Nigel Worthington hopes David Healy will return hungry for goals when Northern Ireland kick off their Carling Nations Cup against Scotland at the Aviva Stadium next week.

Q. My son booked a "non-package" holiday last summer through a travel agent, flying with Kiss Flights. I took out travel insurance for him with the AA. Kiss Flights ceased trading and the travel agent could not find alternative flights, so the holiday was abandoned. Flight costs are being recovered via ATOL's protection scheme, but the hotel costs were lost. The travel agent explained that as it did not sell us a package holiday, it is not liable for the hotel costs. The AA insurers stated that as the hotel is still trading they are not liable either. We seem to have fallen between a rock and a hard place: is there anywhere further to pursue this? DH, Huntingdon.

Outlook "Hey buddy, trust us, we're good guys. We'll make you loadsa cash, you'll see. We've done it before and everything. Honest!"

January

1-3 DARTS PDC World Championship (Alexandra Palace)

1-9 DARTS BDO World Championship (Lakeside)

Outlook: Talking of bankers and bonuses, the executives at non-banking companies will be more thanhappy to see another round of blood-letting on that ever contentious issue. All that focus on the City's pin-striped brigade has taken the spotlight off them.

Tommy Bowe accepts it will take rugby perfection for Ireland to halt the All Blacks juggernaut at Aviva Stadium today. New Zealand are overwhelming favourites to negotiate successfully the next assignment on their Grand Slam tour when they swagger into Dublin.

The Co-Operative Group may sell its life-insurance arm as it reorganises its financial-services division following last year's merger with Britannia, reports have suggested.

Katherine the Great?

There was worrying news for all of us this week as a report revealed that millions of Britons will not be able to afford to retire. Many people approaching retirement have no pension, no savings and large debts, research by Aviva showed. What does that mean for their so-called golden years? The sad fact is they will struggle to survive in retirement.

David Montgomery, the former News of the World editor, has bowed to shareholder pressure and pledged to quit Mecom, the European publishing group he founded, early next year.

The three largest shareholders in the European publishing group Mecom have moved to oust its founder, David Montgomery, a former editor of News of the World.

Have London's bike thieves gone on holiday? When Aviva wanted to promote its bike insurance policies, it struck on the bright idea of leaving a few unlocked bikes round the capital so that it would be able to tell everyone how quickly they had been pinched. The only problem being that the criminal community didn't seem to want to play ball. Aviva took one bike home from Euston train station after it had been ignored for two days and had a similar experience with a bike left outside a central London office block. Only in Fulham did the insurer manage to get its trusty steeds successfully stolen.