News The more modern town of Salford, where the latest investment of the English Cities Fund is expected to be announced

Could Britain’s chronic housing shortage be solved by using insurers’ assets? Jamie Dunkley and Russell Lynch report

US confidence rises, but housing market remains a problem

The US consumer, whose spending spree has been the engine of global growth in the past decade, expressed more confidence in the future than any forecaster predicted in a key survey out yesterday, as the Dow Jones Industrial Average closed above 13,000 for the first time in nearly four years.

Simon English: The real problem with our banks? Too fast, too competitive

Outlook Do we want more competition in banking? John Fingleton at the Office of Fair Trading thinks so. The banks must do better for customers, or he'll sort them right out (he imagines).

Mental illness group goes into administration

St Luke's Healthcare, which treatsand looks after adults and adolescents with mental health problems and brain injuries, has gone into administration.

Goldman Sachs chief executive handed $7m stock bonus

Goldman Sachs handed its chief executive, Lloyd Blankfein, a bonus of $7m (£4,4m) in shares for his work last year, down from $12.6m in 2010 in line with the investment bank’s slipping profits.

The overlooked art of cashflow management

Successful entrepreneurs usually concentrate their efforts on three key areas: vision, people and cash.

UK cuts exposure to euro laggards by £32bn

Britain's banks slashed $50bn (£32bn) from their exposure to France, Italy and Spain during the summer as financial institutions ran scared from Europe's debt crisis, according to the Bank for International Settlements (BIS).

Salway denies rift at the top as he quits LandSec

The chief executive of the UK's biggest property company, Land Securities, stepped down yesterday denying a rift with chairwoman Alison Carnwath.

Feeling mud: Have festivals like Glastonbury lost their allure?

Music festivals: are our field days over?

Interest in The Big Chill has cooled, Glastonbury is too commercial... Summer music festivals need to get creative and reinvent themselves to survive

'I'd like the record to show that I think you [Alan Greenspan] are pretty terrific too' - Tim Geithner then President of New York Federal Reserve

Crisis? Crash? Minutes of US Fed's 2006 meetings reveal little worry

America's top financial experts continued to heap praise on Bernanke as economy collapsed

Prices in agents' windows are not a true benchmark for the value of your home

Julian Knight: This could be the year Britain abandons the dream of being a nation of property owners

Despite the economic slowdown, the eurozone crisis and surging unemployment, UK house prices rose by 1 per cent during 2011, according to the Nationwide.

City regulator to admit shortcomings in RBS case

The Financial Services Authority will today hold its hands up and admit serious shortcomings in the way it handled the Royal Bank of Scotland and the banking system in the run-up to the multi-billion pound taxpayer-funded bailout of the Edinburgh-based giant.

David Prosser: Time to make non-executives earn their money

It seems only fitting that the Financial Services Authority has chosen this week, when HSBC was fined a record sum for ripping off elderly savers, to resurrect plans to give non-executive directors greater responsibility for looking out for customers at banks and other financial institutions. If executives are failing in that duty, it is the job of non-executives to hold them to account.

Bernanke bites back at critics of economic policies at Fed

Ben Bernanke, the chairman of the US Federal Reserve, is launching a counter-offensive against its growing number of critics, penning a muscular defence of its actions during the 2008 financial panic and readying the publication of new details about how it sets American monetary policy.

More care homes in critical condition

Elderly care warning as MPs say Southern Cross collapse could be repeated by other companies
Sport
Alexis Sanchez has completed a £35m move to Arsenal, the club have confirmed
sportGunners complete £35m signing of Barcelona forward
Voices
Poor teachers should be fearful of not getting pay rises or losing their job if they fail to perform, Steve Fairclough, headteacher of Abbotsholme School, suggested
voicesChris Sloggett explains why it has become an impossible career path
Sport
world cup 2014
Sport
Ray Whelan was arrested earlier this week
Arts and Entertainment
In a minor key: Keira Knightley in the lightweight 'Begin Again'
film
Arts and Entertainment
Celebrated children’s author Allan Ahlberg, best known for Each Peach Pear Plum
books
News
peopleIndian actress known as the 'Grand Old Lady of Bollywood' was 102
News
Wayne’s estate faces a claim for alleged copyright breaches
newsJohn Wayne's heirs duke it out with university over use of the late film star's nickname
Life and Style
It beggars belief: the homeless and hungry are weary, tortured, ghosts of people – with bodies contorted by imperceptible pain
lifeRough sleepers exist in every city. Hear the stories of those whose luck has run out
News
Mick Jagger performing at Glastonbury
people
Career Services

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A History of the First World War in 100 Moments: Peace without magnanimity - the summit in a railway siding that ended the fighting

A History of the First World War in 100 Moments

Peace without magnanimity - the summit in a railway siding that ended the fighting
Scottish independence: How the Commonwealth Games could swing the vote

Scottish independence: How the Commonwealth Games could swing the vote

In the final part of our series, Chris Green arrives in Glasgow - a host city struggling to keep the politics out of its celebration of sport
Out in the cold: A writer spends a night on the streets and hears the stories of the homeless

A writer spends a night on the streets

Rough sleepers - the homeless, the destitute and the drunk - exist in every city. Will Nicoll meets those whose luck has run out
Striking new stations, high-speed links and (whisper it) better services - the UK's railways are entering a new golden age

UK's railways are entering a new golden age

New stations are opening across the country and our railways appear to be entering an era not seen in Britain since the early 1950s
Conchita Wurst becomes a 'bride' on the Paris catwalk - and proves there is life after Eurovision

Conchita becomes a 'bride' on Paris catwalk

Alexander Fury salutes the Eurovision Song Contest winner's latest triumph
Pétanque World Championship in Marseilles hit by

Pétanque 'world cup' hit by death threats

This year's most acrimonious sporting event took place in France, not Brazil. How did pétanque get so passionate?
Whelks are healthy, versatile and sustainable - so why did we stop eating them in the UK?

Why did we stop eating whelks?

Whelks were the Victorian equivalent of the donor kebab and our stocks are abundant. So why do we now export them all to the Far East?
10 best women's sunglasses

In the shade: 10 best women's sunglasses

From luxury bespoke eyewear to fun festival sunnies, we round up the shades to be seen in this summer
Germany vs Argentina World Cup 2014: Lionel Messi? Javier Mascherano is key for Argentina...

World Cup final: Messi? Mascherano is key for Argentina...

No 10 is always centre of attention but Barça team-mate is just as crucial to finalists’ hopes
Siobhan-Marie O’Connor: Swimmer knows she needs Glasgow joy on road to Rio

Siobhan-Marie O’Connor: Swimmer needs Glasgow joy on road to Rio

18-year-old says this month’s Commonwealth Games are a key staging post in her career before time slips away
The true Gaza back-story that the Israelis aren’t telling this week

The true Gaza back-story that the Israelis aren’t telling this week

A future Palestine state will have no borders and be an enclave within Israel, surrounded on all sides by Israeli-held territory, says Robert Fisk
A History of the First World War in 100 Moments: The German people demand an end to the fighting

A History of the First World War in 100 Moments

The German people demand an end to the fighting
New play by Oscar Wilde's grandson reveals what the Irish wit said at his trials

New play reveals what Oscar Wilde said at trials

For a century, what Wilde actually said at his trials was a mystery. But the recent discovery of shorthand notes changed that. Now his grandson Merlin Holland has turned them into a play
Can scientists save the world's sea life from

Can scientists save our sea life?

By the end of the century, the only living things left in our oceans could be plankton and jellyfish. Alex Renton meets the scientists who are trying to turn the tide
Richard III, Trafalgar Studios, review: Martin Freeman gives highly intelligent performance

Richard III review

Martin Freeman’s psychotic monarch is big on mockery but wanting in malice