Assignment nearer home for the financial advisers: Sue Fieldman hears how some of the professionals would handle their children's pounds 100 Christmas presents

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The Independent Online
Spending money is child's play. If someone hands you pounds 100 just before Christmas then, any two-year-old will tell you, you take the money and run to the nearest toy shop.

Give pounds 100 to their parents and the children do not even have a whiff of the readies. The money is invested in some boring building society or unit trust before you can even say the word 'Nintendo'.

The financial professionals - accountants, stockbrokers, bank managers - spend their lives telling other people what to do with their money. But, when it comes to their own children, their financial advice leaves their offspring decidely unimpressed.

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