Families are forced into arrears by bedroom tax

Families are struggling to keep up with the widescale changes in the benefit system, with the biggest culprit the so-called bedroom tax, introduced a year ago this week.

It will be Nisa to get a tax-free savings habit soon, but now...

To cheers from savers, Chancellor George Osborne simplified and extended the tax-free savings system in his Budget on Wednesday.

Budget 2014: Tax avoidance - pay the outstanding now, appeal later

People using Jimmy Carr-style schemes will be forced to pay their tax up-front while HMRC and the courts decide whether or not the arrangements are legal, under a host of measures to combat tax avoidance announced today.

It is expected that Chancellor George Osborne will pay for the rise by making more people eligible for the 40p rate

'One million more people pay higher tax' under Coalition

A million more people are being forced to pay the upper 40p income tax rate to fund the Government's ongoing plans to help the lowest paid workers, according to experts.

Chairwoman Margaret Hodge believes the complicated system could easily be manipulated

Why are there are still more than 1,000 tax reliefs in use despite Coalition pledge to simplify the system?

MPs are preparing to launch an investigation into why there are still more than 1,000 tax reliefs used – and possibly abused – in the UK, despite a coalition pledge to simplify the tax system.

A new business - like a coffee shop - doesn't need to register for VAT initially

Consumer rights: Where to go for a helping hand with your cash

Make sure you get good advice on anything from a pension to a home loan, even if you have to pay

It's better to get your tax return done now

Consumer Rights: Time's running out to keep the taxman off your back

The deadline for filing your 2012-13 return is midnight on 31 January, otherwise you'll be fined

'My goldfish died': 10 oddest excuses for late tax returns

HM Revenue and Customs reveals 10 most bizarre excuses for sending in a late return

Money alert: Fines if you miss the January tax deadline

If you pay tax through self-assessment the deadline for online returns for the 2012-13 tax year is midnight on 31 January.

Tax boost for social investment will unlock £500m

Tax relief could soon make investing in community schemes a much more attractive option, reports Simon Read

More incentives to homeowners will promote energy-efficiency measures

Coalition strikes deal on 'green taxes'

Autumn Statement will bring help for homeowners as controversial cut to energy-efficiency levy means £50 off fuel bills

Rivers Pound has to pay an additional £120 for his 'spare' bedroom

'Bedroom tax' reaction: Council under pressure to review case of Stephen Pound's brother

Kidney-failure suffer Rivers Pound uses his second bedroom to store his dialysis machine

Nick Clegg: wants a ‘workers’ bonus’

Nick Clegg challenges Tories on income tax breaks for poor

Nick Clegg has called for fresh income tax breaks for the UK's lowest-paid workers as he tries to distance the Liberal Democrats from their Conservative coalition partners before the 2015 general election. Tory officials, however, last night immediately seized on the plan to raise the point at which people pay income tax by 5 per cent, to £10,500, as being uncosted, potentially "ruining the economic plan".

The fallout from Right to Buy over the past 30 years means there is a now a chronic shortage in local authority housing

A recipe for sleepless nights: Vote to throw out 'bedroom tax' fails in Parliament

The result leaves thousands of poorer families and disabled people facing more financial hardship. Here we outline 10 reasons why the policy is unjust and unworkable

The Prime Minister will call on other countries to back Britain’s approach

Plans to lift 'cloak of secrecy' off 'shell company' owners

Prime Minister announces move to create central register for all British firms to combat criminals and corruption

Money
Money
Video: Simon Read offers some advice on ensuring you enjoy Christmas without the financial hangover
Money
The LED Hut range could help you cut festive bills for years to come
deals
Money
Booming alternative finance; current account probe; payday loan ad banned; tax avoidance; energy bill woes: doorstep crime; the stories we noticed this week
Money
Bergans is among the ski brands whose prices are going downhill
deals
Money
Gifts such as iPads have been used to tempt mortgage hunters, but the value should be in the home loan itself
comment
Money
Spooky homes; Junior Isas; your Section 75 credit rights; tax avoidance; tax deadline: help with energy bills; the stories we noticed this week
Money
If you think that the kind of car dealer portrayed in Minder by Arthur Daley has been consigned to history, think again. If you can haggle on the forecourt, you can get massive discounts on a new car, reckons What Car? The magazine's mystery shoppers this month managed to negotiate a discount of 31 per cent - a saving of £18, 650 - off the price of a BMW 7 Series as it was about to be replaced by a newer model
comment
Money
See How to Train Your Dragon 2 cut-price at a Vue cinema
deals
Money
The Independent’s Personal Finance Editor Simon Read talks over the latest news with Luke Blackall
Money
Struggling millennials, soaring energy bills, stock market woes and warnings of bank scams: the stories we noticed this week.
Money
The people’s lenders: The peer-to-peer services can be less bureaucratic and less bloody minded than the banks
savings
Money
video
Money
Simon Read gives hints and tips on what to do with your money this week
video
Money
'It's becoming increasingly clear that the only way we are going to win back our rights is in court,' says Marianne Fusi of her timeshare problems
comment
Money
An iPhone 6 is up for grabs in our competition
deals
Money
deals
Money
The City Varieties Music Hall in Leeds is among the attractions
deals
News
i100
Money
Air Asia is offering flights from Thailand to selected destinations from as little as $4
deals
Financial products from our partners
Property search
On Google+
The Independent
 
The Independent on Google+
i100
i100 on Google+
i Newspaper
 
TheIPaper
The Independent around the web
Have you tried new the Independent Digital Edition apps?
Independent Dating
and  

By clicking 'Search' you
are agreeing to our
Terms of Use.

Property search
iJobs Job Widget
iJobs Money & Business

Citifocus Ltd: Product Development - Asset Management

£Attractive: Citifocus Ltd: High calibre individual with significant product d...

Citifocus Ltd: Credit Ratings - Banking Sector

£Negotiable: Citifocus Ltd: Leading global bank seeks experienced credit analy...

Citifocus Ltd: Economic Crime Investigation & Analysis

£Attractive Package: Citifocus Ltd: High calibre individual with a high degree...

Citifocus Ltd: Snr Risk Analyst - Capital & Liquidity

£Attractive: Citifocus Ltd: High calibre individual with superior academics an...

ES Rentals

    Day In a Page

    Independent Travel
    Bruges
    Lake Como
    Burgundy
    South AFrica
    Paris
    Northern Corsica
    Prices correct as of 21 November 2014
    Homeless Veterans Christmas Appeal: Drifting and forgotten - turning lives around for ex-soldiers

    Homeless Veterans Christmas Appeal: Turning lives around for ex-soldiers

    Our partner charities help veterans on the brink – and get them back on their feet
    Putin’s far-right ambition: Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU

    Putin’s far-right ambition

    Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU
    Tove Jansson's Moominland: What was the inspiration for Finland's most famous family?

    Escape to Moominland

    What was the inspiration for Finland's most famous family?
    Nightclubbing with Richard Young: The story behind his latest book of celebrity photographs

    24-Hour party person

    Photographer Richard Young has been snapping celebrities at play for 40 years. As his latest book is released, he reveals that it wasn’t all fun and games
    Michelle Obama's school dinners: America’s children have a message for the First Lady

    A taste for rebellion

    US children have started an online protest against Michelle Obama’s drive for healthy school meals by posting photos of their lunches
    Colouring books for adults: How the French are going crazy for Crayolas

    Colouring books for adults

    How the French are going crazy for Crayolas
    Jack Thorne's play 'Hope': What would you do as a local politician faced with an impossible choice of cuts?

    What would you do as a local politician faced with an impossible choice of cuts?

    Playwright Jack Thorne's latest work 'Hope' poses the question to audiences
    Ed Harcourt on Romeo Beckham and life as a court composer at Burberry

    Call me Ed Mozart

    Paloma Faith, Lana del Ray... Romeo Beckham. Ed Harcourt has proved that he can write for them all. But it took a personal crisis to turn him from indie star to writer-for-hire
    10 best stocking fillers for foodies

    Festive treats: 10 best stocking fillers for foodies

    From boozy milk to wasabi, give the food-lover in your life some extra-special, unusual treats to wake up to on Christmas morning
    'I have an age of attraction that starts as low as four': How do you deal with a paedophile who has never committed a crime?

    'I am a paedophile'

    Is our approach to sex offenders helping to create more victims?
    How bad do you have to be to lose a Home Office contract?

    How bad do you have to be to lose a Home Office contract?

    Serco given Yarl’s Wood immigration contract despite ‘vast failings’
    Green Party on the march in Bristol: From a lost deposit to victory

    From a lost deposit to victory

    Green Party on the march in Bristol
    Putting the grot right into Santa's grotto

    Winter blunderlands

    Putting the grot into grotto
    'It just came to us, why not do it naked?' London's first nude free runner captured in breathtaking images across capital

    'It just came to us, why not do it naked?'

    London's first nude free runner captured in breathtaking images across capital
    In a world of Saudi bullying, right-wing Israeli ministers and the twilight of Obama, Iran is looking like a possible policeman of the Gulf

    Iran is shifting from pariah to possible future policeman of the Gulf

    Robert Fisk on our crisis with Iran