THE FINANCIAL Services Authority (FSA), the financial regulator, has published two free information booklets for consumers who are considering opting out or transferring out of their employers' pension schemes. The first publication is the FSA Guide to Risks of Pension Transfers. The second is the FSA Guide to the Risks of Opting Out of Your Employer's Pension Scheme. Call 0800 917 3311, or contact the FSA website:

HOLMAN RISK & Insurance Management, the insurance intermediary, is launching an executive home insurance plan with a benefits that include up to pounds 50,000 legal expenses, pounds 25,000 personal accident cover for accidental death, free fifth year's insurance if there are no claims in the first four years, free pet insurance, no interest for monthly premium payments and UK and European vehicle breakdown cover. Prices vary. Call 0171 929 4037.