Arts and Entertainment Lorde and Disclosure have been confirmed to play at this year's Brit Awards 2014

The acts will join Arctic Monkeys, Bastille, Rudimental and Ellie Goulding

Mastercard agrees to cut fees it charges banks

Mastercard agreed to slash the fees it charges banks across Europe as part of a deal with the European Commission yesterday in a move welcomed by British retailers.

Card fraud hits record high despite fortune spent on chip-and-pin security

British consumers are robbed once every seven seconds, often by criminals overseas. Julian Knight and Kate Hughes report

The great credit-card crunch... or why firms squeeze us for extra fees

As the recession bites, retailers, airlines, entertainment firms and even government departments are increasingly imposing fees on consumers when they use their credit or debit cards to pay for goods and services.

Let your holiday savings take wing

Chiara Cavaglieri reports on the credit cards that offer free air miles to hard-pressed Britons

Thrifty Living: How to track the best travel deals

While the onset of recession has driven prices down on the high street over the past few months, there’s been no such savings to be had for regular train-travellers. Prices on some networks rose by as much as 7 per cent at the start of January – almost eight times greater than the current rate of inflation.

Fraudsters are cunning, but you can outfox them...

The world of fraud is changing fast, but there are plenty of ways to protect your cash and your identity

Figures soar for secure online payments

The number of credit and debit cards which are signed up to a secure online payment system has soared by more than 650 per cent during the past two years, figures showed today.

Wealth Check: Debt weighs heavy as she stands on her own two feet

A divorcee who is working all hours to make ends meet asks how she can break free of her card bills. By Harriet Meyer

WorldPay founder creates a voice-only 'biometric' payment system

A voice biometric system for authorising banking transactions was launched yesterday, and even Rory Bremner's impressions are not clever enough to fool it.

'Agenda': the long and the short of excellence in poetry

If you enjoyed the recent Independent promotion of booklets on the "Great Poets", you should continue to keep at the cutting edge of poetry by subscribing to Agenda magazine. In her introduction to the new issue, editor Patricia McCarthy endorses the two kinds of art that WH Auden defined: "escape art", and "parable art" which "shall teach man to unlearn hatred and learn love". "Lauds" is another very shapely issue. Its engagement with celebrated poets is set by the sepia photographs from a private collection on the covers, confirming that Agenda always manages an original approach to even the most studied poetries.

Planning a trip? Then plan your money first

If you're buying foreign currency, be wary; charges can add a lot to the cost of a holiday.

Inside Lines: 'I will KO Chambers' vows Moynihan

Princess Anne was not quite in her infamous "Naff 'orf" mode when she chided the media at the annual general meeting of the British Olympic Association, over which she presides, but she made sure we got the message. "Please get your facts right," she said icily. The BOA have had a rather bad press of late and HRH is not alone in coming out fighting. Colin Moynihan, who threw a mean punch as an amateur bantamweight boxer, is now very much "hands on", adopting a far more aggressive role as chairman after the organisation's recent gaffes by overturning the proposed "gagging" clause in athletes' contracts and throwing out any idea of them using smog masks in Beijing. Moreover, he warns Dwain Chambers that if the sprinter contests his life Olympic ban in court, it will be a fight to the finish "whatever the cost". That, of course could be considerable – for both parties – but Moynihan, well connected in top legal circles, says he will hire the best possible lawyers. "I've been in sport 28 years and I am determined there will be no room for cheats in our teams for Beijing or London."

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Day In a Page

Burgundy, the River Rhone & Provence – MS Swiss Corona - seven nights from £999pp
Lake Maggiore, Orta and the Matterhorn – seven nights from £899pp
Sicily – seven nights from £939pp
Pompeii, Capri and the Bay of Naples - seven nights from £799pp
Istanbul Ephesus & Troy – six nights from £859pp
Mary Rose – two nights from £319pp
Ukraine crisis: The phoney war is over as Russian troops and armour pour across the border

The phoney war is over

Russian troops and armour pour into Ukraine
Potatoes could be off the menu as crop pests threaten UK

Potatoes could be off the menu as crop pests threaten UK

The world’s entire food system is under attack - and Britain is most at risk, according to a new study
Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Gangnam smile: why the Chinese are flocking to South Korea to buy a new face

Seoul's plastic surgery industry is booming thanks to the popularity of the K-Pop look
From Mozart to Orson Welles: Creative geniuses who peaked too soon

Creative geniuses who peaked too soon

After the death of Sandy Wilson, 90, who wrote his only hit musical in his twenties, John Walsh wonders what it's like to peak too soon and go on to live a life more ordinary
Caught in the crossfire of a cyber Cold War

Caught in the crossfire of a cyber Cold War

Fears are mounting that Vladimir Putin has instructed hackers to target banks like JP Morgan
Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years

Salomé: A head for seduction

Salomé's feminine wiles have inspired writers, painters and musicians for 2,000 years. Now audiences can meet the Biblical femme fatale in two new stage and screen projects
From Bram Stoker to Stanley Kubrick, the British Library's latest exhibition celebrates all things Gothic

British Library celebrates all things Gothic

Forthcoming exhibition Terror and Wonder: The Gothic Imagination will be the UK's largest ever celebration of Gothic literature
The Hard Rock Café's owners are embroiled in a bitter legal dispute - but is the restaurant chain worth fighting for?

Is the Hard Rock Café worth fighting for?

The restaurant chain's owners are currently embroiled in a bitter legal dispute
Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival

In search of Caribbean soul food

Caribbean cuisine is becoming increasingly popular in the UK ... and there's more to it than jerk chicken at carnival
11 best face powders

11 best face powders

Sweep away shiny skin with our pick of the best pressed and loose powder bases
England vs Norway: Roy Hodgson's hands tied by exploding top flight

Roy Hodgson's hands tied by exploding top flight

Lack of Englishmen at leading Premier League clubs leaves manager hamstrung
Angel Di Maria and Cristiano Ronaldo: A tale of two Manchester United No 7s

Di Maria and Ronaldo: A tale of two Manchester United No 7s

They both inherited the iconic shirt at Old Trafford, but the £59.7m new boy is joining a club in a very different state
Israel-Gaza conflict: No victory for Israel despite weeks of death and devastation

Robert Fisk: No victory for Israel despite weeks of devastation

Palestinians have won: they are still in Gaza, and Hamas is still there
Mary Beard writes character reference for Twitter troll who called her a 'slut'

Unlikely friends: Mary Beard and the troll who called her a ‘filthy old slut’

The Cambridge University classicist even wrote the student a character reference
America’s new apartheid: Prosperous white districts are choosing to break away from black cities and go it alone

America’s new apartheid

Prosperous white districts are choosing to break away from black cities and go it alone