News The more modern town of Salford, where the latest investment of the English Cities Fund is expected to be announced

Could Britain’s chronic housing shortage be solved by using insurers’ assets? Jamie Dunkley and Russell Lynch report

Home ownership sinks to 25-year low and could continue shrinking

Home ownership in the UK is at its lowest level since the mid-1980s, figures show.

Bullish Barratt plans dividend

The housebuilder Barratt Developments more than doubled profits and enjoyed a bullish start to 2013, racking up £1.1bn in orders during the first eight weeks of the year.

Builders bullish after boost from Bank lending scheme

A shot in the arm for the mortgage market from the Bank of England's Funding for Lending (FLS) scheme and government initiatives left two of Britain's biggest housebuilders on distinctly bullish form yesterday.

Posties could take delivery of Royal Mail shares in float

Royal Mail staff could end up owning a tenth of the group when it becomes the biggest privatisation since the 1980s, according to reports over the weekend.

Crest crosses the ocean for roadshow

The investor roadshow for the flotation of housebuilder Crest Nicholson moves to the UK this week, as its chief executive Stephen Stone tries to seal a valuation of up to £580m for the group.

Profit warnings jump to highest level since height of financial crisis

Company profit warnings jumped to their highest level since the height of the financial crisis last year amid fears over the economy and slower-than-expected demand from China.

Barratt plans 1,000 more homes as profits recover

Britain's biggest housebuilder was on bullish form today as it unveiled plans for an extra 1,000 homes in London and said it would more than double annual profits.

House sales and prices set to rise in early 2012

Nearly two-thirds of property owners believe house prices will rise over the next six months

The Archbishop of Canterbury, Justin Welby, must decide if he will appease traditionalists

Banks must serve society, not rule it says incoming Archbishop Justin Welby

The incoming Archbishop of Canterbury has signalled a determination to take on controversial political rows in an article that excoriates the banking sector for failing the “common good” test.

Home sellers dropping asking prices by more than 3%

London prices forecast to grow by 3% in 2013

The scheme, being introduced across England in April 2015, is intended to help around 40,000 people each year who are forced to sell their homes to cover care costs

Care home companies could be forced to open books to prevent another 'Southern Cross' collapse

Care homes could be regulated to prevent a repeat of the Southern Cross crisis.

Former Citigroup chief executive Pandit receives £15.5m payour

Vikram Pandit will pick up nearly $15.5m (£9.75m) from Citigroup despite being forced to resign as chief executive last month.

Bank of Mum and Dad wants their money back

In Yorkshire, 92 per cent of families who help their first time buyer relatives with loans also ask for interest payments

The share price at Citi has fallen by nearly 90 per cent during Mr Pandit's tenure

The incredible shrinking bank

Vikram Pandit's abrupt departure as chief executive of Citigroup has revived questions about the bank's direction

BT staff pick up a £240m payout

About 20,000 staff at telecoms giant BT are celebrating an average tax-free windfall of £8000 a head as an employee Save-As-You-Earn share scheme vested yesterday.

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project