Fuel poverty could kill 100,000 vulnerable people over the next 15 years, charity warns

National Energy Action claims that energy taxes will mean many people will die unless the next government takes positive action

Savings could flow your way with a water meter

Bargain Hunter: Affordable art - suddenly being a collector is just a walk in the park

Like art but can't really stretch to buying it? The Affordable Art Fair returns next month with the promise of paintings, original artist-made prints, sculpture and photography priced between £100 and £5,000.

Questions of Cash: They told me my vouchers had expired. It drove me to distraction

Q. I bought 20 hours of vouchers for driving lessons from Voucherdriving.com 17 months ago. I was only able to use eight at the time. I am now trying to book the 12 hours remaining, but the company says the vouchers were valid for one year, so I can no longer use them.

Donald MacInnes: A church that pays a living wage? Don't make me laugh

It may cue a nationwide gasp of shock, but I have never set up and run my own religion. No altars exist to some shonky deity prescribed by me; I have no cassocks, bells, dirgy songs or dodgy youth leaders.

Derek Pain: Avation has taken off, others are below peak performance

Avation, the aircraft leasing group, continues to fly in the right direction. Although interim pre-tax profits are down the shares are still showing a reasonable gain for the No Pain, No Gain portfolio.

Simon Read: That's right, BT, they'd rather pay for a free service

I'm pretty angry to have to return to the subject of BT yet again this week. But my postbag is just getting larger with complaints from readers who have been misled or misinformed by the telecoms giant.

Derek Pain: All the EU talk of human rights does not extend to investors

Small shareholders, particularly the traditional variety, have long suffered poor treatment in the City. But I now detect faint stirrings – and it would be foolish to put it any stronger – that there is an element of sympathy building for their plight.

Simon Read: BT's caller display service is free, but you must say you want it for free or you'll be charged

Simon Read has spent much of this week dealing with readers' emails about a £1.75 charge for caller display, which should be free

Simon Read: Beware of the phantom membership company

An Independent reader noticed a charge of £150 on her bank statement to a company called My Essential Savings, which appears to be fairly non-existent

Tax-free savings: Freedom dawns for the junior savers caught in low-income accounts

The parents of six million children stuck with low-interest saving accounts worth more than £5bn will be able to move the cash from this April. But what are their options? Samantha Downes reports

Should you get a receipt from tradespeople?

Shadow Chancellor Ed Balls said people should always ask for receipts but, just because someone asks to be paid in cash, it doesn't mean they're avoiding tax

Bargain Hunter: Now's your chance to watch the best movies free of charge at home

This week's exclusive competition marks the Oscars on Sunday night by offering the chance to win one of 10 NOW TV boxes, including a two-month Sky Movies pass.

Mark Dampier: He moved into bonds before the crisis. Now he's backing China

Fund management is awash with star names, but a closer look reveals unsung heroes who deserve the same recognition and are just as capable of outperformance. Robin Hepworth, of Ecclesiastical Investment Management, is a prime example.

Five questions on: The 'big six' energy suppliers

Why are they in the news?

The FTSE 100 is inching closer to its record high but can it maintain these levels?

In 1999 stock markets quickly tumbled, losing many a fortune in the process

Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Simon Read talks to Alan Higham of Fidelity Worldwide Investment
Money
Sunset in Vancouver: pensioners who now live in Canada could get a higher state pension just by crossing the border
If we want to enjoy the golden years rather than spend them running for the shadows, then we’ll need plenty of cash, says Simon Read
Money
Inflation falls to 0%; Fresh pension text scammers warning; are Help to Buy Isas attractive?;  and the money-saving deals of the week
Money
Investors have been burnt by an energy fund that promised money for solar panels
comment
Money
Put your best foot forward by donating your old boots to charity
deals
New Articles
Round-up of the personal finance stories you may have missed 16 to 20 March
Money
Isas; energy-efficiency handout and minimum wage rise
Money
If you're a female between 55 and 64, you're like to have half the retirement savings that a man has, warns Maike Currie of Fidelity Personal Investing
Money
Video: The Independent’s personal finance editor finds out how savers and investors can make the most of the new rules affecting tax-free savings
Money
Paul Renshaw plans to put the £30,000 he has sitting in two pensions into improvements for his home and garden in Havant, Hampshire
comment
Money
Put a spoke in your children's holiday plans
deals
Money
Round-up of the personal finance stories you may have missed 9 to 13 March
Money
There is a big difference between the best and worst rates on offer and you may need to keep moving your cash around
You have an allowance right to stash up to £15,000 of your savings in a tax-free account, but you must use it by 5 April...
Money
15 per cent of all UK adults have the biggest debt burden by owing money to five or more organisations
Councils have to chase debts, but not so aggressively, says Simon Read
Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
MPs warn on pension scams; councils get tough on council tax arrears; and watchdog slams payday lenders
Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Pension expert Jamie Jenkins tells Simon Read what to be wary of when the new pension freedoms come into force in April
Money
A replica of the Churchill dog could be yours for free
deals
Money
Eileen Clarke received a hugely-inflated bill from British Gas, which at least had the grace to rectify its mistake
comment
Money
The force pays a maintenance firm £100 if a bulb
A round-up of the personal finance stories you may have missed 2 to 6 March
Money
The deal will add to the pressure on the other major TV, broadband and mobile networks in the UK to join together as the sector shifts towards only a few giant businesses
Life company admits overcharging policy holders
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
  • Get to the point
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Recruitment Genius: Claims Administrator

£16000 - £18000 per annum: Recruitment Genius: A position has arisen within th...

Ashdown Group: Development Manager - Rickmansworth - £55k +15% bonus

£50000 - £63000 per annum + excellent benefits : Ashdown Group: IT Manager / D...

Recruitment Genius: Security Officer

£16500 per annum: Recruitment Genius: Applicants must hold a valid SIA Door Su...

Ashdown Group: Business Analyst - City, London

£50000 per annum: Ashdown Group: Business Analyst - Financial Services - The C...

ES Rentals

    Day In a Page

    Independent Travel
    Pompeii, Capri & the Bay of Naples
    Seven Cities of Italy
    Burgundy, the River Rhone & Provence
    Prague, Budapest and Vienna
    Lake Garda
    3.	Provence 6 nights B&B by train from £599pp
    Prices correct as of 12 March 2015
    The saffron censorship that governs India: Why national pride and religious sentiment trump freedom of expression

    The saffron censorship that governs India

    Zareer Masani reveals why national pride and religious sentiment trump freedom of expression
    Prince Charles' 'black spider' letters to be published 'within weeks'

    Prince Charles' 'black spider' letters to be published 'within weeks'

    Supreme Court rules Dominic Grieve's ministerial veto was invalid
    Distressed Zayn Malik fans are cutting themselves - how did fandom get so dark?

    How did fandom get so dark?

    Grief over Zayn Malik's exit from One Direction seemed amusing until stories of mass 'cutting' emerged. Experts tell Gillian Orr the distress is real, and the girls need support
    The galaxy collisions that shed light on unseen parallel Universe

    The cosmic collisions that have shed light on unseen parallel Universe

    Dark matter study gives scientists insight into mystery of space
    The Swedes are adding a gender-neutral pronoun to their dictionary

    Swedes introduce gender-neutral pronoun

    Why, asks Simon Usborne, must English still struggle awkwardly with the likes of 's/he' and 'they'?
    Disney's mega money-making formula: 'Human' remakes of cartoon classics are part of a lucrative, long-term creative plan

    Disney's mega money-making formula

    'Human' remakes of cartoon classics are part of a lucrative, long-term creative plan
    Easter 2015: 14 best decorations

    14 best Easter decorations

    Get into the Easter spirit with our pick of accessories, ornaments and tableware
    Inside the Kansas greenhouses where Monsanto is 'playing God' with the future of the planet

    The future of GM

    The greenhouses where Monsanto 'plays God' with the future of the planet
    Britain's mild winters could be numbered: why global warming is leaving UK chillier

    Britain's mild winters could be numbered

    Gulf Stream is slowing down faster than ever, scientists say
    Government gives £250,000 to Independent appeal

    Government gives £250,000 to Independent appeal

    Donation brings total raised by Homeless Veterans campaign to at least £1.25m
    Oh dear, the most borrowed book at Bank of England library doesn't inspire confidence

    The most borrowed book at Bank of England library? Oh dear

    The book's fifth edition is used for Edexcel exams
    Cowslips vs honeysuckle: The hunt for the UK’s favourite wildflower

    Cowslips vs honeysuckle

    It's the hunt for UK’s favourite wildflower
    Child abuse scandal: Did a botched blackmail attempt by South African intelligence help Cyril Smith escape justice?

    Did a botched blackmail attempt help Cyril Smith escape justice?

    A fresh twist reveals the Liberal MP was targeted by the notorious South African intelligence agency Boss
    Tony Blair joins a strange and exclusive club of political leaders whose careers have been blighted by the Middle East

    Blair has joined a strange and exclusive club

    A new tomb has just gone up in the Middle East's graveyard of US and British political reputations, says Patrick Cockburn
    Election 2015: Meet the top 12 wacky candidates seeking your vote in May

    Election 2015

    Meet the top 12 wacky candidates seeking your vote in May