News

Figures undermine Osborne's claims that sale presented a profit for taxpayers

Letters: Dementia

Cracking the taboo that surrounds dementia

Investors to let Lloyds bosses stay in the hot seat

By Sean Farrell, Financial editor

All eyes on Lloyds share price as nationalisation fears grow

The Government and its financial regulator sought yesterday to calm fears about the health of Lloyds Banking Group before the start of trading in the embattled bank's shares today.

Leading article: Nationalisation of our banks edges ominously closer

The markets will not tolerate many more losses like those of HBOS

How Crosby braved the Arrows but then fell on his own sword

As the FSA probed risk-taking at HBOS, the bank's chief was sitting on its board. Richard Northedge charts the events that were to bring him down

Alan Watkins: It's MPs who have questions to answer

Berating bankers fails to discharge the heavy responsibility the Commons bears for this financial crisis

'Never outstay your welcome' was Crosby's motto. A shame he didn't follow his own advice

The financial crisis finally seems to have caught up with Sir James Crosby. As HBOS, the bank he created, came close to collapse last year, Sir James was working on a report about the mortgage market for the Government and was also deputy chairman of the Financial Services Authority (FSA). Having quit HBOS a year before the credit crunch began, he had avoided the attacks faced by his young successor, Andy Hornby, and other banking bosses. His standing was so high that when the Government was looking for a new FSA chairman early last year, Sir James was regarded as the front-runner but did not want the job.

James Daley: Bank British, and you can sleep easy

Sixteen months on from the collapse of Northern Rock, the question on everyone's lips is still – where will my money be safe? And as Britain's biggest banks shed billions from their market values this week, it's still not a question to which many people feel they've found the answer.

England 'must be forced to accept Scottish notes'

English shops will be forced to accept Scottish banknotes if Parliament approves a Private Member's Bill launched yesterday.

Hunter faces write-off on HBOS deal to rescue Wyevale

The Scottish entrepreneur Sir Tom Hunter could face his second write-off of a major investment in recent months, as he gears up to complete a debt-for-equity swap deal with HBOS to safeguard the future of the struggling Wyevale Garden Centre.

Jeremy Warner: More write-offs at beleaguered HBOS

Outlook: No wonder Halifax Bank of Scotland has decided not to pass on all of last week's 100 basis-point cut in interest rates. Both margins and balance sheet are continuing to deteriorate at a rate of knots, evidently to the complete surprise of the management, who less than two months ago gave the impression that the worst is now known.

HBOS merger with Lloyds approved as its bad debts soar

Shares fall 23% as bank sounds alarm over its loans

Bank merger legal challenge fails

A last-ditch attempt to block the takeover of Halifax Bank of Scotland (HBOS) by Lloyds TSB was dismissed by a court on Wednesday, clearing the way for HBOS investors to vote on the bank's Government-brokered takeover on Friday.

The great credit card scandal

Companies defy ministers by increasing charges despite plunging interest rates
Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 30 January 2015
Isis hostage crisis: The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power

Isis hostage crisis

The prisoner swap has only one purpose for the militants - recognition its Islamic State exists and that foreign nations acknowledge its power, says Robert Fisk
Missing salvage expert who found $50m of sunken treasure before disappearing, tracked down at last

The runaway buccaneers and the ship full of gold

Salvage expert Tommy Thompson found sunken treasure worth millions. Then he vanished... until now
Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Homeless Veterans appeal: ‘If you’re hard on the world you are hard on yourself’

Maverick artist Grayson Perry backs our campaign
Assisted Dying Bill: I want to be able to decide about my own death - I want to have control of my life

Assisted Dying Bill: 'I want control of my life'

This week the Assisted Dying Bill is debated in the Lords. Virginia Ironside, who has already made plans for her own self-deliverance, argues that it's time we allowed people a humane, compassionate death
Move over, kale - cabbage is the new rising star

Cabbage is king again

Sophie Morris banishes thoughts of soggy school dinners and turns over a new leaf
11 best winter skin treats

Give your moisturiser a helping hand: 11 best winter skin treats

Get an extra boost of nourishment from one of these hard-working products
Paul Scholes column: The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him

Paul Scholes column

The more Jose Mourinho attempts to influence match officials, the more they are likely to ignore him
Frank Warren column: No cigar, but pots of money: here come the Cubans

Frank Warren's Ringside

No cigar, but pots of money: here come the Cubans
Isis hostage crisis: Militant group stands strong as its numerous enemies fail to find a common plan to defeat it

Isis stands strong as its numerous enemies fail to find a common plan to defeat it

The jihadis are being squeezed militarily and economically, but there is no sign of an implosion, says Patrick Cockburn
Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action

Virtual reality: Seeing is believing

Virtual reality thrusts viewers into the frontline of global events - and puts film-goers at the heart of the action
Homeless Veterans appeal: MP says Coalition ‘not doing enough’

Homeless Veterans appeal

MP says Coalition ‘not doing enough’ to help
Larry David, Steve Coogan and other comedians share stories of depression in new documentary

Comedians share stories of depression

The director of the new documentary, Kevin Pollak, tells Jessica Barrett how he got them to talk
Has The Archers lost the plot with it's spicy storylines?

Has The Archers lost the plot?

A growing number of listeners are voicing their discontent over the rural soap's spicy storylines; so loudly that even the BBC's director-general seems worried, says Simon Kelner
English Heritage adds 14 post-war office buildings to its protected lists

14 office buildings added to protected lists

Christopher Beanland explores the underrated appeal of these palaces of pen-pushing
Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Human skull discovery in Israel proves humans lived side-by-side with Neanderthals

Scientists unearthed the cranial fragments from Manot Cave in West Galilee