Money Retailer collected payments on unwanted mobile for 10 months

Q: You answered a reader’s letter (Questions of Cash, 11 May) on a fraud committed at an HBOS ATM, where a “skimming device” was fitted to the front of the machine.  The victim was obviously unaware of this, but apparently a subsequent customer was as they reported it to the branch when it reopened after the weekend. I have no idea what to look for and many other readers will be similarly uninformed.  Please enlighten us!  IM, by email.

Jeremy Warner: Bankers make easy scapegoats, but...

Outlook Only MPs on the Commons Treasury Committee could make the quartet of bankers who appeared before them yesterday look like models of reasonable, intelligent and considered thinking. As public floggings go, it was all fair enough I guess, but the MPs failed to land a killer punch, and as Sir Fred Goodwin, former chief executive of Royal Bank of Scotland, said towards the end of the hearing: "You can blame it on me and close the book, but it doesn't come close to explaining what happened."

PM's adviser blamed for collapse of HBOS

Former chairman of doomed bank 'sacked whistleblower who raised the alarm'

Leading article: These bankers must explain their disastrous decisions

Today's hearing is an opportunity to shine some light on banking failures

Called to account at last

The bankers vilified up and down the country for plunging us all into financial crisis will next week face Treasury Committee members investigating the credit crunch. So what should the MPs ask them? Sean Farrell reports

Investors urge Lloyds to sack Andy Hornby

Investors are calling for Lloyds Banking Group to bring forward its financial results amid growing disquiet that Andy Hornby is still drawing £60,000 a month as a consultant four months after the emergency takeover of HBOS.

HBOS £1m share windfall for property fund chiefs

HBOS's takeover by Lloyds TSB has released more than £1m of shares for the top two executives at a property fund spun off from HBOS at the top of the market.

New bank giant forecasts £1.5bn cost cuts

Lloyds Banking Group said today that it expected annual cost savings of at least £1.5 billion by the end of 2011 after its acquisition of HBOS was completed.

Taxpayer will own nearly half of super-bank

Taxpayers are set to own almost half of the "super-bank" created from Lloyds TSB's rescue takeover of HBOS, the two banks confirmed today.

Private equity in move for HBOS assets

Bank approached over Keepmoat and Apollo, the housing divisions that could go after Lloyds merger

Market Report: Exane confidence in merger boosts HBOS

HBOS led a banking sector rally yesterday after Exane BNP Paribas said that, contrary to the bearish views held by some, the lender's impending combination with Lloyds TSB may provide a healthy upside for investors.

Government will own almost half of new Lloyds

Investors likely to shun Lloyds TSB and HBOS shares ahead of the merger

Hamish McRae: The Government should remember Leyland – and beware

If the Government is prepared to rescue Royal Bank of Scotland and Lloyds HBOS, why should it not also help Jaguar and Land Rover?

Hunter faces write-off on HBOS deal to rescue Wyevale

The Scottish entrepreneur Sir Tom Hunter could face his second write-off of a major investment in recent months, as he gears up to complete a debt-for-equity swap deal with HBOS to safeguard the future of the struggling Wyevale Garden Centre.

Market update - 15 December

The FTSE 100 was up 32.17 points at 4312.52 while the FTSE 250 climbed to 6233.08, up 60.1 points, at 11.49am.

Jeremy Warner: More write-offs at beleaguered HBOS

Outlook: No wonder Halifax Bank of Scotland has decided not to pass on all of last week's 100 basis-point cut in interest rates. Both margins and balance sheet are continuing to deteriorate at a rate of knots, evidently to the complete surprise of the management, who less than two months ago gave the impression that the worst is now known.

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