Consuming Issues: Stop moaning about your bank - just go somewhere else

Capitalism is an undemocratic system. Unlike democracy, some have more "votes" than others, because they own more shares in an institution, or because they have more to spend on certain things in certain places. Still, we consumers have more power than we might realise. Without us there would be no companies. Or indeed banks, to bring me to my point. For if you are really, really upset about the bonuses the banks are paying to their traders and managers – £6bn in all – then my suggestion is to do something about beyond whinging. And that something is to move your account. Put at its simplest; if you don't like the £9m Barclays is paying to its boss Bob Diamond, say, then you can always boycott Barclays.

House prices continue to fall, says Nationwide

House prices started 2011 as they finished 2010, according to the latest figures published by the Nationwide Building Society.

House Doctor: 'Will adding an extension help us find a buyer for our house?'

Question: We put our house on the market in mid-2010 for £175,000-ish but got absolutely nowhere, although plenty viewed and said they liked it.

David Prosser: How best to measure house prices

Outlook There will be plenty of people who feel that Britain needs another house price index like it needs a fresh round of snowfall. Jill Matheson, the National Statistician,disagrees: yesterday she called for the launch of an official index measuring house price changes across the UK.

David Prosser: The biggest house price falls are now behind us

Outlook While revealing there was another small fall in house prices last month, the Nationwide Building Society pointed out yesterday that it has now been exactly three years since the market peaked. To mark that anniversary, Nationwide plotted some charts to compare this downturn with the last significant correction in the early Nineties.

Business Diary: Please don't leave, begs HSBC

HSBC clearly doesn't appear have much regard for the work ethic of the City's banking analysts, or journalists for that matter. Concerned that its announcement of senior management changes, made quite late in the day on Friday, might be missed by those cutting off early for the weekend, it felt obliged to make an early announcement that a statement would be forthcoming. But even that didn't hit analysts' screens until 5.17pm, so the less committed may still have missed it.

Consuming Issues: Tips for cutting £50 a month off your food bill

For millions of people, grocery shopping is about to get tougher. Food inflation is rising, up a record 1 per cent in July, and a further 0.1 per cent last month, fuelled by soaring wheat prices.

David Prosser: The downside of the digital age

Outlook The joys of accountability in the modern age. After Nationwide Building Society announced some not altogether popular changes to its current account a few weeks ago, Graham Beale, the mutual's chief executive, found his personal email inbox deluged by messages from complaining customers. The society promptly changed its system, providing a general account for customers to complain to, while Mr Beale got a new personal address that he presumably hoped would be a little less busy.

David Prosser: Banking reform that cannot be delivered

Outlook While we're on the subject of hospital passes from the Treasury, it's hard not to feel some sympathy for Sir John Vickers, soldiering on at the government-appointed Independent Commission on Banking. His report isn't due for another 12 months, which means he has to endure a whole year of pretending to consider whether retail and investment banking should be split asunder.

House prices slip again as market faces stagnation

House prices are "stagnating" and seem likely to fall over the next few months, according to the Nationwide building society.

House prices slip further as sellers return

House prices have fallen for the second month running, Britain's leading property website said today, and the decline appears to be accelerating.

Confidence falters among consumers

British consumers are growing increasingly worried about the future, a poll suggests today.

House prices fall amid shortage of buyers

A shortage of buyers sent house prices falling in July for the first time since February, figures showed today.

Nationwide not renewing England sponsorship

Nationwide Building Society have confirmed they will not be renewing their sponsorship of the England team.

News
More than 90 years of car history are coming to an end with the abolition of the paper car-tax disc
newsThis and other facts you never knew about the paper circle - completely obsolete today
News
people'I’d rather have Fred and Rose West quote my characters on childcare'
Life and Style
The new Windows 10 Start Menu
tech
Arts and Entertainment
There has been a boom in ticket sales for female comics, according to an industry survey
comedyFirst national survey reveals Britain’s comedic tastes
Travel
Bruce Chatwin's novel 'On the Black Hill' was set at The Vision Farm
travelOne of the finest one-day walks you could hope for - in Britain
Sport
footballManchester City 1 Roma 1: Result leaves Premier League champions in danger of not progressing
Arts and Entertainment
Gay and OK: a scene from 'Pride'
filmsUS film censors have ruled 'Pride' unfit for under-16s, though it contains no sex or violence
News
i100
Life and Style
Magic roundabouts: the gyratory system that has excited enthusiasts in Swindon
motoringJust who are the Roundabout Appreciation Society?
Arts and Entertainment
Hilary North's 'How My Life Has Changed', 2001
booksWell it was good enough for Ancient Egyptians and Picasso...
Career Services

Day In a Page

Independent Travel
Apulia
Lake Annecy
Bruges
Walking in Cyprus
Lanzarote
Victoria Falls
Prices correct as of 26 September 2014
Ebola outbreak: The children orphaned by the virus – then rejected by surviving relatives over fear of infection

The children orphaned by Ebola...

... then rejected by surviving relatives over fear of infection
Pride: Are censors pandering to homophobia?

Are censors pandering to homophobia?

US film censors have ruled 'Pride' unfit for under-16s, though it contains no sex or violence
The magic of roundabouts

Lords of the rings

Just who are the Roundabout Appreciation Society?
Why do we like making lists?

Notes to self: Why do we like making lists?

Well it was good enough for Ancient Egyptians and Picasso...
Hong Kong protests: A good time to open a new restaurant?

A good time to open a new restaurant in Hong Kong?

As pro-democracy demonstrators hold firm, chef Rowley Leigh, who's in the city to open a new restaurant, says you couldn't hope to meet a nicer bunch
Paris Fashion Week: Karl Lagerfeld leads a feminist riot on 'Boulevard Chanel'

Paris Fashion Week

Lagerfeld leads a feminist riot on 'Boulevard Chanel'
Bruce Chatwin's Wales: One of the finest one-day walks in Britain

Simon Calder discovers Bruce Chatwin's Wales

One of the finest one-day walks you could hope for - in Britain
10 best children's nightwear

10 best children's nightwear

Make sure the kids stay cosy on cooler autumn nights in this selection of pjs, onesies and nighties
Manchester City vs Roma: Five things we learnt from City’s draw at the Etihad

Manchester City vs Roma

Five things we learnt from City’s Champions League draw at the Etihad
Martin Hardy: Mike Ashley must act now and end the Alan Pardew reign

Trouble on the Tyne

Ashley must act now and end Pardew's reign at Newcastle, says Martin Hardy
Isis is an hour from Baghdad, the Iraq army has little chance against it, and air strikes won't help

Isis an hour away from Baghdad -

and with no sign of Iraq army being able to make a successful counter-attack
Turner Prize 2014 is frustratingly timid

Turner Prize 2014 is frustratingly timid

The exhibition nods to rich and potentially brilliant ideas, but steps back
Last chance to see: Half the world’s animals have disappeared over the last 40 years

Last chance to see...

The Earth’s animal wildlife population has halved in 40 years
So here's why teenagers are always grumpy - and it's not what you think

Truth behind teens' grumpiness

Early school hours mess with their biological clocks
Why can no one stop hackers putting celebrities' private photos online?

Hacked photos: the third wave

Why can no one stop hackers putting celebrities' private photos online?