Have you won one of the £1m Premium Bonds' jackpots?

Video: The Independent's Personal Finance Editor runs you through the key facts about Premium Bonds

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The Independent Online

A woman living in Wiltshire who bought a Premium Bond back in July 2003 has won one of this month’s £1million jackpots.

The other winner is a man from Suffolk who bought his winning Bond in September 2006.

The female winner actually holds £12,725-worth of Premium Bonds while the man has £ 38,981 invested in the Government-backed prize draw.

More than £60m was paid out to around 2million prizewinners this month, with the bulk receiving £25, although there were also four prizes of what could be a life-changing £100,000, 10 prizes of £50,000, 17 of £25,000 and 44 of £10,000.

The odds of winning any prize in the monthly draw are currently 26,000 to 1, although the odds of winning a jackpot are much higher.

All prizes are paid tax-free although anyone who doesn't end up a winner will only get their cash returned with no interest added.

Meanwhile there remain more than a million unclaimed Premium Bond prizes worth collectively around £48m.

There is no time limit for claiming prizes so even if you won decades ago - the first draw was June 1957 – you money will be waiting for you.

There’s a free NS&I Premium Bonds prize checker app which lets you check if you’ve won a prize in the past six months.

But you can check back further in time by using the Premium Bonds prize checker at nsandi.com

You can also cut the chances of prizes end up unclaimed by registering to have any prizes paid directly into your bank accounts with you notified by email.

You can do that at http://www.nsandi.com/register

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