone
    Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

    Celebrities call on David Cameron to take more Syrian refugees

    One young mother tells of torture by Assad regime
    The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

    The enemy within

    People who hear voices in their heads are being encouraged to talk back
    'In Auschwitz you got used to anything'

    'In Auschwitz you got used to anything'

    Survivors of the Nazi concentration camp remember its horror, 70 years on
    Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

    Autumn/winter menswear 2015

    The uniforms that make up modern life come to the fore
    'I'm gay, and plan to fight military homophobia'

    'I'm gay, and plan to fight military homophobia'

    Army general planning to come out
    Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

    What the six wise men told Tony Blair

    Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
    25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

    25 years of The Independent on Sunday

    The stories, the writers and the changes over the last quarter of a century
    Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

    Homeless Veterans appeal

    As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
    Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

    Smash hit go under the hammer

    It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy