Money Insider: Saving is the one habit you should keep, despite low interest rates

Don't let low interest rates put you off being a regular saver. Whether it's a rainy day account or some cash to help towards the cost of Christmas, many of us strive to put a little money aside.

Donald MacInnes: The shop where spending pennies is bog-standard

In the past few days, much of the talk among my uniformed, uninformed entourage of somewhat diminutive, wholly deluded morons has centred on the possible purchase of the 99p Stores group by Poundland.

Derek Pain: It's time to ditch a doleful duo in favour of a caffeine hit

I intend to drop from the no pain, no gain portfolio two of my more disappointing investments – Alkane Energy and Stock Spirits – if their respective shares go much lower.

Simon Read: 'So the best things in life are free? That might not be the case with bank accounts'

If it really does cost the banks to provide the service, should they pass that cost on to all customers?

Simon Read: 'Why overpaying on a BT bill is very easily done'

An Independent reader was wrongly charged for caller display

See the big picture: the TV that looks cheap with rent-to-own may be anything but

Simon Read: 'Stop the great rent-to-own rip-off'

Some customers hand over £1,482 for a TV that would cost £249 in Argos

Donald MacInnes: It takes patience to make a living, and a high pain threshold

Earning money is not always the easiest thing to do. From the bottom to the top of society. It can't be easy standing behind a till in Greggs all day, lobbing sausage rolls at insolent 15-year-olds called Jayden. Of course, at the comfier end of the spectrum, movie stars have to put up with paps papping them every time they sneeze and must tolerate sniggering chat show gonks like Graham Norton in order to convince us to watch their new film. So it's swings and roundabouts.

Derek Pain: Abstaining from beer seems to be doing Whitbread no harm

A brewer and a company that gave up its ancient heritage to produce beer have provided varying degrees of excitement for the No Pain, No Gain portfolio.

Simon Read: The water firms believe a price cut has washed their images clean - but it will take a lot more than a spin cycle

Water bills are set to fall from April because the industry regulator forced the companies to cut prices by 5 per cent over the next five years

Simon Read: It's simple - banks streamline their accounts and we suffer

I'm pleased that so many banks and building societies have been cleaning up their ridiculously large and confusing savings ranges.

Simon Read: Vulnerable households given the cold shoulder on fuel bills

Anger is growing at fresh accusations of profiteering by the big energy companies as more vulnerable people than ever before face weeks of freezing temperatures in their houses as the weather bites.

Water bills set to fall by 5 per cent over five years

Ofwat has told water companies to cut bills while improving services

Bargain Hunter: Get a discount on romance and put Valentine's Day up in lights

It's Valentine's Day next Saturday and what better way to set the mood than some romantic lighting. To help, Bargain Hunter has arranged an exclusive 30 per cent discount on LED Hut's range of mood lighting.

How to complain: From retailers to energy suppliers, it's easier than you think

When companies let us down, millions of us just take it on the chin. Simon Read shows how to make your voice heard

Mark Dampier: Thrill-seeking it's not, but you won't get drenched in a storm

The Trojan Income Fund, managed by Francis Brooke, had a stellar 2014. It was beaten to second place in the IMA UK Equity Income sector performance table, underperforming the Majedie UK Income Fund by the thinnest of margins.

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Complaints about Scottish Power increased by 488 per cent in 2014
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