Move fast to get a Pensioner Bond

Last week the Treasury announced the rates for the new pensioner bonds, announced in March’s Budget, which will be issued by the government-backed National Savings & Investments in January.

Banks must ensure that no-one’s penalised for not having an account

Can you imagine what life would be like if you didn’t have a bank account? OK, it may mean you wouldn’t ever face excessive charges for unexpectedly going into the red. And it would also mean you’d never again have to cope with the bank’s computer cock-ups which have left millions without access to their cash.

Money : Peter Foster in his garden at East Dean, Sussex

Simon Read: How to live your retirement to the full

Picking the right annuity could mean the difference between scraping by and packing in as much adventure as possible

Gross household debt reached a historic high of around 160 per cent of combined incomes in 2007

Simon Read: Give people struggling with debt some breathing space

Struggling people need help, understanding and forbearance, not ill-thought-out pronouncements

A person walks through the City of London during the early morning rush hour in London

Simon Read: Caught up in the scandal about leaks at the regulator

You won’t find me bashing the banks for the sake of it, but sadly they’ve deserved all the criticism that’s been sent their way in recent years

Pat and Richard Astbury at their home in Norton Canes, Staffordshire. They have benefitted from the Community Energy Project aimed at helping council tenants with their energy bills. They have had solar panels installed.

Locals in Staffordshire to save hundreds after new council-backed project to install solar panels

The sun is shining on people who struggle to heat their homes and it’s thanks to a sense of community

Questions of cash: Santander said I’d won a prize but my Kindle never came

Q | I had a letter from Santander on 10 September to say that I was a prize winner in its Santander Nominee Service prize draw. The letter said I had to complete an attached form and return it to Santander by Monday 29 September by email or post.

I did this on 27 September, when I came home from holiday. I checked the website on 6 October, which confirmed that my name was on the list as a prizewinner.

The prize was a Kindle, but it did not arrive. I emailed to ask what had happened and was told that my form had not been received by post by the required date. I replied that the letter clearly stated that I could email the form, which I had done. I was then asked to resend the email, which I did. I have now been told that Santander cannot find the email. CI, Salisbury

Official documents have revealed the Government is paying staff from powerful firms including energy giants

Five questions on: Money owed by energy firms

Around three million people are owed money by energy firms

There were around 750,000 victims of mobile phone theft in England and Wales last year, according to official figures

Money alert: Stolen mobile phones

Gillian Guy, chief executive of Citizens Advice: 'The injustice of shock bills for crime victims must end. The Government must stand up for consumers and cap bills from lost or stolen phones at £50'

No Pain, No Gain: Booker carries all before it to help me end a volatile year on a high

The No Pain, No Gain portfolio is set to end the year on a firm note.

Indian workers boil sugarcane juice to make jaggery, a traditional cane sugar, at a jaggery plant in Muradnagar, Uttar Pradesh's Ghaziabad district

Mark Dampier: A hot investment story is taking shape as India lets the light in

Stirring the pot: the Indian Government’s reforms of labour rules offer hope of a brighter future for businesses 

An AA patrol man helping a woman whose scooter had broken down.

Bargain hunter: Whisk up those leftovers instead of just throwing them in the bin

Knight of the road, look out: you’ve got a new rival 

Sainsbury’s sank 7 per cent to 234p; Tesco fell 3.2 per cent to 180.2p ; and Morrisons dropped 5 per cent to 159.9p

Money Insider: Supermarkets: the real challenger banks

The supermarket banks have always excelled at offering simple, no nonsense products, and savings accounts is another area in which they fare well

Donald MacInnes: Why do we indulge Farage? Why aren’t we storming the Lords?

Two recent events made me very, very angry.

Weekly Money: Round-up of the personal finance stories you may have missed 8-12 December

The stories we noticed this week:

Money
You'll need a shoulder to cry on: single mothers seem to be under particular suspicion
comment
Money
Savings could flow your way with a water meter
deals
Money
The actress Honor Blackman at a protest by Equitable Life pensioners in Westminster
A round-up of the personal finance stories you may have missed 23-27 February
Money
comment
Money
Obfuscation? BT's charging policy for its caller display service is confusing many of its customers
comment
Money
Check in to ‘The Grand Budapest Hotel’ with a special TV deal
deals
Money
A police pulls a car over as part of a drive to inform motorists of the risk of using a phone while driving
A round-up of the personal finance stories you may have missed 16-20 February
Money
See the big picture: the TV that looks cheap with rent-to-own may be anything but
comment
Money
Enter our competition to win the smartphone
deals
Money
People making contactless payments will soon be able to spend up to £30 at a time with a swipe of their card
A round-up of the personal finance stories you may have missed 9-13 February
Money
MPs have highlighted the dodgy practices by high street retailers that flog sofas and fridges at high interest rates and demand intervention by the City Watchdog
Rent-to-own investigation demanded
Money
Raise a glass to lower bills ... but bear in mind that prices aren't falling across the board
comment
Money
The lights of love: LED Hut's range is available at 30 per cent off
deals
Money
There’s more good news for mortgage borrowers as five year fixed rates slip ever lower
A round-up of the personal finance stories you may have missed 2-6 February
Money
Energy bill rip-off, cut-priced insurance and exit fees warning for investors
Money
For £89.98 you could fly to Bergerac in the Dordogne
deals
Money
All of the Big Six energy companies slipped to the bottom fifth of the table
A round-up of the personal finance stories you may have missed 26-30 January
Money
Tax deadline and pension protection
Money
Get reductions of half price or more on nail polishes
deals
Money
London is the UK’s burglary claim capital according to Moneysupermarket’s annual Burglary Claims Tracker
A round-up of the personal finance stories you may have missed 19-23 January
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    Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
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    Moores must go. He should never have been brought back to fail again

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    Yvette Cooper: We can't lose the election. There's too much on the line

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    BBC producers didn't want to broadcast Sir David Attenborough's famed Rwandan encounter
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    New census reveals 17% since 2003