LAST week, a Bank of England report cleared the high-street banks of failing to pass on interest rate cuts to their small business clients. But many customers are still unhappy with their banks' performance. 'Don't Bank on Us', tonight's WORLD IN ACTION (8.30pm ITV), examines why, despite some aggressive marketing, the reputation of Britain's banks has plummeted recently. Quentin McDermott's documentary uncovers evidence of widespread overcharging. When Bob Seymour checked his accounts he discovered that in two years his bank had overcharged him by pounds 17,000 (the bank apologised, while at the same time pressurising him to sell his house). After the death of Sally Gaudern's husband, her bank executed his will: although her assets were sold for pounds 183,000, she has so far received just pounds 17,000. This is the sort of PR banks can do without.
Czech animation may seem like the stuff of C4 cliche, but FRANZ KAFKA (12 midnight), an award- winning short by Piotr Dumala, is certainly eye-catching. Following a Writing on the Line about his mistress Milena Jesenska at 11pm, the film plays on the writer's obsessions: sex and death. Treats include the opening scene from Metamorphosis, in which Gregor Samsa wakes to find himself transformed into a huge beetle.