News The more modern town of Salford, where the latest investment of the English Cities Fund is expected to be announced

Could Britain’s chronic housing shortage be solved by using insurers’ assets? Jamie Dunkley and Russell Lynch report

Leading article: Britain cannot stand apart from the euro crisis

Mr Cameron must throw his weight unequivocally behind efforts to save the single currency

Warning to banks on eurozone crisis

Bank of England Governor Sir Mervyn King today urged banks to brace themselves for a potential eurozone collapse amid fears that Britain is caught in a second credit crunch.

David Prosser: A decade after Enron, auditing needs a shake-up

Ten years ago tomorrow, Enron, which was then the US's seventh largest company, filed for bankruptcy following a shocking accounting scandal that seemed to have completely passed its auditor by. The auditor in question, Arthur Andersen, subsequently disbanded.

Britons pay record amounts off their mortgages

Homeowners pumped a record £9.1bn into reducing the debt on their properties in the second quarter of the year, the Bank of England revealed yesterday.

David Prosser: A decade after Enron's collapse, the failures of the audit industry have still to be confronted

Outlook Ten years ago tomorrow, Enron, which back then was the US's seventh largest company, filed for bankruptcy following a shocking accounting scandal that appeared to have completely passed its auditor by. The auditor in question, Arthur Andersen, subsequently disbanded.

Osborne's impact laid bare: The rich get richer and the poor get poorer

Government warns of new credit crunch as the poor feel the pain

Vicky Pryce: If Europe deteriorates further, there will be even more hardship ahead for us

The story seems to be that the credit crunch knocked more stuffing out of the economy than we thought

David Prosser: Eurozone leaders have found convenient fall guys in the credit ratings agencies

Outlook Here we go again: if in doubt, shoot the messenger. While the eurozone's leaders continue to argue about the best way to resolve the crisis stalking the single currency bloc, action isproceeding much more quickly against a convenient bunch of fall guys – the credit rating agencies.

The perils of over-reliance

Never depend on one supplier – it will come back to haunt you, explains Will Wynne

Premier Foods battles for survival after Tesco row

Mr Kipling may bake exceedingly good cakes but his parent company put out an exceedingly bad trading update yesterday. Premier Food's shock announcement prompted a 40 per cent collapse in its share price and raised questions over its future.

Small Talk: Enterprise calls time on FTSE 250 listing

Enterprise Inns was among the most prominent companies to be demoted to the FTSE Small Cap index last week. The pubs group, once a member of the FTSE 100, was booted out of the FTSE 250 as part of the latest index reshuffle, and will relinquish its mid-cap berth after the close this Friday, when the results of the review are implemented.

Sean O'Grady: Even grim scenarios are optimistic

while not on the scale – yet – of the panic that gripped the financial world in the aftermath of the failure of Lehman Brothers in

Mission Drift, Traverse, Edinburgh

The Team don't do things by halves. The New York-based Theatre of the Emerging American Movement state their mission as being to dissect what it means to be an American, living in America today.

Letter from the editor: A parallel universe

I’m sure you must have watched the television coverage of the riots last night, as I did, with increasing concern and, yes, fear.

Julian Knight: Will politicians be able to avert credit crunch part two?

The world's governments that bailed us out in part one now need bailing out themselves
Life and Style
love + sex A new study has revealed the average size - but does that leave men outside the 'normal' range being thought of as 'abnormal'?
Arts and Entertainment
TV
Voices
The Palace of Westminster is falling down, according to John Bercow
voices..says Matthew Norman
Sport
Steve Bruce and Gus Poyet clash
football
News
Graham Norton said Irish broadcaster RTE’s decision to settle was ‘moronic’
TV
Arts and Entertainment
Jake and Dinos Chapman were motivated by revenge to make 'Bring me the Head of Franco Toselli! '
arts + ents Shapero Modern Gallery to show explicit Chapman Brothers film
Arts and Entertainment
Kurt Cobain performing for 'MTV Unplugged' in New York, shortly before his death
music Brett Morgen's 'Cobain: Montage of Heck' debunks many of the myths surrounding the enigmatic singer
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Independent Travel
Pompeii, Capri & the Bay of Naples
Seven Cities of Italy
Burgundy, the River Rhone & Provence
Prague, Budapest and Vienna
Lake Garda
3.	Provence 6 nights B&B by train from £599pp
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Syrian conflict is the world's first 'climate change war', say scientists, but it won't be the last one

Climate change key in Syrian conflict

And it will trigger more war in future
How I outwitted the Gestapo

How I outwitted the Gestapo

My life as a Jew in wartime Berlin
The nation's favourite animal revealed

The nation's favourite animal revealed

Women like cuddly creatures whilst men like creepy-crawlies
Is this the way to get young people to vote?

Getting young people to vote

From #VOTESELFISH to Bite the Ballot
Poldark star Heida Reed: 'I don't think a single bodice gets ripped'

Poldark star Heida Reed

'I don't think a single bodice gets ripped'
The difference between America and Israel? There isn’t one

The difference between America and Israel? There isn’t one

Netanyahu knows he can get away with anything in America, says Robert Fisk
Families clubbing together to build their own affordable accommodation

Do It Yourself approach to securing a new house

Community land trusts marking a new trend for taking the initiative away from developers
Head of WWF UK: We didn’t send Cameron to the Arctic to see green ideas freeze

David Nussbaum: We didn’t send Cameron to the Arctic to see green ideas freeze

The head of WWF UK remains sanguine despite the Government’s failure to live up to its pledges on the environment
Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Author Kazuo Ishiguro on being inspired by shoot-outs and samurai

Set in a mythologised 5th-century Britain, ‘The Buried Giant’ is a strange beast
With money, corruption and drugs, this monk fears Buddhism in Thailand is a ‘poisoned fruit’

Money, corruption and drugs

The monk who fears Buddhism in Thailand is a ‘poisoned fruit’
America's first slavery museum established at Django Unchained plantation - 150 years after slavery outlawed

150 years after it was outlawed...

... America's first slavery museum is established in Louisiana
Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

Kelly Clarkson: How I snubbed Simon Cowell and become a Grammy-winning superstar

The first 'American Idol' winner on how she manages to remain her own woman – Jane Austen fascination and all
Tony Oursler on exploring our uneasy relationship with technology with his new show

You won't believe your eyes

Tony Oursler's new show explores our uneasy relationship with technology. He's one of a growing number of artists with that preoccupation
Ian Herbert: Peter Moores must go. He should never have been brought back to fail again

Moores must go. He should never have been brought back to fail again

The England coach leaves players to find solutions - which makes you wonder where he adds value, says Ian Herbert
War with Isis: Fears that the looming battle for Mosul will unleash 'a million refugees'

The battle for Mosul will unleash 'a million refugees'

Aid agencies prepare for vast exodus following planned Iraqi offensive against the Isis-held city, reports Patrick Cockburn