Arts and Entertainment Lorde and Disclosure have been confirmed to play at this year's Brit Awards 2014

The acts will join Arctic Monkeys, Bastille, Rudimental and Ellie Goulding

Mastercard agrees to cut fees it charges banks

Mastercard agreed to slash the fees it charges banks across Europe as part of a deal with the European Commission yesterday in a move welcomed by British retailers.

Card fraud hits record high despite fortune spent on chip-and-pin security

British consumers are robbed once every seven seconds, often by criminals overseas. Julian Knight and Kate Hughes report

The great credit-card crunch... or why firms squeeze us for extra fees

As the recession bites, retailers, airlines, entertainment firms and even government departments are increasingly imposing fees on consumers when they use their credit or debit cards to pay for goods and services.

Let your holiday savings take wing

Chiara Cavaglieri reports on the credit cards that offer free air miles to hard-pressed Britons

Thrifty Living: How to track the best travel deals

While the onset of recession has driven prices down on the high street over the past few months, there’s been no such savings to be had for regular train-travellers. Prices on some networks rose by as much as 7 per cent at the start of January – almost eight times greater than the current rate of inflation.

Fraudsters are cunning, but you can outfox them...

The world of fraud is changing fast, but there are plenty of ways to protect your cash and your identity

Figures soar for secure online payments

The number of credit and debit cards which are signed up to a secure online payment system has soared by more than 650 per cent during the past two years, figures showed today.

Wealth Check: Debt weighs heavy as she stands on her own two feet

A divorcee who is working all hours to make ends meet asks how she can break free of her card bills. By Harriet Meyer

WorldPay founder creates a voice-only 'biometric' payment system

A voice biometric system for authorising banking transactions was launched yesterday, and even Rory Bremner's impressions are not clever enough to fool it.

'Agenda': the long and the short of excellence in poetry

If you enjoyed the recent Independent promotion of booklets on the "Great Poets", you should continue to keep at the cutting edge of poetry by subscribing to Agenda magazine. In her introduction to the new issue, editor Patricia McCarthy endorses the two kinds of art that WH Auden defined: "escape art", and "parable art" which "shall teach man to unlearn hatred and learn love". "Lauds" is another very shapely issue. Its engagement with celebrated poets is set by the sepia photographs from a private collection on the covers, confirming that Agenda always manages an original approach to even the most studied poetries.

Planning a trip? Then plan your money first

If you're buying foreign currency, be wary; charges can add a lot to the cost of a holiday.

Inside Lines: 'I will KO Chambers' vows Moynihan

Princess Anne was not quite in her infamous "Naff 'orf" mode when she chided the media at the annual general meeting of the British Olympic Association, over which she presides, but she made sure we got the message. "Please get your facts right," she said icily. The BOA have had a rather bad press of late and HRH is not alone in coming out fighting. Colin Moynihan, who threw a mean punch as an amateur bantamweight boxer, is now very much "hands on", adopting a far more aggressive role as chairman after the organisation's recent gaffes by overturning the proposed "gagging" clause in athletes' contracts and throwing out any idea of them using smog masks in Beijing. Moreover, he warns Dwain Chambers that if the sprinter contests his life Olympic ban in court, it will be a fight to the finish "whatever the cost". That, of course could be considerable – for both parties – but Moynihan, well connected in top legal circles, says he will hire the best possible lawyers. "I've been in sport 28 years and I am determined there will be no room for cheats in our teams for Beijing or London."

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Prices correct as of 21 November 2014
Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

Cameron, Miliband and Clegg join forces for Homeless Veterans campaign

It's in all our interests to look after servicemen and women who fall on hard times, say party leaders
Millionaire Sol Campbell wades into wealthy backlash against Labour's mansion tax

Sol Campbell cries foul at Labour's mansion tax

The former England defender joins Myleene Klass, Griff Rhys Jones and Melvyn Bragg in criticising proposals
Nicolas Sarkozy returns: The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?

Sarkozy returns

The ex-President is preparing to fight for the leadership of France's main opposition party – but will he win big enough?
Is the criticism of Ed Miliband a coded form of anti-Semitism?

Is the criticism of Miliband anti-Semitic?

Attacks on the Labour leader have coalesced around a sense that he is different, weird, a man apart. But is the criticism more sinister?
Ouija boards are the must-have gift this Christmas, fuelled by a schlock horror film

Ouija boards are the must-have festive gift

Simon Usborne explores the appeal - and mysteries - of a century-old parlour game
There's a Good Girl exhibition: How female creatives are changing the way women are portrayed in advertising

In pictures: There's a Good Girl exhibition

The new exhibition reveals how female creatives are changing the way women are portrayed in advertising
UK firm Biscuiteers is giving cookies a makeover - from advent calendars to doll's houses

UK firm Biscuiteers is giving cookies a makeover

It worked with cupcakes, doughnuts and macarons so no wonder someone decided to revamp the humble biscuit
Can SkySaga capture the Minecraft magic?

Can SkySaga capture the Minecraft magic?

It's no surprise that the building game born in Sweden in 2009 and now played by millions, has imitators keen to construct their own mega money-spinner
The King's School is way ahead of the pack when it comes to using the latest classroom technology

Staying connected: The King's School

The school in Cambridgeshire is ahead of the pack when it comes to using the latest classroom technology. Richard Garner discovers how teachers and pupils stay connected
Christmas 2014: 23 best women's perfumes

Festively fragrant: the best women's perfumes

Give a loved one a luxe fragrance this year or treat yourself to a sensual pick-me-up
Arsenal vs Borussia Dortmund: Alex Oxlade-Chamberlain celebrates century with trademark display of speed and intuition

Arsenal vs Borussia Dortmund

The Ox celebrates century with trademark display of speed and intuition
Billy Joe Saunders vs Chris Eubank Jnr: When two worlds collide

When two worlds collide

Traveller Billy Joe Saunders did not have a pampered public-school upbringing - unlike Saturday’s opponent Chris Eubank Jnr
Homeless Veterans Christmas Appeal: Drifting and forgotten - turning lives around for ex-soldiers

Homeless Veterans Christmas Appeal: Turning lives around for ex-soldiers

Our partner charities help veterans on the brink – and get them back on their feet
Putin’s far-right ambition: Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU

Putin’s far-right ambition

Think-tank reveals how Russian President is wooing – and funding – populist parties across Europe to gain influence in the EU
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Escape to Moominland

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