Bond rates fluctuate

----------------------------------------------------------------------- SIX OF THE BEST Savings ----------------------------------------------------------------------- Type Account Term *0% *25% *40% Min GIB Eurolife 5 years 7.60 7.60 6.46 pounds 10,000 B Soc Nottingham Instant 6.50 4.88 3.90 pounds 25,000 Tessa Market Harborough 5 years 7.60 7.60 7.60 pounds 9,000 ----------------------------------------------------------------------- *Compounded annual rate except for GIB (guaranteed income bond) Source: Chase De Vere 071-404 5766 -----------------------------------------------------------------------

----------------------------------------------------------------------- Mortgages ----------------------------------------------------------------------- Type Source Deal Variable Northern Rock* 2.49% discounted rate on 90% loans Fixed National & Provincial 8.35% 1.8.99 on 90% loans fee pounds 250 Capped Royal Bank of Scotland 8.99% for 5 yrs on 95% loans ----------------------------------------------------------------------- *completion fee pounds 225 Source: John Charcol 071-611 7000 -----------------------------------------------------------------------

INTEREST rates paid on guaranteed income bonds continued to fluctuate this week, with five-year bonds offering the best terms for savers.

Eurolife offers 7.79 per cent net of standard rate tax to savers with more than pounds 10,000, with sums between pounds 2,000 and pounds 9,999 paying interest of 6.69 per cent.

Premium Life offers 7.3 per cent net on savings between pounds 1,000 and pounds 49,999 over four years.

Over two years, Premium Life offers 6 per cent on savings below pounds 10,000. General Portfolio pays 6.12 per cent net on savings above pounds 50,000 over the same period.