Voices

Recession will have lasted three years longer than any other in the past 100 years

Cautious optimism as US economic growth exceeds expectations

Travel on the road to recovery seen as modest but significant while Fed opts to stay the course on bond programme – for now

Chancellor George Osborne warned that 'mad' Help to Buy scheme could drive up house prices

But ministers insist rules over £12bn mortgage guarantees would ensure only 'responsible lending'

The first stage of Help to Buy was launched in April

Revealed: Fresh details on Government's Help-to-Buy housing scheme

Chancellor met housebuilders and mortgage lenders to flesh out plans to underwrite £130bn of mortgage lending

‘Millennium children’ will face acute housing shortage

Britain’s failure to build enough homes is set to put a colossal strain on the housing market when the Noughties baby-boomers hit adulthood in 2020, a report claims today.

UK house prices could rise 18% in next five years

Meanwhile, mortgage lending 26% higher than June last year

Money Insider: Zero per cent mortgage rate: where's the catch? 

When the press release detailing the latest mortgage products from Leeds Building Society landed in my inbox this week, it grabbed my attention when I saw that the home loans were being offered with an initial 0 per cent interest rate.

Average house price is now over £230,000

42% more first time buyers than a year ago

House prices to take eight more years to return to pre-recession levels

House prices could take until 2021 to return to their pre-recession peak in real terms despite a shot in the arm from the Government’s Help to Buy scheme, forecasters warn.

An offset mortgage can save you money on your interest payments, and potentially reduce your term, but it will end up costing you more

House prices show strong growth

House prices have recorded their fastest growth in almost three years in a further sign that the market is gathering pace, Nationwide has reported.

Simon Read: Sale and rent back won't be the lost dodgy money deal

Do you remember sale and rent back? Companies which flogged the deals targeted struggling homeowners with an offer to buy their home and then let them remain paying rent. They sold the deals on the promise of helping people avoid becoming homeless.

US builders seeing brighter times

America's housebuilders have turned positive on their industry's prospects for the first time since the housing crash.

Mortgage lending up 5%

Remortgaging and first-time buyers responsible for continued rise

First-time mortgage lending 'down'

Mortgage lenders have insisted that first-time buyer activity is strengthening, despite new figures showing that lending to this sector dipped for the first time since the start of the year.

Persimmon and Travis Perkins celebrate promotion to FTSE 100

Housebuilder Persimmon and builders' merchant Travis Perkins will celebrate promotion to London's top 100 share index today amid increasing optimism over the property market.

Home sales at three year peak

House prices predicted to rise nearly 30% over next five years

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Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project