Donald MacInnes: My wasted hours in the retail deserts of Dixons-Carphone

People assume, because my writing appears in a quality national newspaper (and its slick website), that I must be held accountable for my opinions. Even if those opinions were only ever meant to provide light relief from the news, people still take me far too seriously.

Derek Pain: Surviving the great sell-off - with three stars in the portfolio

Did private investors flee from the stock market as last year edged towards its close? It seems panic selling could have set in, as shares endured bouts of turbulence between September and November.

Simon Read: If this is BT's idea of 'simple', beware if it gets complicated

Please keep your stories of outrageous price hikes coming in This week I was told about an estimated and potentially shocking 167 per cent price increase from BT.

Mark Dampier: So you've got pension freedom... will it end up as a cold shower?

In less than three months' time radical changes to pensions will take effect, providing investors with more freedom. Yet for those who prefer to make their own investment decisions, the choice of funds available is overwhelming. And an income drawdown account is also not particularly easy to manage.

Questions of Cash: Overseas move left account drowning in overdraft fees

Q. I left the UK permanently in June 2014 and I didn't close my NatWest bank account. None of my post was redirected. My account was last used on 15 August and it inadvertently went into an unauthorised overdraft of £6.52, including interest, after I was charged for using my card abroad. I realised this only when I recently viewed my account online. Penalty charges were added, resulting in an overdraft of £264.52.

Money Insider: Time to switch to an interest-free card?

It's a good time of year to take a serious look at our finances, particularly as the post-Christmas credit card bills are due to hit the doormat in the next couple of weeks.

Donald MacInnes: Online banking? It presses all the wrong buttons

Ah, January. A month among months. Named, obviously, after the Viking god Janus, who brought stability to the 12 warring kingdoms by inventing the world's first self-service checkout.

Derek Pain: Greene King is in good Spirit - but I will be cashing out

The No Pain, No Gain portfolio will almost certainly sell Spirit Pub Co shares in the next few weeks. The takeover by brewer Greene King now appears a done deal, with C&C, the Dublin-based Magners cider group, surrendering any possibility of rolling out a rival offer. As I write, no other bidder has materialised and I doubt if one will at this late stage.

Bargain Hunter: How to radiate savings as the cold snap forces us to turn up the heat

Forecasters have warned of severe winter weather this weekend so we've arranged an exclusive snap discount deal on Radflek Radiator Reflectors for Bargain Hunter readers.

Simon Read: The other side of freedom - another financial scandal

The pensions minister Steve Webb has been busy proposing even more reforms this week. His latest idea is to allow those who have bought an annuity to sell it on for cash. It sounds a simple and fair idea. But it could cause more problems than ever for millions of consumers.

M&S Bank offers 6% interest on savings

M&S Bank has launched a savings account paying 6 per cent – but to get that rate, you'll have to open a current account with the bank; then you'll be able to save up to £250 a month with the new deal.

Bargain Hunter: Treat yourself to a cut-price Roman holiday with American Express

The best way to get over the January blues is to book a trip away and there are several deals from travel companies to help you do so at more affordable prices right now.

Mark Dampier: Mad to invest in Europe? The wheels haven't all come off

If I asked a random set of investors about their preferred area to invest, I doubt many would currently say Europe. This is not surprising: Europe's economic environment remains challenging and its problems continue to dominate the news flow.

At a rate of 7.5 per cent, the wind is blowing behind ethical investors

A new initiative has financial and ethical virtues, says Simon Read

Questions of Cash: 'Price match' with online holiday failed to materialise

Q. I am in dispute with Thomson regarding a holiday I booked.

Money
A man who retired to Perth in 1997 fought a long, fruitless battle for increases in his pension
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Money
Visitors to the capital can see the sights at a discount
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Money
An array of To Let and For Sale signs protrude from houses in the Selly Oak area of Birmingham on October 14, 2014 in Birmingham, United Kingdom
Round-up of the personal finance stories you may have missed 20 to 24 April
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The Financial Conduct Authority took the unprecedented step of making Wonga cancel the outstanding debt of 330,000 borrowers and scrap the fees and charges of 45,000 more
Home insurance down as car insurance rises, Wonga in the red and accessing financial help
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You aren't alone: many people aren't aware of their entitlement to benefits
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You can upgrade your bike and go the distance for charity
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A report concludes that more than two million households are struggling to keep warm as many people choose “eating over heating”
Round-up of the personal finance stories you may have missed 13 to 17 April
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Holiday money, Clydesdale PPI fines and pension mortgage warnings
Money
Michael Williams' pension mortgage fell far short of its target and he had no option but to put his house in Maidstone on the market to cover the shortfall
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Money
Naomie Harris (left) and Alice Eve re-enact a scene from ‘Black Swan' at the launch of Comparethemarket.com's Meerkat Movies offer
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SNP leader Nicola Sturgeon accused the Tories of 'driving people into poverty'
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Give me the money: but not all providers are ready for transfers to Junior Isas
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A cloud on the horizon of pensions freedom is the potential tax burden: some people will have tax deducted at an emergency rate
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EE has an answer to the problem of flat batteries
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Old school thinking: going back to basics with premium bonds could be the future of safe saving
A round-up of the personal finance stories you may have missed 30 March to 3 April
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To save money set up an ISA before Sunday
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Less baggage: if your job pays under £15,600 a year, your savings could benefit from a tax change
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Red day: the singer Rita Ora at a Coca-Cola promotion
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The number of people coming to Citizens Advice for help with debt created by overpaid tax credit has soared by 14 per cent in the last year
Round-up of the personal finance stories you may have missed 23 to 27 March
Money
The FCA has outlined plans to introduce additional protection for those accessing their defined contribution pension pot – a so-called second-line of defence for consumers (Getty)
Video: Simon Read talks to Alan Higham of Fidelity Worldwide Investment
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