Money Larger transfers get the best exchange rates

Research from currency specialists HiFX shows that falls in the pound since the start of the financial crisis have resulted in expat pensioners losing thousands of pounds in income.  We look at ways you can protect yourself.

Scott Johnson, Scotland’s interim head coach

Autumn internationals: Scots fear another drubbing against Wallabies

Scotland's interim head coach, Scott Johnson, admits his side will have another day to forget against Australia on Saturday if they make the same kind of mistakes which cost them dear last weekend.

The new smart: formal wear on the catwalk at E Tautz
Kevin Pietersen of England during a nets session at Sydney Cricket Ground
Kevin Pietersen wants to carry on playing for England until 2016

The Ashes 2013-14: 'I just laugh off Aussie remarks', says Kevin Pietersen

Batsman also spoke of his intention to play for England until at least 2016

Tom Wood produced an immense performance against the All Blacks

England 22 New Zealand 30: Five things we learned about English progress at Twickenham

The Red Roses came close to a second successive victory over the All Blacks

Milestone: Kevin Pietersen will want to rise to the occasion at The Gabba

The Ashes 2013-14: Kevin Pietersen primed to crown his 100th Test with century

Whatever Kevin Pietersen had in mind when he embarked on his new life, playing 100 Test matches for England was probably well towards the back of it. He was blessed with talent and knew it, but he could have barely imagined it would turn out like this.

Dragon flies: Toby Faletau dives over to score Wales’ second try in yesterday’s win over Argentina

Wales 40 Argentina 6 match report: Wales finally blossom in autumn to leave Pumas in the shade

Revenge is sweet as record win ends four-year run without a November victory for Warren Gatland's side

Ken Owens celebrates with George North after scoring Wales' fourth try

Wales 40 Argentina 6: George North praises 'great' victory after the Welsh improve to show their clinical side

North was one of four try scorers who gave Wales their first win in the autumn internationals in four years

Ken Owens celebrates with George North after scoring Wales' fourth try

Wales 40 Argentina 6 match report: Record victory over the Pumas is their first autumn win for four years

Tries from Phillips, North, Faletau and replacement Owens gave the Welsh a much needed boost having not won in the autumn internationals since beating the same opposition four years ago

Melissa Bachman poses with a dead male lion in South Africa

Melissa Bachman blasted over smiling photo with lion she 'stalked and killed'

Ms Bachman said she killed the lion on a hunt in South Africa, where a petition has now been started to have her barred from the country

Lock Devin Toner is nearly 7ft tall and Ireland hope he will dominate the line-out

Round-up: Irish want towering Lock Devin Toner to disrupt Australia

Ireland are looking to snuff out Australia in Dublin today at the very first phase – by dismantling their line-out.

Nacho Monreal

Switch to Arsenal has boosted World Cup hopes, says Nacho Monreal

The full-back has won 15 caps for Spain

Wales Number Eight Toby Faletau attempts to break the tackle of the South African defence

Wales v Argentina: Toby Faletau happy to buck the trend after rejecting France approach to remain with the Newport Gwent Dragons

Wales centre Jonathan Davies was the latest to announce a move across the channel earlier this week but Faletau will remain in Wales until at least 2016

At least 26 dead in bus crash in South Africa

At least 26 people have died and 11 others are seriously injured in a bus crash in South Africa, 60 miles east of the capital Pretoria.

England captain Chris Robshaw wants to turn Twickenham into a fortress ahead of the 2015 Rugby World Cup

England v New Zealand: Captain Chris Robshaw wants fortress feeling at Twickenham to continue against the Kiwis

The current World Cup holders are out for revenge after losing this fixture a year ago but Robshaw wants to turn home stadium into a place to fear for opposition

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Mullah Omar, creator of the Taliban, is dead... for the fourth time

Mullah Omar, creator of the Taliban, is dead... again

I was once told that intelligence services declare their enemies dead to provoke them into popping up their heads and revealing their location, says Robert Fisk
Margaret Attwood on climate change: 'Time is running out for our fragile, Goldilocks planet'

Margaret Attwood on climate change

The author looks back on what she wrote about oil in 2009, and reflects on how the conversation has changed in a mere six years
New Dr Seuss manuscript discovered: What Pet Should I Get? goes on sale this week

New Dr Seuss manuscript discovered

What Pet Should I Get? goes on sale this week
Oculus Rift and the lonely cartoon hedgehog who could become the first ever virtual reality movie star

The cartoon hedgehog leading the way into a whole new reality

Virtual reality is the 'next chapter' of entertainment. Tim Walker gives it a try
Ants have unique ability to switch between individual and collective action, says study

Secrets of ants' teamwork revealed

The insects have an almost unique ability to switch between individual and collective action
Donovan interview: The singer is releasing a greatest hits album to mark his 50th year in folk

Donovan marks his 50th year in folk

The singer tells Nick Duerden about receiving death threats, why the world is 'mentally ill', and how he can write a song about anything, from ecology to crumpets
Let's Race simulator: Ultra-realistic technology recreates thrill of the Formula One circuit

Simulator recreates thrill of F1 circuit

Rory Buckeridge gets behind the wheel and explains how it works
Twitter accused of 'Facebookisation' over plans to overhaul reverse-chronological timeline

Twitter accused of 'Facebookisation'

Facebook exasperates its users by deciding which posts they can and can’t see. So why has Twitter announced plans to do the same?
Jane Birkin asks Hermès to rename bag - but what else could the fashion house call it?

Jane Birkin asks Hermès to rename bag

The star was shocked by a Peta investigation into the exotic skins trade
10 best waterproof mascaras

Whatever the weather: 10 best waterproof mascaras

We found lash-enhancing beauties that won’t budge no matter what you throw at them
Diego Costa biography: Chelsea striker's route to the top - from those who shared his journey

Diego Costa: I go to war. You come with me...

Chelsea's rampaging striker had to fight his way from a poor city in Brazil to life at the top of the Premier League. A new book speaks to those who shared his journey
Ashes 2015: England show the mettle to strike back hard in third Test

England show the mettle to strike back hard in third Test

The biggest problem facing them in Birmingham was the recovery of the zeitgeist that drained so quickly under the weight of Australian runs at Lord's, says Kevin Garside
Women's Open 2015: Charley Hull - 'I know I'm a good golfer but I'm also just a person'

Charley Hull: 'I know I'm a good golfer but I'm also just a person'

British teen keeps her feet on ground ahead of Women's Open
Turkey's conflict with Kurdish guerrillas in Iraq can benefit Isis in Syria

Turkey's conflict with Kurdish guerrillas in Iraq can benefit Isis in Syria

Turkish President Erdogan could benefit politically from the targeting of the PKK, says Patrick Cockburn
Yvette Cooper: Our choice is years of Tory rule under Jeremy Corbyn or a return to a Labour government

Our choice is years of Tory rule under Corbyn or a return to a Labour government

Yvette Cooper urged Labour members to 'get serious' about the next general election rather than become 'a protest movement'