Money Retailer collected payments on unwanted mobile for 10 months

Q: You answered a reader’s letter (Questions of Cash, 11 May) on a fraud committed at an HBOS ATM, where a “skimming device” was fitted to the front of the machine.  The victim was obviously unaware of this, but apparently a subsequent customer was as they reported it to the branch when it reopened after the weekend. I have no idea what to look for and many other readers will be similarly uninformed.  Please enlighten us!  IM, by email.

Shareholders back Lloyds' record cash call

Shareholders overwhelmingly voted in favour of Lloyds Banking Group's UK record £13.5 billion cash call today.

Darling defends secret loans to keep HBOS and RBS afloat

Chancellor says loans had to be kept confidential to prevent a run on the banks

David Prosser: Honesty is always the best policy

Outlook The scale of the loans provided in October 2008 to HBOS and Royal Bank of Scotland are breathtaking, but the fact the Bank of England has managed to keep them secret until a time of its own choosing is also interesting. A little over a year previously, when news leaked out that the Bank was providing emergency funding to Northern Rock, there was a noisy protest that the lender of last resort could no longer intervene discreetly before banking crises got out of hand. But this is exactly what the Bank then managed to do at HBOS and RBS, thanks to new powers given to it following the Rock affair.

Lloyds puts 60 per cent discount on record £13.5bn rights issue

The City backed Lloyds Banking Group yesterday as it revealed the terms for the UK's largest ever rights issue, set at a discount of almost 60 per cent.

Revealed: Bank's £62bn bid to prevent meltdown

Loans were recovered by January and penalties paid; Collapse of banks would have caused panic

Inquiry asks if HBOS misled over rights issue

A Financial Services Authority investigation into whether HBOS's former board may have misled investors at the time of the bank's abortive £4bn rights issue last year could "open the floodgates" to hundreds of civil court actions against Lloyds Banking Group, which acquired HBOS in January, according to senior legal sources.

The unanswered questions around the emergency HBOS cash call

Just four months before its humiliating collapse into the arms of Lloyds, the bank's chairman assured shareholders that it had sufficient funds for at least a year. How could he have got it so wrong? Ian Fraser reports

David Prosser: Lloyds boss is the last man still standing

Outlook Give Eric Daniels some credit, at least for tenacity. When the true scale of the horrors lurking in HBOS's commercial loan book first emerged, there was a widespread expectation that the Lloyds chief executive responsible for agreeing to take over the rival bank would have to go. Yet he has hung on doggedly, and shareholders yesterday were mainly supportive, despite being asked to participate in a massive cash call.

Hamish McRae: Another bank bailout is the right idea

As growth resumes, the economy will need to find a way of financing it

Lloyds to pay £2.5bn to avoid Government scheme

Lloyds Banking Group will pay the Government £2.5bn to avoid a taxpayer-backed insurance scheme for toxic debts, it emerged today.

Bank calls the shots as Rangers misfire

Rangers 1 Hibernian 1

Lloyds mulls closure of Halifax counters

But the group hotly denies claims that it could close high-street branches

Lloyds suffers pain of reckless HBOS lending

Lloyds Banking Group today said bad debt charges ballooned to £13.4 billion as it paid the price for reckless lending at troubled HBOS.

Brace yourselves: the banks are reporting

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