Tax-free savings: Freedom dawns for the junior savers caught in low-income accounts

The parents of six million children stuck with low-interest saving accounts worth more than £5bn will be able to move the cash from this April. But what are their options? Samantha Downes reports

Should you get a receipt from tradespeople?

Shadow Chancellor Ed Balls said people should always ask for receipts but, just because someone asks to be paid in cash, it doesn't mean they're avoiding tax

Bargain Hunter: Now's your chance to watch the best movies free of charge at home

This week's exclusive competition marks the Oscars on Sunday night by offering the chance to win one of 10 NOW TV boxes, including a two-month Sky Movies pass.

Mark Dampier: He moved into bonds before the crisis. Now he's backing China

Fund management is awash with star names, but a closer look reveals unsung heroes who deserve the same recognition and are just as capable of outperformance. Robin Hepworth, of Ecclesiastical Investment Management, is a prime example.

Five questions on: The 'big six' energy suppliers

Why are they in the news?

The FTSE 100 is inching closer to its record high but can it maintain these levels?

In 1999 stock markets quickly tumbled, losing many a fortune in the process

Questions of Cash: I wanted to send money to Ukraine - and they told me it was a scam

Q. I have a friend living in Ukraine. She was recently displaced from Luhansk in the east and was forced to move to Dnipropetrovsk.

Donald MacInnes: I do like to shop online, except if delivery men make a mess of things

I like shopping online. I have chosen and paid for most of the new stuff in my life while either reclining in bed, reclining on the sofa or sitting bolt upright at my desk at work.

Derek Pain: All the EU talk of human rights does not extend to investors

Small shareholders, particularly the traditional variety, have long suffered poor treatment in the City. But I now detect faint stirrings – and it would be foolish to put it any stronger – that there is an element of sympathy building for their plight.

Mark Dampier: Can bonds keep pumping out the gains if economies pick up?

Last week I met Paul Causer who, alongside Paul Read, leads Invesco Perpetual's Fixed Interest team. The team's views are always interesting, and clearly expressed across their range of funds. Rather than focusing on one fund this week, I thought I would consider the outlook for the wider bond markets.

Questions of Cash: The Pickfords removals lorry pulled up - six weeks late

Q. We booked a removal with Pickfords from Yorkshire to Cambridgeshire last July – for a slot between mid August and six weeks later, maximum.

Money Insider: Saving is the one habit you should keep, despite low interest rates

Don't let low interest rates put you off being a regular saver. Whether it's a rainy day account or some cash to help towards the cost of Christmas, many of us strive to put a little money aside.

Donald MacInnes: The shop where spending pennies is bog-standard

In the past few days, much of the talk among my uniformed, uninformed entourage of somewhat diminutive, wholly deluded morons has centred on the possible purchase of the 99p Stores group by Poundland.

Derek Pain: It's time to ditch a doleful duo in favour of a caffeine hit

I intend to drop from the no pain, no gain portfolio two of my more disappointing investments – Alkane Energy and Stock Spirits – if their respective shares go much lower.

Simon Read: 'So the best things in life are free? That might not be the case with bank accounts'

If it really does cost the banks to provide the service, should they pass that cost on to all customers?

Money
To save money set up an ISA before Sunday
ISAs, pension allowances and the rise in current account complaints
Money
Less baggage: if your job pays under £15,600 a year, your savings could benefit from a tax change
comment
Money
Red day: the singer Rita Ora at a Coca-Cola promotion
deals
Money
The number of people coming to Citizens Advice for help with debt created by overpaid tax credit has soared by 14 per cent in the last year
Round-up of the personal finance stories you may have missed 23 to 27 March
Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Simon Read talks to Alan Higham of Fidelity Worldwide Investment
Money
Sunset in Vancouver: pensioners who now live in Canada could get a higher state pension just by crossing the border
If we want to enjoy the golden years rather than spend them running for the shadows, then we’ll need plenty of cash, says Simon Read
Money
Inflation falls to 0%; Fresh pension text scammers warning; are Help to Buy Isas attractive?;  and the money-saving deals of the week
Money
Investors have been burnt by an energy fund that promised money for solar panels
comment
Money
Put your best foot forward by donating your old boots to charity
deals
New Articles
Round-up of the personal finance stories you may have missed 16 to 20 March
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Isas; energy-efficiency handout and minimum wage rise
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If you're a female between 55 and 64, you're like to have half the retirement savings that a man has, warns Maike Currie of Fidelity Personal Investing
Money
Video: The Independent’s personal finance editor finds out how savers and investors can make the most of the new rules affecting tax-free savings
Money
Paul Renshaw plans to put the £30,000 he has sitting in two pensions into improvements for his home and garden in Havant, Hampshire
comment
Money
Put a spoke in your children's holiday plans
deals
Money
Round-up of the personal finance stories you may have missed 9 to 13 March
Money
There is a big difference between the best and worst rates on offer and you may need to keep moving your cash around
You have an allowance right to stash up to £15,000 of your savings in a tax-free account, but you must use it by 5 April...
Money
15 per cent of all UK adults have the biggest debt burden by owing money to five or more organisations
Councils have to chase debts, but not so aggressively, says Simon Read
Money
The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
MPs warn on pension scams; councils get tough on council tax arrears; and watchdog slams payday lenders
Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Pension expert Jamie Jenkins tells Simon Read what to be wary of when the new pension freedoms come into force in April
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