Sport Jos Buttler of the Renegades bats during the Big Bash League match between the Melbourne Renegades and Brisbane Heat on 30 December 2013

The Big Bash has been a smash hit. If the plethora of staff and officials from the England and Wales Cricket Board who have been in and out of Australia at various times during the past three months have learned nothing from it, they have been wasting their time.

Money Insider: After chip and PIN, it's the contactless card revolution

It is almost five years since chip and pin was officially introduced in the UK, a payment mechanism that we now all take for granted. In fact, if you happen to visit parts of the world where this technology hasn't yet been implemented, it seems alien to have to sign to confirm your purchase.

Five Questions About: Overdrafts

England announce ODI against Ireland

England will face Ireland in a one-day international in Dublin next August.

Questions Of Cash: 'My e-ISA interest rate was too low'

Q. I opened an e-ISA with NatWest on 28 April 2009. At that time, it was the best ISA available that allowed transfers from existing ISAs. But I believe NatWest applied the wrong interest rate. I should have received 3 per cent or 3.26 per cent AER, but I received only its current rate of 2 per cent AER. I have sent two letters, but haven't received a reply to my second letter. DK, by email.

England players demand apology from Butt

The England team have demanded a "full and unreserved apology" from Pakistan Cricket Board chairman Ijaz Butt and threatened legal action after he alleged they were involved in fixing the third one-day international at the Brit Oval.

Trott and Riaz in pre-match altercation

Jonathan Trott and Wahab Riaz were involved in a confrontation shortly before the start of today's fourth NatWest Series match at Lord's.

Leading article: A sad spectacle

The England and Wales Cricket Board has ruled that the last two matches of the one-day series – today and on Wednesday – will go ahead as planned, despite the cloud hanging over Friday's match at the Oval, which Pakistan won by 23 runs. One of the reasons it gave was that the claims about match-fixing do not relate to any England players – public confirmation of what everyone suspected, but no one wanted to say out loud. Thus was destroyed at a stroke the attempted even-handedness in which the initial suspicions were couched by the International Cricket Council.

Simon Read: Banks should be ashamed of how they treat their customers

Service from banks is getting worse. That's not just my view, it's demonstrated by the shocking figures published by the Financial Ombudsman Service this week that suggest that banks have simply given up dealing properly with complaints.

England call up Shahzad to cover Broad

Stuart Broad suffered discomfort in his groin during practice at the SWALEC Stadium today and England have called up Ajmal Shahzad as pace-bowling cover for their NatWest Twenty20 squad.

Pietersen dropped from England squad

Kevin Pietersen has been dropped from England's NatWest International Twenty20 and NatWest Series squads to face Pakistan, and will instead play for Surrey on loan for the remainder of the season.

Self-employed borrowers face tough times

The self-certification mortgage has all but disappeared, making it harder for people to get a home loan if they are unable to prove their income. Esther Shaw investigates

Money Insider: Cut overdraft costs with MBNA credit card

with the Government's cost-cutting strategy looming on the horizon, many people are already tightening their belts and preparing their own finances for what could be a bumpy couple of years.

London 'most cost-effective city for students'

London is the most cost-effective UK city in which to study, an annual student poll suggested today.

RBS to sell 318 branches to Santander

Royal Bank of Scotland announced today that it has reached a deal to sell 318 branches to Spanish banking giant Santander.

On the Front Foot: Taverners raise a glass and celebrate milestone at Lord's

There were two significant anniversaries in the game yesterday. Charlie Barnett, the former Gloucestershire and England opening batsman, would have been 100. The Lord's Taverners were 60.

Career Services

Day In a Page

Independent Travel
Pompeii, Capri & the Bay of Naples
Dubrovnik, the Dalmatian Coast & Montenegro
Burgundy, the River Rhone & Provence
Lisbon, Oporto and the Douro Valley
Lake Garda, Venice & Verona
Spain
Prices correct as of 23 January 2015
Syria crisis: Celebrities call on David Cameron to take more refugees as one young mother tells of torture by Assad regime

Celebrities call on David Cameron to take more Syrian refugees

One young mother tells of torture by Assad regime
The enemy within: People who hear voices in their heads are being encouraged to talk back – with promising results

The enemy within

People who hear voices in their heads are being encouraged to talk back
'In Auschwitz you got used to anything'

'In Auschwitz you got used to anything'

Survivors of the Nazi concentration camp remember its horror, 70 years on
Autumn/winter menswear 2015: The uniforms that make up modern life come to the fore

Autumn/winter menswear 2015

The uniforms that make up modern life come to the fore
'I'm gay, and plan to fight military homophobia'

'I'm gay, and plan to fight military homophobia'

Army general planning to come out
Iraq invasion 2003: The bloody warnings six wise men gave to Tony Blair as he prepared to launch poorly planned campaign

What the six wise men told Tony Blair

Months before the invasion of Iraq in 2003, experts sought to warn the PM about his plans. Here, four of them recall that day
25 years of The Independent on Sunday: The stories, the writers and the changes over the last quarter of a century

25 years of The Independent on Sunday

The stories, the writers and the changes over the last quarter of a century
Homeless Veterans appeal: 'Really caring is a dangerous emotion in this kind of work'

Homeless Veterans appeal

As head of The Soldiers' Charity, Martin Rutledge has to temper compassion with realism. He tells Chris Green how his Army career prepared him
Wu-Tang Clan and The Sexual Objects offer fans a chance to own the only copies of their latest albums

Smash hit go under the hammer

It's nice to pick up a new record once in a while, but the purchasers of two latest releases can go a step further - by buying the only copy
Geeks who rocked the world: Documentary looks back at origins of the computer-games industry

The geeks who rocked the world

A new documentary looks back at origins of the computer-games industry
Belle & Sebastian interview: Stuart Murdoch reveals how the band is taking a new direction

Belle & Sebastian is taking a new direction

Twenty years ago, Belle & Sebastian was a fey indie band from Glasgow. It still is – except today, as prime mover Stuart Murdoch admits, it has a global cult following, from Hollywood to South Korea
America: Land of the free, home of the political dynasty

America: Land of the free, home of the political dynasty

These days in the US things are pretty much stuck where they are, both in politics and society at large, says Rupert Cornwell
A graphic history of US civil rights – in comic book form

A graphic history of US civil rights – in comic book form

A veteran of the Fifties campaigns is inspiring a new generation of activists
Winston Churchill: the enigma of a British hero

Winston Churchill: the enigma of a British hero

A C Benson called him 'a horrid little fellow', George Orwell would have shot him, but what a giant he seems now, says DJ Taylor
Growing mussels: Precious freshwater shellfish are thriving in a unique green project

Growing mussels

Precious freshwater shellfish are thriving in a unique green project