Donald MacInnes: Leonardo DiCaprio climate speech at the UN this week was excellent

There were some glitzy touches to the start of the annual United Nations Climate Change Summit in New York on Wednesday.

Coins held by the Mint will have a buyback guarantee

Peer to Peer lending: This alternative market is offering firms a lifeline

P2P lenders have bold ambitions, not just to be part of the system but to shape the way that finance is provided

Bargain Hunter: See movies cut price at the Odeon

Film fans can get cut-price movies from as little as £4 by taking advantage of a new deal at Groupon.

Derek Pain: I’m sticking with two: Shares in Booker and Essenden aren’t done yet

I am sticking with Booker, the cash and carry chain.

More than a quarter of mortgage borrowers at risk if rates rise

More than a quarter of mortgage borrowers will face financial trouble when interest rates rise. That’s according to a new study published today.

Students must swot up on budgeting

Students may be not so clever when it comes to their money – which is bad news for those currently facing Freshers’ Week.

Freshers’ Week could mark start of debt crisis for students

Video: More than 1.6 million students lack confidence in their understanding of personal finance, according to Blackbullion

Simon Read: So the customer is always right? Tell that to the big six energy firms...

The latest Which? customer service survey revealed that the big six energy firms are among the worst offenders when it comes to poor customer service

Mark Dampier: An infrastructure fund that builds returns by taking different roads

Infrastructure funds have proved popular with income-seeking investors in recent years. Investment trusts investing in infrastructure, for instance, currently offer yields in the region of 5 per cent – particularly attractive in an environment where ultra-low interest rates have driven down the income available on cash deposits.

Simon Read: How many must die before they act on fuel poverty?

The stark realities of the difficulties faced by those in fuel poverty were revealed this week. The charity Christians Against Poverty (CAP) asked people what life was like before they got debt help.

Questions of Cash: The HPI check didn't reveal the true history of my car

Q. I bought a 2011 Fiat 500 on 1 March for £7,995 from Fleet Car Sales in Hampshire. Four weeks ago I was driving home and an engine mount fell out. Fiat head office investigated and informed me the car had been in an accident last year, written off and sold to salvage.

Money Insider: Why wait, switching accounts is easy?

With the Current Account Switch Service celebrating its first anniversary and running like clockwork there's no excuse to stay put if you're fed up with the service or rates from your bank.

Donald MacInnes: Let's pretend Scotland won and now a salmon is running the country

I wasn't going to touch Scotland at all this week. Lord knows, enough politicians and Oxbridge-minted columnists have had a squeeze of the holy haggis in the past few weeks to render anything I have to say on the matter irrelevant and lost in the noise.

Derek Pain: Whitbread's high share price is an unnecessary extra hurdle

Is it not time for the Whitbread leisure group to split its heavyweight shares? I realise such a move is largely cosmetic, but it would be appreciated by small shareholders who are often deterred by highly priced stocks.

Money
If you think that the kind of car dealer portrayed in Minder by Arthur Daley has been consigned to history, think again. If you can haggle on the forecourt, you can get massive discounts on a new car, reckons What Car? The magazine's mystery shoppers this month managed to negotiate a discount of 31 per cent - a saving of £18, 650 - off the price of a BMW 7 Series as it was about to be replaced by a newer model
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See How to Train Your Dragon 2 cut-price at a Vue cinema
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The Independent’s Personal Finance Editor Simon Read talks over the latest news with Luke Blackall
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Struggling millennials, soaring energy bills, stock market woes and warnings of bank scams: the stories we noticed this week.
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The people’s lenders: The peer-to-peer services can be less bureaucratic and less bloody minded than the banks
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Simon Read gives hints and tips on what to do with your money this week
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'It's becoming increasingly clear that the only way we are going to win back our rights is in court,' says Marianne Fusi of her timeshare problems
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An iPhone 6 is up for grabs in our competition
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The City Varieties Music Hall in Leeds is among the attractions
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Air Asia is offering flights from Thailand to selected destinations from as little as $4
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Savings of up to 53 per cent are available on Headworx clothing
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Cold comfort: M&S shoppers are being offered half-price lollies
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    Mark Udall: The Democrat Senator with a fight on his hands ahead of the US midterm elections

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    Pumpkin spice is the flavour of the month

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    11 best sonic skincare brushes

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    Paul Scholes column: I'm not worried about Manchester United's defence - Chelsea test can be the making of Phil Jones and Marcos Rojo

    Paul Scholes column

    I'm not worried about Manchester United's defence - Chelsea test can be the making of Jones and Rojo
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    Frank Warren: Boxing has its problems but in all my time I've never seen a crooked fight

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    Jamie Roberts: 'I'm a man of my word – I'll stay in Paris'

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    The new 'educational entertainment experience' in London's Shepherd's Bush will allow children to try out the jobs that are usually undertaken by adults, including firefighter, doctor or factory worker